The Block Report

House report

1514 E Montgomery Ave

3 bd · 1 ba · 2 stories · 1,125 sqft · RSA5 · built 1920

Owner-occupied · assessed $494K (2026) · 2027 OPA assessment $526K · sold 3×. On the 1500 block of E Montgomery Ave.

Street view of 1514 E Montgomery Ave
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BlockReport AI · cited public records

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Property summary

Assessment$494,1002026 OPA assessment · 2027: $525,800 Last sale$310KRecorded 2021 Est. tax bill$5,212/year2026 taxable assessment · full-value scenario $6,916/year · basis and term unverified Tax delinquencyNo 2022 matchNot proof account is current Permits11Every fetched City permit Violations1 open5 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$5,212/year

2026 taxable assessment $372,340 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $525,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 181165900
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $372,340 of $494,100 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$6,916/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Why it matters

Bought for $235K in 2021, built new under a 2019 permit (reduced taxable assessment shown), sold for $310K in 2021.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $5,212/yr, while applying the same rate to the full assessment would imply about $6,916/yr — $1,704/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

1 open violation: the clock matters

Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$494,100
2026 billed-year assessment · 2027: $525,800 · built 1920
Price / sq ft
$467
block $275 · above block
Assessment change
+239%
+12%/yr since 2016 · 2027 +6% vs 2026
Est. tax bill / yr
$5,212
0.99% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
3

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19125 median$526K2009201220152018202120242027
Property assessmentBlock median & rangeZIP 19125 medianAssessmentDeed / saleL&I violationAppealPermitInspection

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record20 events · exact dates, newest first
  1. AppealZBA Permit Denial - Variance
  2. PermitAddition and/or Alteration
  3. PermitAlterations
  4. PermitAddition and/or Alterations
  5. PermitAddition and/or Alteration
  6. Deed / saleDeed / sale $235K
  7. Deed / saleDeed / sale $310K
  8. PermitNew construction, addition, GFA change
  9. L&I violationPERMB REVK- ISSUED IN ERROR
  10. InspectionBP_BLDG
  11. PermitDemolition
  12. PermitZoning/use
  13. PermitNew Construction or Additions
  14. PermitNew Construction
  15. InspectionPRECOURT (likely: pre-court compliance inspection)
  16. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  17. L&I violationEXT S-CORNICE BARGEBOARD DEFEC
  18. L&I violationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)
  19. L&I violationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)
  20. L&I violationEXT S-ROOF REPAIR (Repair the exterior roof)

The paper trail

New construction

Bought for $235K in 2021, built new under a 2019 permit (reduced taxable assessment shown), sold for $310K in 2021.

  1. 2019 Inspection failedL&I visitZoning/usePermitDemolitionPermit
  2. 2020 New construction, addition, GFA changePermit
  3. 2021 Addition and/or AlterationPermit$235KSold$310KSold
  4. 2022 Addition and/or AlterationPermitAddition and/or AlterationsPermitAlterationsPermitAddition and/or AlterationPermit
  5. 2025 Appeal withdrawnZoning

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 24 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. AppealZBA Permit Denial - Variance

    Appeal 38404 · Closed · Withdrawn

    PERMIT FOR TWO (2) SURFACE PARKING SPACE (ACCESSORY TO AN EXISTING SINGLE-FAMILY DWELLING IN AN EXISTING ATTACHED BUILDING) ACCESSED FROM MONTGOMERY)

  2. PermitAddition and/or Alteration

    Permit EP-2022-002617 · Completed

    Installing a new 200 amp service and partial rewire of home as per 2014 nec

  3. PermitAlterations

    Permit PP-2022-003146 · Completed

    New PVC drainage and pex water supply to 6 new fixtures. AS PER PPC 2018

  4. PermitAddition and/or Alterations

    Permit MP-2022-002618 · Completed

    EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For Mechanical Work to include the installation as per attached standards. Deviations from these standards require submission of construction and site plans. *INSTALL ELECTRIC 3TON HEAT PUMP SYSTEM *

  5. PermitAddition and/or Alteration

    Permit RP-2022-001397 · Completed

    FOR ALTERATIONS TO A THREE-STORY SEMI-DETACHED STRUCTURE AS PER APPROVED PLAN; FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING. *SEPARATE PERMITS REQUIRED FOR ELECTRICAL, PLUMBING, AND MECHANICAL WORK* **UNDERPINNING IS NOT PART OF THIS PERMIT**

  6. PermitAddition and/or Alteration

    Permit RP-2020-014905 · Expired

    For the partial demolition of the rear portion of the structure. For the erection of a three-story addition with a full basement and roof deck with roof access structure. For alterations throughout the semi-detached single family dwelling per plans.

