House report

1439 N 55th St

4 bd · 1 ba · 2 stories · 1,678 sqft · RSA5 · built 1925

Owner-occupied · assessed $145K. On the 1400 block of N 55th St.

Street view of 1439 N 55th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

History

Why it matters

L&I violation (2023); Inspection failed ×2 (2023); L&I: 1 failed, 1 passed (2024); 2 L&I violations (2026); Inspection failed ×2 (2026).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

2 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$3,190 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$145K
built 1925
Price / sq ft
$87
block $86 · in line w/ block
Appreciation
+138%
+8%/yr, city 6.5%
In 5 years (~2031)
~$146K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$633
0.44% effective
Gross yield
14.3%
≈$2K/mo rent
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200K2023: L&I violation 2023: Inspection failed ×22024: L&I: 1 failed, 1 passed2026: 2 L&I violations 2026: Inspection failed ×2$145K201620222027
This houseBlock median & rangeL&I violationInspection

The paper trail

L&I violation (2023); Inspection failed ×2 (2023); L&I: 1 failed, 1 passed (2024); 2 L&I violations (2026); Inspection failed ×2 (2026).

  1. 2023 L&I violationL&IInspection failed ×2L&I visit
  2. 2024 L&I: 1 failed, 1 passedL&I visit
  3. 2026 2 L&I violationsL&IInspection failed ×2L&I visit

Flags: 2 open L&I violations · $3K back taxes (2015–2016, $224 of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
1
Stories
2
Interior
1,678 sqft
livable area
Lot
1,558 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1439 N 55th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$145K
20%
6.875%
$2K/mo

When this house last sold (1993) a 30-year mortgage ran about 7.31% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

1439 N 55th St sits on the 1400 block of N 55th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1437 N 55th St  ·  1441 N 55th St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)