House report

1431 E Columbia Ave

3 bd · 2 ba · 3 stories · 2,031 sqft · IRMX · built 2016

Owner-occupied · assessed $645K · sold 5×. On the 1400 block of E Columbia Ave.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

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Street view of 1431 E Columbia Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

What stands out

From the public record
Finding

New construction

Why it matters

Bought for $610K in 2015, built new under a 2015 permit, sold for $739K in 2020.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$645K
built 2016
Price / sq ft
$318
block $264 · above block
Appreciation
+3566%
+39%/yr, city 6.5%
In 5 years (~2031)
~$658K
+39%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$9K
1.4% effective
Jun 2022 tax snapshot
Gross yield
3.6%
≈$2K/mo rent
Times sold
5
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2015: Land $610K 2015: Appeal granted 2015: Zoning/use 2015: New construction 2015: New construction2016: Plumbing 2016: Mechanical 2016: Electrical 2016: Suppression 2016: Plumbing 2016: Sold $600K2020: Sold $739K$645K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Bought for $610K in 2015, built new under a 2015 permit, sold for $739K in 2020.

  1. 2015 $610KLand buyAppeal grantedZoningZoning/usePermitNew constructionPermitNew constructionPermit
  2. 2016 PlumbingPermitMechanicalPermitElectricalPermitSuppressionPermitPlumbingPermit$600KSold
  3. 2020 $739KSold

Flags: 1 zoning/board appeal on record · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,031 sqft
livable area
Lot
1,238 sqft
Basement
Full, semi-finished
city code B
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B
assessor's grade
Zoning
IRMX
city zoning code
Zoning appeals
1
granted 2015

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1431 E Columbia Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$645K
20%
6.875%
$2K/mo

When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

1431 E Columbia Ave sits on the 1400 block of E Columbia Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1429 E Columbia Ave  ·  1433 E Columbia Ave

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)