Public Records
Edition
Philadelphia1600 block of E Cheltenham AveRecords pulled July 9, 2026

House report

1607 E Cheltenham Ave

3 bd · 1 ba · 1 story · 1,570 sqft · RSA5 · built 1940

Owner-occupied · assessed $190K · sold 1×. On the 1600 block of E Cheltenham Ave.

Street view of 1607 E Cheltenham Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$73 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$190K
built 1940
Price / sq ft
$121
block $125 · in line w/ block
Appreciation
+75%
+5%/yr, city 6.5%
In 5 years (~2031)
~$190K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.66% effective
Gross yield
8.1%
≈$1K/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250KBefore this chart — 2001: Sold $40K 2011: 4 L&I violations 2012: L&I violation 2015: Inspection passed$190K201620222027
This houseBlock median & rangePermit
The paper trail

sold $40K (2001); 4 L&I violations (2011); L&I violation (2012); Inspection passed (2015).

  1. 2001 $40KSold
  2. 2011 4 L&I violationsL&I
  3. 2012 L&I violationL&I
  4. 2015 Inspection passedL&I visit

Flags: $73 back taxes (2001–2010, $30 of it interest & penalties). Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
1
Interior
1,570 sqft
livable area
Lot
1,991 sqft
Basement
Partial, semi-finished
city code F
Heat
Hot water / radiators
city code B
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1607 E Cheltenham Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$190K
20%
6.875%
$1K/mo

When this house last sold (2001) a 30-year mortgage ran about 6.97% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 1605 E Cheltenham Ave  ·  1609 E Cheltenham Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)