2026 taxable assessment $70,098 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $289,900; it is not the 2026 billed-year value.
House report
1440 N 25th St
3 bd · 1 ba · 2 stories · 1,200 sqft · RSA5 · built 1920
Investor / LLC · assessed $337K (2026) · 2027 OPA assessment $290K. On the 1400 block of N 25th St.
Property summary
Assessment$337,2002026 OPA assessment · 2027: $289,900
Last sale$12KRecorded 2012 · later nominal deed
Est. tax bill$981/year2026 taxable assessment · full-value scenario $4,720/year · basis and term unverified
Tax delinquency$438City snapshot · Jun 2022
Permits6Every fetched City permit
Violations0 open3 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 2913352002026 OPA taxes $70,098 of $337,200 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources Record found
$438.12 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2019. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$0.00 principal$171.35 interest$128.38 penalty$138.39 other charges
The snapshot’s 2022 context used $256,200 total assessment, $74,017 taxable, and $182,183 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersOwner pulled a temporary tents and canopies permit in 2023.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Morris-Harrison INC
- Tax mailing address
- PO BOX 30131, ELKINS PARK PA, 19027
- L&I district
- NORTH
- Building ID (BIN)
- —
- OPA account
- 291335200
Permits6Every dated permit
Violation cases13 violation records · 0 open
Investigations42 failed · 1 passed · 1 closed
Building certifications0No match
Business licenses10 active
Appeals0No match
PermitsPermit number, issued date, work and City status6
Major alterationPermit 752998
Jan 19, 2017 COMPLETED Completed Aug 7, 2017
EZ INTERIOR ALTERATIONS. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. LICENSED CONTRACTOR TO BE LISTED ON PERMIT. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO START
ElectricalPermit 753108
Jan 20, 2017 COMPLETED Completed Jul 12, 2017
INSTALL 100AMP SERVICE COMPLETE WITH PANEL, METER & GROUNDING, 110VOLT SMOKE COMBO UNITS AS NEEDED INSTALL RECEPTS, LIGHT FIXTURES, SWITHCHES & DOOR BELL BY FISHING ONLY AS PER 2008 NEC (NORTH DISTRICT)ON BUILDING PERMIT ON RECORD
MechanicalPermit 755216
Jan 30, 2017 COMPLETED Completed Jul 9, 2017
INSTALL (1) HVAC SYSTEM WITH DUCTWORK. (SFD)
PlumbingPermit 756499
Feb 2, 2017 COMPLETED Completed Jul 9, 2017
REPAIR MAIN DRAIN, STACK, LAV, TOILET, TUB AND WASTE LINES.THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004
Major alterationPermit 774019
Jun 30, 2017 COMPLETED Completed Jul 9, 2017
REMOVE AND REPLACE REAR SECTION OF SIDE WALL, AS SHOWN ON PLANS. NO INCREASE TO EXISTING FOOTPRINT OF THE BUILDING IS PERMITTED.
Temporary Tents and CanopiesPermit OP-2023-000149
May 5, 2023 Expired Completed Dec 19, 2023
ENCLOSED 20x40 as pew 2018 Philadelphia Fire Code. A street permit is required please email [email protected] prior to the event as per Streets Department approval.
Violation cases3 individual violation records; resolved history remains visible1
Case 576903CLOSED
CONSTRUCTION SERVICES · Opened Mar 29, 2017 · completed Jul 9, 2017
- PERMB- REV WK GONE BEYOND ORIGViolation 4318581Mar 24, 2017 COMPLIED
- PERMB- ALTER REP'R EXT PORTIONViolation 4318579Mar 24, 2017 COMPLIED
- PERMB- STRUCTURAL REPAIRViolation 4318580Mar 24, 2017 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes4
CSUINITIALCase 40579
Jun 17, 2005 CLOSED
BP_BLDGCase 576903
Mar 29, 2017 FAILED
BP_BLDGCase 576903
May 15, 2017 FAILED
BP_BLDGCase 576903
Jul 9, 2017 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
Vacant Residential Property / LotLicense 389646
MCQUEEN WILLIAM
Revenue code 3219 · First issued Oct 31, 2006 Inactive Expiration Feb 28, 2007 Inactive Dec 22, 2012
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 resolve before relying
4 verify
1 favorable dated record
Resolve before relyingA permit row needs file-level verification1 permit not marked completed: OP-2023-000149 (Expired). At least one row also carries a completion date, so the City fields conflict.
Why it mattersIssued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.
Verify nextOpen the permit file and confirm final inspections, holds, and any resulting occupancy certificate.
Open the controlling City guidance ↗Resolve before relyingA dated tax balance needs a current payoff$438.12 was recorded in the City’s 2022-06 delinquency snapshot for 2019.
Why it mattersThat is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.
Verify nextCheck period balances and request a dated Property Payoff statement for settlement.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition2 failed, 1 passed, and 1 CLOSED investigation outcome are in the fetched history; the latest dated visit was PASSED on Jul 9, 2017.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityVacant Residential Property / Lot #389646: Inactive since Dec 22, 2012
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗VerifyThe latest nominal transfer is not a market sale—or a title opinionThe latest deed in the assembled record moved for nominal consideration.
Why it mattersA $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.
Verify nextRead the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.
Open the controlling City guidance ↗VerifyA reduced taxable assessment is not a verified abatementOPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.
Why it mattersThe numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.
Verify nextObtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 3 historical violations across 1 case.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $981/yr, while applying the same rate to the full assessment would imply about $4,720/yr — $3,739/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
$438 in the June 2022 delinquency snapshot
The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Morris-Harrison INC · corporate / LLC owner
• Owns 2 properties across Philadelphia under this name, assessed at $830K combined
• Tax bills mail to Po Box 30131, Elkins Park PA, 19027 — outside Philadelphia
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$337,200
2026 billed-year assessment · 2027: $289,900 · built 1920
Price / sq ft
$242
block $148 · above block
Appreciation
+451%
+19%/yr, city 6.5%
In 5 years (~2031)
~$293K
+19%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$981
0.34% effective, reduced taxable assessment
Jun 2022 tax snapshot
$438
recorded then · verify current
Gross yield
5.1%
≈$1K/mo rent
Times sold
0
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermit
The paper trail
ImprovedOwner pulled a temporary tents and canopies permit in 2023.
- 2017 Major alterationPermitElectricalPermitMechanicalPermitPlumbingPermitMajor alterationPermit3 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
- 2023 Temporary Tents and CanopiesPermit
Flags: material assessment exemption — legal basis and term unverified · $438 recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $981/year. Applying the same 1.3998% rate to the full assessed value would imply ~$4,720/year — $3,739/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($337,200 assessed − $267,119 exempt) × 1.3998% ≈ $981/yr
full-assessment scenario: $337,200 × 1.3998% ≈ $4,720/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,200 sqft
livable area
Lot
1,282 sqft
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1440 N 25th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2012) a 30-year mortgage ran about 3.66% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.
Block context
1440 N 25th St sits on the 1400 block of N 25th St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1438 N 25th St · 1442 N 25th St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:28 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)