2026 taxable assessment $239,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $212,300; it is not the 2026 billed-year value.
Multi-family report
1428 E Cheltenham Ave
2 bd · 2 ba · 2 stories · 1,368 sqft · RSA5 · built 1940
Absentee individual · assessed $240K (2026) · 2027 OPA assessment $212K · 2 licensed units · sold 6×. On the 1400 block of E Cheltenham Ave.
Property summary
Assessment$239,7002026 OPA assessment · 2027: $212,300
Last sale$117KRecorded 2017 · later nominal deed
Est. tax bill$3,355/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits1Every fetched City permit
Violations0 open2 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 6210737002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $42K in 2000, electrical permit in 2008, sold for $117K in 2017 (+179%).
View supporting records →Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Assessment/permit mismatch
The assessment jumped 68% in 2023, but no matching permit appears in the property timeline.
Evidence: assessment moved from $109,800 to $184,100 · no permit shown in 2022-2024
Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1940: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
2 units and RSA5 zoning need reconciliation
The assessment or license record describes multiple units while the zoning district is generally single-family. That does not establish whether the use is lawful, nonconforming, abandoned, or incorrectly coded. Verify the registered use and Certificate of Occupancy with L&I before pricing multiple rents.
The last transfer used nominal consideration
The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you’re the landlord
Lead certificate is not optional
Built 1940: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$239,700
2026 billed-year assessment · 2027: $212,300 · built 1940
Price / sq ft
$155
block $147 · above block
Appreciation
+136%
+9%/yr, city 6.5%
In 5 years (~2031)
~$213K
+9%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,355
1.58% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
5.6%
≈$992/mo rent
Times sold
6
latest deed has shared-name parties
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
Highlight
The paper trail
Renovated & sold onBought for $42K in 2000, electrical permit in 2008, sold for $117K in 2017 (+179%).
- 2000 $42KSold
- 2003 $47KSold
- 2007 $140KSold
- 2008 $50KSold$74KSoldElectricalPermit
- 2017 $117KSold
- 2019 2 L&I violationsL&I
City record timeline
Every dated deed, permit, inspection, license, violation, certification, and appeal—together.
The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.
- Recorded owner
- Individual owner on record
- L&I district
- EAST
- OPA account
- 621073700
What this record suggests
The City file documents 1 permit touching electrical work. 1 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
- ViolationHIGH WEEDS-CUT
Case 709572 · Violation 5200463 · COMPLIED
- ViolationCLIP VIOLATION NOTICE
Case 709572 · Violation 5200462 · COMPLIED
- LicenseRental
License 783149 · Active
Martin Pham · Expires 2027-07-15
- Recorded transfer$117K transfer
2017
- LicenseRental
License 621814 · Closed
RICHARD S POTTER JR · Expires 2018-02-28
- PermitElectrical
Permit 186626 · COMPLETED
REPLACE 200 AMP SERVICE DROP AND TWO METER BOXES...IN ACCORDANCE WITH 2005 NEC
- Recorded transfer$50K transfer
2008
- Recorded transfer$74K transfer
2008
- Recorded transfer$140K transfer
2007
- Recorded transfer$47K transfer
2003
- Recorded transfer$42K transfer
2000
Free record guide
How Philadelphia’s property system works
These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.
Permits and inspections 1 on this property
This property’s file includes EP_ELECTRL permit record. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.
L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.
How construction and repair permits work ↗See City inspection stages by permit type ↗Assessments and taxes
The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.
Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.
How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗Violations, cases, and status check current status
An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.
How L&I code enforcement works ↗City violation and order types ↗Flags: active rental license · latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
2
Bathrooms
2
Stories
2
Interior
1,368 sqft
livable area
Lot
1,463 sqft
Basement
Partial, unfinished
city code G
Heat
Electric baseboard
city code C
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1428 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
1428 E Cheltenham Ave sits on the 1400 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1426 E Cheltenham Ave · 1430 E Cheltenham Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)