House report

1610 W Loudon St

3 bd · 1 ba · 2 stories · 1,140 sqft · RM1 · built 1930

Owner-occupied · assessed $62K · sold 2×. On the 1600 block of W Loudon St.

Property summary

Assessment$62KCity assessed value Last sale$9KRecorded 2010 Est. annual tax$0/yearTax-exempt assessment Tax delinquency$6KCity snapshot · Jun 2022 Permits3Dated events in report ViolationsNone openNone open when assembled

Report assembled Jul 10, 2026 “Open” reflects records available then historical records keep their source dates estimates are labeled

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Street view of 1610 W Loudon St — From the street — imagery © Google

From above — imagery © Esri, Maxar

Historical tax record

Verify the current balance before relying on it.

$6K was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

A separate historical parcel ledger ending in 2016 records $4K and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

Finding

New construction

Why it matters

built new under a 2010 permit (tax-abated).

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

More than one separately dated public record deserves a current-status check.

Evidence: $6,048 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2021, 2022, 2023, 2024, 2025, 2026

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Dated record flagRecent transition activity

The property has an unusually active paper trail worth monitoring for the next permit, inspection, deed, or listing.

Evidence: 1 permit event since 2023 · 1 zoning/board appeal since 2023

Limit: Record activity alone does not establish that a sale or redevelopment is planned.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The current tax estimate is temporary

The taxable assessment implies about $0/yr under a 10-year abatement. It jumps to about $872/yr in 2029 — $872/yr more. Underwrite the post-abatement estimate and verify the actual bill with Revenue.

Built 1930: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2029 it can — knocking about $1,400/yr off the full bill.

$4,469 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value

$62K

built 1930

Price / sq ft

$55

block $116 · below block

Appreciation

-21%

-2%/yr, city 6.5%

In 5 years (~2031)

~$62K

-2%/yr own pace held 5 yrs — extrapolation, not a forecast

Est. tax / yr

0% effective, abated

Jun 2022 tax snapshot

$6K

delinquency recorded then · verify current

Gross yield

20.1%

≈$1K/mo rent

Times sold

kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

This houseBlock median & rangeL&I violationZoningPermitInspection

The paper trail

New construction

built new under a 2010 permit (tax-abated).

2010 UsePermit
2015 UsePermit
2017 L&I violationL&I
2018 L&I violationL&I
2021 14 L&I violations incl UNSAFE STRUCTUREL&I
2023 Inspection failedL&I visit
2024 Make Safe Permit For RPPermit4 L&I violations incl UNSAFE STRUCTUREL&IL&I: 4 failed, 1 passedL&I visit
2025 Appeal request reviewZoningInspection failed ×6L&I visit
2026 Inspection failed ×2L&I visit

Flags: tax-abated — the bill lags real value · $6K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $4K with a lien entry · 1 zoning/board appeal on record · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house’s taxable assessment implies about $0/yr under a 10-year tax abatement. In 2029 the assessment-based estimate reaches ~$872/yr — a step up of $872/yr, 2 assessment years out. Drag the slider.

2027~$0/yrestimated from assessment

now: ($62,300 assessed − $62,300 abated) × 1.3998% ≈ $0/yr 2029: $62,300 assessed × 1.3998% ≈ $872/yr Flat 100% exemption (pre-2022 program, started 2019), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms

Bathrooms

Stories

Interior

1,140 sqft

livable area

Lot

1,120 sqft

Basement

Full

city code D

Heat

Forced hot air

city code A

Central air

Exterior condition

Vacant

city code 6

Vacant

Interior condition

Sealed / compromised

city code 7

Sealed / compromised

Quality grade

assessor's grade

ABCDE

Zoning

RM1

city zoning code

Zoning appeals

request review 2025

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1610 W Loudon St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

Purchase price$62K

Down payment20%

Mortgage rate6.875%

Monthly rent$1K/mo

Price it at the post-abatement bill (~$872/yr from 2029)

Mortgage

—

P&I · 30-yr fixed

All-in monthly

—

+ taxes & insurance

Cash to close

—

down + ~4% costs

Cash flow

—

rent − all costs · /mo

Cap rate

—

NOI ÷ price

Cash-on-cash

—

year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

1610 W Loudon St sits on the 1600 block of W Loudon St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1608 W Loudon St · 1612 W Loudon St

Where this comes from

Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
Permits, violations & inspections — L&I Property History · Atlas
Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
Current property-tax balance — Verify with Philadelphia Revenue
Zoning appeals — L&I & Zoning Board appeals
Neighborhood income & rents — US Census ACS 5-year estimates
Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

BlockReport AICited sources

Ask about this property across the connected public record. Curated questions are free; ask 3 custom questions per browser. Analyst includes up to 150 custom questions per day.

About this data & fine print

Answers are generated by an AI agent querying available City of Philadelphia open data at the moment you ask: OPA property assessments, Recorder of Deeds transfer records, L&I permits, violations & licenses, dated Dept. of Revenue tax records, Zoning Board appeals, Police incident reports, Philly311 requests, and School District of Philadelphia catchment and school data.

For an explicit web search or a current listing/news question, the agent may also search the public web through OpenRouter and must link every web-derived claim. Public listing pages can be stale and are not direct or comprehensive MLS access.

Property-level tax data is historical: the delinquency snapshot is dated June 2022 and the separate detailed ledger ends in 2016. Neither shows what is owed today; verify a current balance with Philadelphia Revenue.

City data is published as-is and can lag, contain errors, or be corrected later; school performance datasets run years behind and are labeled with their school year. AI answers can contain mistakes — verify anything that matters against the official record (property.phila.gov, atlas.phila.gov) before acting on it.

Informational only. Not legal, financial, or investment advice. Not a consumer report under the FCRA — it may not be used to decide anyone's eligibility for housing, tenancy, employment, credit, or insurance.

Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)