2026 taxable assessment $167,800 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $180,500; it is not the 2026 billed-year value.
House report
1427 E Cheltenham Ave
3 bd · 1 ba · 1 story · 1,234 sqft · RSA5 · built 1940
Owner-occupied · assessed $168K (2026) · 2027 OPA assessment $181K. On the 1400 block of E Cheltenham Ave.
Property summary
Assessment$167,8002026 OPA assessment · 2027: $180,500
Last sale—No sale value available
Est. tax bill$2,349/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations1 open7 historical across 4 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
Every choice opens the research chat with this property already in context. Curated questions are free.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 6210807002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Why it matters3 L&I violations (2008); 2 L&I violations (2016); L&I violation (2024); L&I: 1 failed, 1 passed (2024); L&I violation (2026); Inspection failed ×2 (2026).
View supporting records →Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: 1 open L&I violation · failed L&I inspection activity in 2026
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1940: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
The last transfer used nominal consideration
The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
1 open violation: the clock matters
Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$167,800
2026 billed-year assessment · 2027: $180,500 · built 1940
Price / sq ft
$146
block $147 · in line w/ block
Appreciation
+79%
+6%/yr, city 6.5%
In 5 years (~2031)
~$181K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,349
1.3% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
6.6%
≈$992/mo rent
Times sold
0
latest deed has shared-name parties
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermit
The paper trail
History3 L&I violations (2008); 2 L&I violations (2016); L&I violation (2024); L&I: 1 failed, 1 passed (2024); L&I violation (2026); Inspection failed ×2 (2026).
- 2008 3 L&I violationsL&I
- 2016 2 L&I violationsL&I
- 2024 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
- 2026 L&I violationL&IInspection failed ×2L&I visit
City record timeline
Every dated deed, permit, inspection, license, violation, certification, and appeal—together.
The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.
- Recorded owner
- Individual owner on record
- L&I district
- EAST
- OPA account
- 621080700
What this record suggests
1 violation is still marked open in the assembled record. The date and status belong in a current L&I check before relying on them.
- InvestigationL&I investigation
Case CF-2026-054513 · FAILED
- ViolationEXTERIOR AREA WEEDS
Case CF-2026-054513 · Violation VI-2026-033202 · OPEN
- InvestigationL&I investigation
Case CF-2024-036825 · PASSED
- ViolationEXTERIOR AREA WEEDS
Case CF-2024-036825 · Violation VI-2024-030024 · COMPLIED
- InvestigationL&I investigation
Case CF-2024-036825 · FAILED
- ViolationRUBBISH/GARBAGE EXTERIOR-OWNER
Case 516655 · Violation 3820857 · COMPLIED
- ViolationCLIP VIOLATION NOTICE
Case 516655 · Violation 3820856 · COMPLIED
- ViolationVUPD-HIGH WEEDS
Case 152261 · Violation 883735 · COMPLIED
- ViolationRUBBISH/GARBAGE EXTERIOR-OWNER
Case 152261 · Violation 883734 · COMPLIED
- ViolationCLIP VIOLATION NOTICE
Case 152261 · Violation 883733 · COMPLIED
Free record guide
How Philadelphia’s property system works
These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.
Permits and inspections
A permit is the City’s authorization and review pathway for construction or repair work. No fetched permit is not proof that no work ever happened.
L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.
How construction and repair permits work ↗See City inspection stages by permit type ↗Assessments and taxes
The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.
Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.
How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗Violations, cases, and status check current status
An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.
How L&I code enforcement works ↗City violation and order types ↗Flags: 1 open L&I violation · latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
1
Interior
1,234 sqft
livable area
Lot
1,269 sqft
Heat
Hot water / radiators
city code B
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1427 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
1427 E Cheltenham Ave sits on the 1400 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1425 E Cheltenham Ave · 1429 E Cheltenham Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)