Public Records
Edition
Philadelphia1400 block of N Dover StJuly 9, 2026

House report

1439 N Dover St

3 bd · 1 ba · 2 stories · 840 sqft · RSA5 · built 1920

Investor / LLC · assessed $222K · sold 2×. On the 1400 block of N Dover St.

Street view of 1439 N Dover St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $671/yr reflects a 10-year abatement. It jumps to about $3,108/yr in 2029 — $2,437/yr more. Price the full bill, not the current one.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

Lead certificate is not optional

Built 1920: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

M&S Property Group LLC · corporate / LLC owner

• Owns 9 properties across Philadelphia under this name, assessed at $1.9M combined
• Holds an active rental license for this address
• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$222K
built 1920
Price / sq ft
$264
block $173 · above block
Appreciation
+348%
+15%/yr, city 6.5%
In 5 years (~2031)
~$224K
+15%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$671
0.3% effective, abated
Gross yield
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2006: Sold $2K 2013: L&I violation2016: Sold $12K2017: Addition and/or Alteration 2017: Plumbing 2017: New Construction 2017: Mechanical 2017: Plumbing2018: Electrical$222K201620222027
This houseBlock median & rangeSalePermit
The paper trail

Bought for $2K in 2006, built new under a 2017 permit (tax-abated), sold for $12K in 2016.

  1. 2006 $2KSold
  2. 2013 L&I violationL&I
  3. 2016 $12KSold
  4. 2017 Addition and/or AlterationPermitPlumbingPermitNew ConstructionPermitMechanicalPermitPlumbingPermit
  5. 2018 ElectricalPermit

Flags: tax-abated — the bill lags real value · active rental license · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $671/yr under a 10-year tax abatement. In 2029 the bill reaches its full ~$3,108/yr — a step up of $2,437/yr, 2 assessment years out. Drag the slider.

2016: ~$693/yr2017: ~$693/yr2018: ~$693/yr2019: ~$994/yr2020: ~$1,028/yr2021: ~$1,028/yr2022: ~$1,028/yr2023: ~$866/yr2024: ~$866/yr2025: ~$1,112/yr2026: ~$1,112/yr2027: ~$671/yr2028: ~$671/yr (projected)2029: ~$3,108/yr (projected)2030: ~$3,108/yr (projected)201620292030
2027~$671/yrfrom the record

now: ($222,000 assessed − $174,065 abated) × 1.3998% ≈ $671/yr 2029: $222,000 assessed × 1.3998% ≈ $3,108/yr Flat 100% exemption (pre-2022 program, started 2019), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
840 sqft
livable area
Lot
700 sqft
Basement
Full
city code D
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1439 N Dover St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$222K
20%
6.875%
$2K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1437 N Dover St  ·  1441 N Dover St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)