Public Records
Edition
Philadelphia1400 block of Lombard StJuly 9, 2026

House report

1431 Lombard St

4 bd · 4 ba · 1 story · 2,772 sqft · RM1 · built 1850

Absentee individual · assessed $972K · sold 3×. On the 1400 block of Lombard St.

Street view of 1431 Lombard St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1850: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you’re the landlord

Lead certificate is not optional

Built 1850: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$972K
built 1850
Price / sq ft
$351
block $357 · in line w/ block
Appreciation
+57%
+4%/yr, city 6.5%
In 5 years (~2031)
~$974K
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$14K
1.4% effective
Gross yield
—
Times sold
3
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0MBefore this chart — 2010: Electrical 2010: Plumbing 2011: Suppression 2011: Suppression 2011: 8 L&I violations 2012: Plumbing2018: 3 L&I violations incl UNSAFE STRUCTURE2021: Addition and/or Alteration 2021: L&I violation2022: Sold $960K2024: Make Safe Permit For RP 2024: 3 L&I violations incl UNSAFE STRUCTURE$972K201620222027
This houseBlock median & rangeSaleL&I violationPermit
The paper trailRenovated & sold on

Bought for $960K in 2022, electrical permit in 2010, sold for $960K in 2022 (+317%).

  1. 2010 ElectricalPermitPlumbingPermit
  2. 2011 SuppressionPermitSuppressionPermit8 L&I violationsL&I
  3. 2012 PlumbingPermit
  4. 2018 3 L&I violations incl UNSAFE STRUCTUREL&I
  5. 2021 Addition and/or AlterationPermitL&I violationL&I
  6. 2022 $960KSold
  7. 2024 Make Safe Permit For RPPermit3 L&I violations incl UNSAFE STRUCTUREL&I

Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
4
Stories
1
Interior
2,772 sqft
livable area
Lot
836 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
B
assessor's grade
Zoning
RM1
city zoning code
Zoning appeals
1
granted 2010

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1431 Lombard St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$960K
20%
6.875%
$7K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 1433 Lombard St  ·  1417 Lombard St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)