The Block Report

House report

1420 E Cheltenham Ave

3 bd · 1 ba · 2 stories · 1,368 sqft · RSA5 · built 1940

Owner-occupied · assessed $183K (2026) · 2027 OPA assessment $190K · sold 1×. On the 1400 block of E Cheltenham Ave.

Property summary

Assessment$182,6002026 OPA assessment · 2027: $189,700 Last sale$115KRecorded 2005 Est. tax bill$1,156/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits2Every fetched City permit Violations0 open2 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 1420 E Cheltenham Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,156/year

2026 taxable assessment $82,600 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $189,700; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 621073300
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$182,600
2026 billed-year assessment · 2027: $189,700 · built 1940
Price / sq ft
$139
block $147 · below block
Appreciation
+83%
+6%/yr, city 6.5%
In 5 years (~2031)
~$190K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,156
0.61% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
6.3%
≈$992/mo rent
Times sold
1

Assessment vs. the block · every dated City record marked on the line

$0$100K$200K2016 OPA assessment: $100K2017 OPA assessment: $100K2018 OPA assessment: $100K2019 OPA assessment: $108K2020 OPA assessment: $107K2021 OPA assessment: $107K2022 OPA assessment: $107K2023 OPA assessment: $150K2024 OPA assessment: $150K2025 OPA assessment: $183K2026 OPA assessment: $183K2005 — Deed / sale $115K2007 — 2007-03-30: Use · 2007-05-10: VIOLS-NONE FOUND · 2007-05-10: HC FAMILY · 2007-06-27: Child Care Facility2008 — 2008-08-13: VIOL NONE FOUND · 2008-08-13: HC FAMILY2017 — 2017-08-03: Use$183K2005200920132017202120252026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspectionLicense
2017-08-03: Use
Highlight
Every dated record8 events · scroll to browse
  1. PermitUse
  2. L&I violationVIOL NONE FOUND
  3. InspectionHC FAMILY
  4. LicenseChild Care Facility
  5. L&I violationVIOLS-NONE FOUND
  6. InspectionHC FAMILY
  7. PermitUse
  8. Deed / saleDeed / sale $115K

The paper trail

Improved

Bought for $115K in 2005. Owner pulled a use permit in 2017.

  1. 2005 $115KSold
  2. 2007 UsePermitL&I violationL&IL&I: 1 failed, 1 passedL&I visit
  3. 2008 L&I violationL&IInspection passedL&I visit
  4. 2017 UsePermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 9 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitUse

    Permit 805263 · COMPLETED

    FOR A FAMILY DARE CARE FOR A MAIMUM SIX(6) CHILDREN WITH ACCESSORY PREPARING AND SERVING OF FOOD INCIDENTIAL TO A PART OF A SINGLE FAMILY DWELLING.(NO SIGNS ON THIS PERMIT)

  2. ViolationVIOL NONE FOUND

    Case 174365 · Violation 1062227 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  3. InvestigationHC FAMILY

    Case 174365 · PASSED

  4. LicenseChild Care Facility

    License 412408 · Closed

    EARLENE ROBINSON (LOVE OF LIFE CHILDCARE ) · Expires 2020-02-29 · Inactive 2020-04-29

  5. ViolationVIOLS-NONE FOUND

    Case 112592 · Violation 568588 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. InvestigationHC FAMILY

    Case 112592 · FAILED

  7. InvestigationHC FAMILY

    Case 112592 · PASSED

  8. PermitUse

    Permit 65737 · COMPLETED

    USE: SINGLE FAMILY DWELLING WITH CHILDCARE OF MAX. OF FOUR (4) CHILDREN INCLUDING(1 CHILD) UNDER 2 1/2 YRS OF AGE PREP AND SERVE OF FOOD. NO SIGN ON THIS APPLICATION.

  9. Recorded transfer$115K transfer

    2005

What this record suggests

The City file documents 2 permits. 2 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,368 sqft
livable area
Lot
1,470 sqft
Basement
Partial, semi-finished
city code F
Heat
Hot water / radiators
city code B
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1420 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$190K
20%
6.875%
$1K/mo

When this house last sold (2005) a 30-year mortgage ran about 5.87% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

1420 E Cheltenham Ave sits on the 1400 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1418 E Cheltenham Ave  ·  1422 E Cheltenham Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 1:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)