Public Records
Edition
Philadelphia100 block of W Cumberland StJuly 9, 2026

House report

153 W Cumberland St

6 bd · 2 ba · 3 stories · 2,060 sqft · RM1 · built 2024

Investor / LLC · assessed $600K · sold 1×. On the 100 block of W Cumberland St.

Street view of 153 W Cumberland St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $3,973/yr reflects a 10-year abatement. It steps up every year and reaches about $8,393/yr in 2035 — $4,420/yr more. Price the full bill, not the current one.

If you own it

Construction next door (152 W Cumberland St, 2024)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Howard Street Holdings LLC · corporate / LLC owner

• Owns 4 properties across Philadelphia under this name, assessed at $2.4M combined
• Holds an active rental license for this address

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$600K
built 2024
Price / sq ft
$291
block $131 · above block
Appreciation
+4584%
+260%/yr, city 6.5%
In 5 years (~2031)
~$682K
+260%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$4K
0.66% effective, abated
Gross yield
Times sold
1
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2022: Land $60K 2022: New construction, addition, GFA change 2022: New Construction2023: New Construction or Additions 2023: New Construction or Additions 2023: New Construction or Additions 2023: New Construction 2023: New Construction 2023: New Construction$600K201620222027
This houseBlock median & rangeLand buyPermit
The paper trail

Bought for $60K in 2022, built new under a 2022 permit (tax-abated).

  1. 2022 $60KLand buyNew construction, addition, GFA changePermitNew ConstructionPermit
  2. 2023 New Construction or AdditionsPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermitNew ConstructionPermit

Flags: tax-abated — the bill lags real value · active rental license. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $3,973/yr under a 10-year tax abatement that steps down every year. In 2035 the bill reaches its full ~$8,393/yr — a step up of $4,420/yr, 8 assessment years out. Drag the slider.

2024: ~$179/yr2025: ~$2,213/yr2026: ~$2,778/yr2027: ~$3,973/yr2028: ~$4,526/yr (projected)2029: ~$5,078/yr (projected)2030: ~$5,631/yr (projected)2031: ~$6,183/yr (projected)2032: ~$6,736/yr (projected)2033: ~$7,288/yr (projected)2034: ~$7,841/yr (projected)2035: ~$8,393/yr (projected)2036: ~$8,393/yr (projected)202420352036
2027~$3,973/yrfrom the record

now: ($599,600 assessed − $315,774 abated) × 1.3998% ≈ $3,973/yr 2035: $599,600 assessed × 1.3998% ≈ $8,393/yr The abated slice shrinks ~10% a year (post-2022 program, started 2025) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
6
Bathrooms
2
Stories
3
Interior
2,060 sqft
livable area
Lot
855 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 153 W Cumberland St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$600K
20%
6.875%
$4K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 155 W Cumberland St  ·  157 W Cumberland St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)