The Block Report

House report

1439 E Cheltenham Ave

3 bd · 1 ba · 2 stories · 1,234 sqft · RSA5 · built 1940

Absentee individual · assessed $168K (2026) · 2027 OPA assessment $182K · sold 3×. On the 1400 block of E Cheltenham Ave.

Property summary

Assessment$167,7002026 OPA assessment · 2027: $181,900 Last sale$160KRecorded 2022 Est. tax bill$2,347/year2026 taxable assessment × 1.3998% Tax delinquency$15KCity snapshot · Jun 2022 Permits0Every fetched City permit Violations1 open21 historical across 12 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 1439 E Cheltenham Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,347/year

2026 taxable assessment $167,700 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $181,900; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 621081300
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources Record found

$14,956.29 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2015–2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

$8,912.00 principal$3,198.73 interest$614.54 penalty$2,231.02 other charges
7years recorded 2015–2021tax periods 2021-08-31last payment in snapshot Noactionable flag Yespayment agreement Nobankruptcy flag Nosheriff-sale flag Noassessment appeal

The snapshot’s 2022 context used $102,700 total assessment, $102,700 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.

A separate historical parcel ledger ending in 2016 records $4,353.82 and a lien entry. It is shown as historical context only.

2015$2,574.12 total · $1,487.07 principal · $156.14 interest · $104.09 penalty2016$1,779.70 total · $1,553.43 principal · $23.30 interest · $15.53 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

Several independent, separately dated records stack up here and deserve prompt verification.

Evidence: 1 open L&I violation · $14,956 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2023, 2026

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

1 open violation: the clock matters

Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.

$4,354 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Lead certificate is not optional

Built 1940: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$167,700
2026 billed-year assessment · 2027: $181,900 · built 1940
Price / sq ft
$147
block $147 · in line w/ block
Appreciation
+74%
+6%/yr, city 6.5%
In 5 years (~2031)
~$182K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,347
1.29% effective
Jun 2022 tax snapshot
$15K
recorded then · verify current
Gross yield
6.5%
≈$992/mo rent
Times sold
3
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2007: Sold $95K 2012: Inspection failed ×4 2014: Sold $51K2019: 2 L&I violations2022: L&I violation 2022: L&I: 1 failed, 1 passed 2022: Sold $160K2023: 3 L&I violations 2023: L&I: 4 failed, 2 passed2026: L&I violation 2026: Inspection failed$168K201620182020202220242026
This houseBlock median & rangeSaleL&I violationPermit
Highlight

The paper trail

Frequently traded

Traded 3×: $95K in 2007 → $160K in 2022 (+68%).

  1. 2007 $95KSold
  2. 2012 Inspection failed ×4L&I visit
  3. 2014 $51KSold
  4. 2019 2 L&I violationsL&I
  5. 2022 L&I violationL&IL&I: 1 failed, 1 passedL&I visit$160KSold
  6. 2023 3 L&I violationsL&IL&I: 4 failed, 2 passedL&I visit
  7. 2026 L&I violationL&IInspection failedL&I visit

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
EAST
OPA account
621081300

What this record suggests

1 violation is still marked open in the assembled record. The date and status belong in a current L&I check before relying on them.

  1. ViolationEXTERIOR AREA WEEDS

    Case CF-2026-076515 · Violation VI-2026-047167 · OPEN

  2. InvestigationL&I investigation

    Case CF-2026-076515 · FAILED

  3. InvestigationL&I investigation

    Case CF-2023-077042 · PASSED

  4. InvestigationL&I investigation

    Case CF-2023-077042 · FAILED

  5. InvestigationL&I investigation

    Case CF-2023-074773 · PASSED

  6. ViolationEXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMES

    Case CF-2023-077042 · Violation VI-2023-057187 · COMPLIED

  7. ViolationEXTERIOR STRUCTURE STAIRS, DECKS, PORCHES

    Case CF-2023-077042 · Violation VI-2023-057188 · COMPLIED

  8. ViolationEXTERIOR AREA WEEDS

    Case CF-2023-074773 · Violation VI-2023-055969 · COMPLIED

  9. InvestigationL&I investigation

    Case CF-2023-074773 · FAILED

  10. LicenseRental

    License 912517 · Active

    thuy hoang diem mai · Expires 2026-12-14

  11. InvestigationL&I investigation

    Case CF-2022-063841 · PASSED

  12. ViolationEXTERIOR AREA WEEDS

    Case CF-2022-063841 · Violation VI-2022-046080 · COMPLIED

  13. InvestigationL&I investigation

    Case CF-2022-063841 · FAILED

  14. Recorded transfer$160K transfer

    2022

  15. ViolationHIGH WEEDS-CUT

    Case 700622 · Violation 5142233 · COMPLIED

  16. ViolationCLIP VIOLATION NOTICE

    Case 700622 · Violation 5142232 · COMPLIED

  17. ViolationVEHICLES UNREGISTERED

    Case 620592 · Violation 4634714 · COMPLIED

  18. LicenseVacant Residential Property / Lot

    License 635092 · Inactive

    FEDERAL HOME LOAN MORTGAGE CORP (LUBLIN CORP REALTORS-AGENT) · Expires 2015-02-28 · Inactive 2015-04-29

  19. Recorded transfer$51K transfer

    2014

  20. InvestigationHCEU INSP

    Case 313701 · FAILED

  21. InvestigationPRECOURT

    Case 313701 · CLOSED

  22. ViolationLICENSE-RES SFD/2FD

    Case 313701 · Violation 2630023 · CLOSED

  23. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 273446 · Violation 2044326 · COMPLIED

  24. ViolationDRAINS - YARD

    Case 273446 · Violation 2044325 · COMPLIED

  25. ViolationCLIP VIOLATION NOTICE

    Case 273446 · Violation 2044324 · COMPLIED

  26. ViolationHIGH WEEDS-CUT

    Case 253934 · Violation 1840094 · COMPLIED

  27. ViolationCLIP VIOLATION NOTICE

    Case 253934 · Violation 1840093 · COMPLIED

  28. ViolationCLIP VIOLATION NOTICE

    Case 232336 · Violation 1657260 · COMPLIED

  29. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 232336 · Violation 1657261 · COMPLIED

  30. LicenseRental

    License 483978 · Inactive

    ALEXANDER & VIDAL JAVIER · Expires 2011-02-28 · Inactive 2012-12-22

  31. ViolationCLIP VIOLATION NOTICE

    Case 204006 · Violation 1368885 · COMPLIED

  32. ViolationHIGH WEEDS-CUT

    Case 204006 · Violation 1368887 · COMPLIED

  33. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 204006 · Violation 1368886 · COMPLIED

  34. InvestigationHCEU INSP

    Case 119518 · PASSED

  35. ViolationCLIP VIOLATION NOTICE

    Case 119518 · Violation 617640 · COMPLIED

  36. ViolationHIGH WEEDS-CUT

    Case 119518 · Violation 617641 · COMPLIED

  37. InvestigationHCEU INSP

    Case 119518 · FAILED

  38. Recorded transfer$95K transfer

    2007

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections

A permit is the City’s authorization and review pathway for construction or repair work. No fetched permit is not proof that no work ever happened.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: active rental license · 1 open L&I violation · $15K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $4K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,234 sqft
livable area
Lot
1,266 sqft
Basement
Partial, semi-finished
city code F
Heat
Hot water / radiators
city code B
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1439 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$160K
20%
6.875%
$1K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

1439 E Cheltenham Ave sits on the 1400 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1437 E Cheltenham Ave  ·  1441 E Cheltenham Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 1:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)