2026 taxable assessment $1,550,000 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $1,988,800; it is not the 2026 billed-year value.
Mixed-use report
1421 Spruce St
3 stories · 6,858 sqft · CMX5 · built 1890
Investor / LLC · assessed $1.6M (2026) · 2027 OPA assessment $2.0M. On the 1400 block of Spruce St.
BlockReport AI · cited public records
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Property summary
Assessment$1,550,0002026 OPA assessment · 2027: $1,988,800
Last sale$221KRecorded 1985
Est. tax bill$21,697/year2026 taxable assessment × 1.3998%
Tax delinquency$675City snapshot · Jun 2022
Permits0Every fetched City permit
Violations5 open17 historical across 5 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8712664002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
$674.56 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2020. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
$296.89 principal$204.12 interest$20.78 penalty$152.77 other charges
The snapshot’s 2022 context used $1,414,000 total assessment, $1,414,000 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.
A separate historical parcel ledger ending in 2016 records $3,228.48 and a lien entry. It is shown as historical context only.
2014$2,363.89 total · $0.00 principal · $1,312.32 interest · $554.00 penalty2015$864.59 total · $772.10 principal · $5.79 interest · $0.00 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Why it matters7 L&I violations (2007); 5 L&I violations (2009); L&I: 1 failed, 1 passed (2010); 3 L&I violations (2019); Inspection failed ×2 (2019); 2 L&I violations (2025); Inspection failed (2025); Inspection failed ×2 (2026).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1890: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
5 open violations: the clock matters
Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.
$3,228 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Construction next door (1423 Spruce St, 2025)
Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$1,550,000
2026 billed-year assessment · 2027: $1,988,800 · built 1890
Price / sq ft
$290
block $290 · in line w/ block
Appreciation
+74%
+5%/yr since 2016 · 2027 +28% vs 2026
In 5 years (~2032)
~$2.6M
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$21,697
1.09% effective
Jun 2022 tax snapshot
$675
recorded then · verify current
Gross yield
1.3%
≈$2K/mo rent
Times sold
0
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$1.1M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$1.4M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$1.4M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$1.4M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$1.4M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$1.4M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$1.5M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$1.5M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$1.6M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$1.6M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$2.0M assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- L&I violation · 2007-01-04FIRE EXTING-INSTALL MAX 75FTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-01-04FIRE-PULL STATION SIGNSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-01-04VIOL C&I MESSAGEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-01-04ANNUAL CERT FIRE ALARMA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-01-04FIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)Fire extinguisher needs inspection and a current service tagHow L&I violations and orders work ↗
- Inspection · 2007-01-04CI INSPA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2007-04-14EXT-GRAFFITIA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-04-14CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-10-22ANNUAL CERT FIRE ALARMA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-10-22FIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)Fire extinguisher needs inspection and a current service tagHow L&I violations and orders work ↗
- L&I violation · 2009-10-22FIRE EXTING-INSTALL MAX 75FTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-10-22FIRE-PULL STATION SIGNSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-10-22VIOL C&I MESSAGEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2009-10-22CI INSPA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2019-07-22RENEW LIC INDICATEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2019-07-22CERTIFICATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2019-07-22MULTI FAMILY (R2)A dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2025-12-11RENTAL LICENSE MULTI FAMILY (R2)A dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2025-12-11PERIODIC TESTINGA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2025-12-11L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2007-11-01HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2010-06-09CI INSPA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2019-08-29CI INSPA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2020-02-25CI INSPA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2026-03-05L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2004-04-01RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- Certification · 2026-01-21Fire Alarm CertificationA filed inspection or certification for a regulated building system or component. Check the result, expiration date, and latest filing before treating it as current.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19102 medianAssessmentL&I violationInspectionLicenseCertification
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record27 events · exact dates, newest first
- InspectionL&I investigation
- CertificationFire Alarm Certification
- L&I violationRENTAL LICENSE MULTI FAMILY (R2)
- L&I violationPERIODIC TESTING
- InspectionL&I investigation
- InspectionCI INSP
- InspectionCI INSP
- L&I violationRENEW LIC INDICATED
- L&I violationCERTIFICATION
- L&I violationMULTI FAMILY (R2)
- InspectionCI INSP
- L&I violationANNUAL CERT FIRE ALARM
- L&I violationFIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)
- L&I violationFIRE EXTING-INSTALL MAX 75FT
- L&I violationFIRE-PULL STATION SIGNS
- L&I violationVIOL C&I MESSAGE
- InspectionCI INSP
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- L&I violationEXT-GRAFFITI
- L&I violationCLIP VIOLATION NOTICE
- L&I violationFIRE EXTING-INSTALL MAX 75FT
- L&I violationFIRE-PULL STATION SIGNS
- L&I violationVIOL C&I MESSAGE
- L&I violationANNUAL CERT FIRE ALARM
- L&I violationFIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)
- InspectionCI INSP
- LicenseRental
The paper trail
History7 L&I violations (2007); 5 L&I violations (2009); L&I: 1 failed, 1 passed (2010); 3 L&I violations (2019); Inspection failed ×2 (2019); 2 L&I violations (2025); Inspection failed (2025); Inspection failed ×2 (2026).
