2026 taxable assessment $105,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $208,200; it is not the 2026 billed-year value.
House report
1635 E Cheltenham Ave
5 bd · 2 ba · 2 stories · 1,430 sqft · RSA5 · built 1940
Owner-occupied · assessed $205K (2026) · 2027 OPA assessment $208K · sold 2×. On the 1600 block of E Cheltenham Ave.
Property summary
Assessment$205,1002026 OPA assessment · 2027: $208,200
Last sale$160KRecorded 2021
Est. tax bill$1,471/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits1Every fetched City permit
Violations0 open5 historical across 4 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 6210870002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $103K in 2005, plumbing permit in 2011, sold for $160K in 2021 (+55%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Felix A Alvino
- Tax mailing address
- 1635 E CHELTENHAM AVE, PHILADELPHIA PA, 19124
- L&I district
- EAST
- Building ID (BIN)
- —
- OPA account
- 621087000
Permits1Every dated permit
Violation cases45 violation records · 0 open
Investigations95 failed · 3 passed · 1 closed
Building certifications0No match
Business licenses10 active
Appeals1In Process · Withdrawn
PermitsPermit number, issued date, work and City status1
PlumbingPermit 331133
Mar 22, 2011 COMPLETED Completed Sep 16, 2011
AREA DRAIN
Violation cases5 individual violation records; resolved history remains visible4
Case 133235CLOSED
STANDARD · Opened Nov 1, 2007 · completed Nov 16, 2007
- CLIP VIOLATION NOTICEViolation 721974Nov 1, 2007 COMPLIED
- HIGH WEEDS-CUTViolation 721975Nov 1, 2007 COMPLIED
Case 268515CLOSED
HAZARDOUS · Opened Mar 8, 2011 · completed Apr 19, 2011
- DRAINAGE-YARD DRAIN REPAIRViolation 2001491Mar 8, 2011 COMPLIED
Case 691305CLOSED
NOTICE OF VIOLATION · Opened Jun 18, 2019 · completed May 9, 2022
- PERM Z- NEW USEViolation 211964141Jun 18, 2019 COMPLIED
Case 331133CLOSED
Opened Date unavailable
- COMPL CONCEAL- BLDG PERM WORKViolation 2037536Apr 13, 2011 CLOSEDCASE
InvestigationsEvery inspector visit, including CLOSED outcomes9
L_CLIPCase 40930
Jun 22, 2005 FAILED
L_CLIPCase 40930
Jul 7, 2005 CLOSED
HCEU INSPCase 133235
Nov 1, 2007 FAILED
HCEU INSPCase 133235
Nov 16, 2007 PASSED
HCEU INSPCase 268515
Mar 8, 2011 FAILED
HCEU INSPCase 268515
Apr 15, 2011 PASSED
HCEU INSPCase 691305
Jun 18, 2019 FAILED
HCEU INSPCase 691305
Dec 19, 2019 FAILED
L&I investigationCase 691305
May 9, 2022 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 621118
CATHERINE PEREZ
Revenue code 3202 · First issued Mar 12, 2014 Closed Expiration Feb 29, 2020 Inactive Apr 29, 2020
AppealsApplication status and decision are separate City fields1
ZBA Permit Denial - VarianceAppeal 40060
Jan 28, 2021 In Process Withdrawn Related permit 1040215
PERMIT FOR A SINGLE FAMILY DWELLING ON 1ST FLOOR AND THREE (3) OCCUPANTS IN THREE (3) UNITS ON 2ND FLOOR (SINGLE ROOM RESIDENCE) IN AN EXISTING STRUCTURE CREATES A CONDITION OF MULTIPLE MAIN USES ON A LOT. ALL OCCUPANTS ARE CAPABLE OF SELF
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
2 verify
1 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileAppeal #40060: In Process · Withdrawn; related permit 1040215. The history also contains “PERM Z- NEW USE.”
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition5 failed, 3 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on May 9, 2022.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyHomestead is tied to owner occupancy and the deedOPA shows the Homestead Exemption.
Why it mattersPhiladelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.
Verify nextA buyer should apply in their own name and not assume the seller’s benefit continues.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 5 historical violations across 4 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1940: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$205,100
2026 billed-year assessment · 2027: $208,200 · built 1940
Price / sq ft
$146
block $125 · above block
Appreciation
+89%
+7%/yr, city 6.5%
In 5 years (~2031)
~$209K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,471
0.71% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
7.4%
≈$1K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermitInspection
The paper trail
Renovated & sold onBought for $103K in 2005, plumbing permit in 2011, sold for $160K in 2021 (+55%).
- 2005 $103KSold
- 2007 2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit
- 2011 PlumbingPermit2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit
- 2019 L&I violationL&IInspection failed ×2L&I visit
- 2021 Appeal withdrawnZoning$160KSold
- 2022 Inspection passedL&I visit
Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
5
Bathrooms
2
Stories
2
Interior
1,430 sqft
livable area
Lot
2,000 sqft
Basement
Full, finished
city code A
Heat
Hot water / radiators
city code B
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
Zoning appeals
1
In Process · Withdrawn · 2021
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1635 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
1635 E Cheltenham Ave sits on the 1600 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1633 E Cheltenham Ave · 1637 E Cheltenham Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:48 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)