Mixed-use report

1629 W Cumberland St

3 stories · 2,010 sqft · CMX1 · built 1915

Owner-occupied · assessed $127K · sold 4×. On the 1600 block of W Cumberland St.

Street view of 1629 W Cumberland St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$127K
built 1915
Price / sq ft
$63
block $64 · in line w/ block
Appreciation
+36%
+3%/yr, city 6.5%
In 5 years (~2031)
~$127K
+3%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
-6319115.3%
≈$-667M/mo rent
Times sold
4
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2000: Sold $20K 2001: Sold $25K 2010: Sold $30K2022: Sold $70K$127K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Traded 4×: $20K in 2000 → $70K in 2022 (+250%).

  1. 2000 $20KSold
  2. 2001 $25KSold
  3. 2010 $30KSold
  4. 2022 $70KSold

Flags: long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
2,010 sqft
livable area
Lot
878 sqft
Exterior condition
Below average
city code 5
Interior condition
Below average
city code 5
Quality grade
C
assessor's grade
Zoning
CMX1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1629 W Cumberland St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$70K
20%
6.875%
$700/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

1629 W Cumberland St sits on the 1600 block of W Cumberland St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1627 W Cumberland St  ·  1625 W Cumberland St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)