- 2007 7 L&I violationsL&I
- 2009 5 L&I violationsL&I
- 2010 L&I: 1 failed, 1 passedL&I visit
- 2019 3 L&I violationsL&IInspection failed ×2L&I visit
- 2025 2 L&I violationsL&IInspection failedL&I visit
- 2026 Inspection failed ×2L&I visit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 28 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- InvestigationL&I investigation
Case CF-2025-132978 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- CertificationFire Alarm Certification
Certification BC-2026-001941 · Certified
Expires 2027-01-21
- ViolationRENTAL LICENSE MULTI FAMILY (R2)
Case CF-2025-132978 · Violation VI-2025-096374 · OPEN
- ViolationPERIODIC TESTING
Case CF-2025-132978 · Violation VI-2025-096375 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationCI INSP
Case 696961 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationCI INSP
Case 696961 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationRENEW LIC INDICATED
Case 696961 · Violation 211968279 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationCERTIFICATION
Case 696961 · Violation 211968281 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationMULTI FAMILY (R2)
Case 696961 · Violation 211968282 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationCI INSP
Case 218646 · PASSED
The cited inspection visit was marked passed.
- InvestigationCI INSP
Case 218646 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationANNUAL CERT FIRE ALARM
Case 218646 · Violation 1612599 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)
Case 218646 · Violation 1612598 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFIRE EXTING-INSTALL MAX 75FT
Case 218646 · Violation 1612597 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFIRE-PULL STATION SIGNS
Case 218646 · Violation 1612596 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVIOL C&I MESSAGE
Case 218646 · Violation 1612595 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationCI INSP
Case 96826 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationCI INSP
Case 96826 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 108841 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
- ViolationEXT-GRAFFITI
Case 108841 · Violation 543357 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationCLIP VIOLATION NOTICE
Case 108841 · Violation 543356 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 108841 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationFIRE EXTING-INSTALL MAX 75FT
Case 96826 · Violation 1481167 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFIRE-PULL STATION SIGNS
Case 96826 · Violation 1481166 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVIOL C&I MESSAGE
Case 96826 · Violation 1481170 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationANNUAL CERT FIRE ALARM
Case 96826 · Violation 1481169 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFIRE EXTING-NEEDS INSP/TAG (Fire extinguisher needs inspection and a current service tag)
Case 96826 · Violation 1481168 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- LicenseRental
License 218001 · Inactive
1421 SPRUCE ST LETD PRTNR · Expires 2016-02-29 · Inactive 2016-04-29
What this record suggests
5 violations are still marked open in the assembled record. The date and status belong in a current L&I check before relying on them.
Flags: 5 open L&I violations · $675 recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $3K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
6,858 sqft
livable area
Lot
2,691 sqft
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
CMX5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1421 Spruce St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (1985) a 30-year mortgage ran about 12.43% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
1421 Spruce St sits on the 1400 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1419 Spruce St · 1423 Spruce St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 5:35 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)