2026 taxable assessment $115,500 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $568,500; it is not the 2026 billed-year value.
House report
1509 S Franklin St
4 bd · 2 ba · 2 stories · 1,828 sqft · RSA5 · built 2018
Owner-occupancy signal · assessed $578K (2026) · 2027 OPA assessment $569K. On the 1500 block of S Franklin St.
BlockReport AI · cited public records
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Property summary
Assessment$577,5002026 OPA assessment · 2027: $568,500
Last sale$650KRecorded 2023 · later nominal deed
Est. tax bill$1,617/year2026 taxable assessment · full-value scenario $8,084/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits11Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0120864052026 OPA taxes $115,500 of $577,500 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordTorn down & rebuilt
Record summarydemolition was recorded in 2017, followed by a 2017 construction permit.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $1,617/yr, while applying the same rate to the full assessment would imply about $8,084/yr — $6,467/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$577,500
2026 billed-year assessment · 2027: $568,500 · built 2018
Price / sq ft
$311
block $296 · above block
Assessment change
+620%
+20%/yr since 2016 · 2027 -2% vs 2026
Est. tax bill / yr
$1,617
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
0
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$79K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$79K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$444K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$481K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$481K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$481K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$539K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$539K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$578K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$578K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$569K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Teardown · 2017DemolishedThis permit category usually covers partial or complete removal work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-01-31ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-08-31Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-11-03PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-06-29DemolitionThis permit category usually covers partial or complete removal work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-09-01New constructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-10-06ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-10-06MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-10-19SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Appeal · 2017-01-18Zoning board appealA challenge or request reviewed through a City appeals process. Filing an appeal does not show who prevailed; read the decision, conditions, and related permit or violation.How Philadelphia L&I appeals work ↗
Property assessmentBlock median & rangeZIP 19147 medianAssessmentTeardownAppealPermit
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record10 events · exact dates, newest first
- PermitPlumbing
- PermitSuppression
- PermitElectrical
- PermitMechanical
- PermitNew construction
- PermitZoning/use
- PermitDemolition
- PermitZoning
- AppealZoning board appeal
- TeardownDemolished
The paper trail
Torn down & rebuiltdemolition was recorded in 2017, followed by a 2017 construction permit.
- 2017 ZoningPermitZoning/usePermitPlumbingPermitZoning/usePermitDemolitionPermitZoning/usePermitNew constructionPermitDemolishedTeardownElectricalPermitMechanicalPermitSuppressionPermitPlumbingPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitPlumbing
Permit 827257 · COMPLETED
INSTALL A 1" WATER SERVICE COMBO,CURB TRAP, ALL DRAIN LINES, ALL DOMESTIC WATER LINES AND HOT WATER HEATER(SFD)PA20172993178 THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitSuppression
Permit 817493 · COMPLETED
INSTALLATION OF A FIRE SPRINKLER SYSTEM IN ACCORDANCE W/ NFPA 13D STANDARDS.
- PermitElectrical
Permit 822341 · COMPLETED
NEW 200AM SERVICE,LIGHTING,RECEPTACLES,SWITCHES,HARDWIRED SMOKE DETECTORS,PHONE,CATV WIRING PER 2008 NEC (SFD)
- PermitMechanical
Permit 822391 · COMPLETED
INSTALL (1) HVAC SYSTEM WITH DUCTWORK. (SFD)
- PermitNew construction
Permit 783744 · COMPLETED
NEW CONSTRUCTION SINGLE FAMILY DWELLING AS PER PLANS
- PermitZoning/use
Permit 813118 · COMPLETED
**TO CORRECT PERMIT LANGUAGE OF PREVIOUSLY ISSUED AP#758419, DUE TO L&I ERROR** FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK ACCESSED BY A PILOT HOUSE (TO ENCLOSE ACCESS STAIRS ONLY), SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION. FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING.
- PermitZoning/use
Permit 783464 · COMPLETED
COMPLETE DEMOLITION OF EXIST. ATTACHED BUILDING; SIZE & LOCATION AS SHOWN IN APPLICATION. USE REGISTRATION REQUIRED PRIOR TO OCCUPANCY.
- PermitDemolition
Permit 783467 · COMPLETED
COMPLETE DEMO. OF EXIST. ATTACHED ONE (1) STORY MASONRY BEARING WALL & STRUCTURAL STEEL & WOOD FRAME CONSTRUCTION VIA HAND HELD TOOLS & EQUIPMENT ONLY PER APPROVED SITE SAFETY DEMOLITION PLAN & ALL APPLICABLE PROVISIONS OF THE PHILADELPHIA CODE. A COVERED WALKWAY OR SIDEWALK CLOSURE SHALL BE REQ'D W/IN 3 FT. OF BLDG. FACADE @ STREETS PER THE PHILA. BLDG. CODE SEC. 3306; SEPARATE PERMIT FROM L+I &/OR STREETS DEPT. MAY BE REQUIRED.
- PermitPlumbing
Permit 778435 · COMPLETED
SEAL LATERAL AND SHUT OFF PA201705053 SELF CERTIFICATION'S ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- PermitZoning/use
Permit 758419 · COMPLETED
FOR THE ERECTION OF AN ADDITION WITH A ROOF DECK ACCESSED BY A PILOT HOUSE (TO ENCLOSE ACCESS STAIRS ONLY) ABOVE AN EXISTING ATTACHED STRUCTURE, SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION. FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING.
- PermitZoning
Permit 726049 · COMPLETED
FOR THE LOT ADJUSTMENT TO CREATE TWO (2) NEW LOTS ("PARCEL A" AND "PARCEL B" ON PLANS) FROM ONE (1) EXISTING LOT (1509-11 S FRANKLIN ST), SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION.
- AppealZoning board appeal
Appeal 29044 · OPEN · Granted with conditions
Related permit 726049 · PERMIT FOR THE LOT ADJUSTMENT TO CREATE TWO (2) NEW LOTS ("PARCEL A" AND "PARCEL B" ON PLANS)FROM ONE (1) EXISTING LOT (1509-11 S FRANKLIN ST), SIZE AND LOCATION AS SHOWN ON PLAN/APPLICATION.ON PARCELS "A" AND "B": FOR THE ERECTION OF AN AD
What this record suggests
The City file documents 11 permits touching electrical work, plumbing, roof work. 11 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $1,617/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,084/year — $6,467/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($577,500 assessed − $461,983 exempt) × 1.3998% ≈ $1,617/yr
full-assessment scenario: $577,500 × 1.3998% ≈ $8,084/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
2
Stories
2
Interior
1,828 sqft
livable area
Lot
690 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
B-
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
Zoning appeals
1
OPEN · Granted with conditions · 2017
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1509 S Franklin St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1509 S Franklin St sits on the 1500 block of S Franklin St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1507 S Franklin St · 1511 S Franklin St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:07 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)