  7. Recorded transfer$235K transfer

    2021

  8. Recorded transfer$310K transfer

    2021

  9. PermitNew construction, addition, GFA change

    Permit ZP-2020-007149 · Issued

    FOR THE DEMO OF THE 2ND FLOOR REAR STRUCTURE. FOR THE ADDITION OF A REAR STRUCTURE ABOVE AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS PER PLANS. FOR A SINGLE FAMILY HOUSEHOLD LIVING.

  10. ViolationPERMB REVK- ISSUED IN ERROR

    Case 704478 · Violation 211970812 · OPEN

  11. InvestigationBP_BLDG

    Case 704478 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  12. PermitDemolition

    Permit 997838 · REVOKED

    FOR THE COMPLETE DEMOLITION OF AN EXISTING, SEMI-DETACHED, THREE (3) STORY STRUCTURE. STRUCTURE TO BE DEMOLISHED BY HAND AND WITH HAND HELD TOOLS ONLY. PEDESTRIAN PROTECTION TO BE IN PLACE PRIOR TO START OF WORK AND TO BE MAINTAINED DURING ALL DEMOLITION ACTIVITIES. * 21 DAY POSTING AND NOTICE REQUIRED PER A-303.2

  13. PermitZoning/use

    Permit 997837 · COMPLETED

    FOR THE COMPELTE DEMOLITION OF A SEMI-DETACHED STRUCTURE. FOR USE AS A VACANT LOT

  14. PermitNew Construction or Additions

    Permit 995999 · Expired

    SEAL LATERAL AS PER 2004 PPC

  15. PermitNew Construction

    Permit 955501 · Expired

    FOR NEW CONSTRUCTION OF A THREE-STORY ATTACHED BUILDING WITH CELLAR, ROOF DECK AND ROOF-DECK ACCESS STRUCTURE PER APPROVED PLANS FOR USE AS A SINGLE-FAMILY HOUSEHOLD LIVING. BUILDING TO BE SPRINKLER WITH NFPA 13D MINIMUM. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL, PLUMBING AND FIRE SUPPRESSION.

  16. PermitZoning/use

    Permit 955500 · COMPLETED

    FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH CELLAR, ROOF DECK AND ROOF-DECK ACCESS STRUCTURE FOR USE AS A SINGLE-FAMILY HOUSEHOLD LIVING. SIZE AND LOCATION AS PER APPROVED PLAN.

  17. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 207841 · NONE

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file.

  18. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 207841 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  19. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 207841 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  20. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 207841 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  21. ViolationEXT S-CORNICE BARGEBOARD DEFEC

    Case 207841 · Violation 1435526 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationEXT A-CLEAN/EXTERMINATE (Clean the exterior area and address pests)

    Case 207841 · Violation 1435523 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. ViolationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)

    Case 207841 · Violation 1435524 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationEXT S-ROOF REPAIR (Repair the exterior roof)

    Case 207841 · Violation 1435525 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

What this record suggests

The City file documents 11 permits touching electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified · 1 open L&I violation · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $5,212/year. Applying the same 1.3998% rate to the full assessed value would imply ~$6,916/year — $1,704/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$1,344/yr2017: ~$1,344/yr2018: ~$1,344/yr2019: ~$1,344/yr2020: ~$1,344/yr2021: ~$1,344/yr2022: ~$3,278/yr2023: ~$4,430/yr2024: ~$4,430/yr2025: ~$5,212/yr2026: ~$5,212/yr20162026
2026~$5,212/yrestimated from assessment

2026: ($494,100 assessed − $121,761 exempt) × 1.3998% ≈ $5,212/yr full-assessment scenario: $494,100 × 1.3998% ≈ $6,916/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,125 sqft
livable area
Lot
2,440 sqft
Basement
Full, unfinished
city code C
Heat
Heat pump
city code D
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
Closed · Withdrawn · 2025

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1514 E Montgomery Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$526K
20%
6.875%
$2K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1514 E Montgomery Ave sits on the 1500 block of E Montgomery Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1512 E Montgomery Ave  ·  1516 E Montgomery Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 11:39 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)