2026 taxable assessment $151,500 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $735,000; it is not the 2026 billed-year value.
House report
1348 N Howard St
3 bd · 2 stories · 2,001 sqft · RSA5 · built 2016
Owner-occupancy signal · assessed $758K (2026) · 2027 OPA assessment $735K · sold 3×. On the 1300 block of N Howard St.
BlockReport AI · cited public records
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Property summary
Assessment$757,5002026 OPA assessment · 2027: $735,000
Last sale$729KRecorded 2020
Est. tax bill$2,121/year2026 taxable assessment · full-value scenario $10,603/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1820575652026 OPA taxes $151,500 of $757,500 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$500K transfer recorded in 2017; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $729K in 2020.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $2,121/yr, while applying the same rate to the full assessment would imply about $10,603/yr — $8,482/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$757,500
2026 billed-year assessment · 2027: $735,000 · built 2016
Price / sq ft
$367
block $288 · above block
Assessment change
+48%
+5%/yr since 2019 · 2027 -3% vs 2026
Est. tax bill / yr
$2,121
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
3
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2019$497K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$497K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$497K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$497K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$600K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$600K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$758K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$758K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$735K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2017Deed / sale $500KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2018Deed / sale $637KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2020Deed / sale $729KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2016-08-08Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-09-30Zoning admin reviewThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-11-17New constructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-12-14SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-01-06PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-01-24MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-03-30ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Certification · 2023-05-31Sprinkler CertificationA filed inspection or certification for a regulated building system or component. Check the result, expiration date, and latest filing before treating it as current.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19122 medianAssessmentDeed / salePermitCertification
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record11 events · exact dates, newest first
- CertificationSprinkler Certification
- Deed / saleDeed / sale $729K
- Deed / saleDeed / sale $637K
- PermitElectrical
- PermitMechanical
- PermitPlumbing
- Deed / saleDeed / sale $500K
- PermitSuppression
- PermitNew construction
- PermitZoning admin review
- PermitZoning/use
The paper trail
New construction$500K transfer recorded in 2017; new construction appears in a 2016 permit with a reduced taxable assessment shown, followed by a recorded transfer of $729K in 2020.
- 2016 Zoning/usePermitZoning admin reviewPermitNew constructionPermitSuppressionPermit
- 2017 PlumbingPermitPlumbingPermitMechanicalPermitElectricalPermit$500KTransfer
- 2018 $637KTransfer
- 2020 $729KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- CertificationSprinkler Certification
Certification BC-2023-011652 · Certified
Expires 2024-05-31
- Recorded transfer$729K transfer
2020
- Recorded transfer$637K transfer
2018
- PermitElectrical
Permit 758490 · COMPLETED
INSTALL 200AMP SERVICE,COMPLETE REWIRE INCLUDING RECEPTS,SWITCHES,OUTLETS,LIGHTS,FIXTURES,SMOKES/CO DETECOTRS AND LOW VOLTAGE PHONE, CABLE & DOOR BELL AS PER 2008 NEC (EAST DISTRICT) ONE SET OF PLANS WITH FOUR APPLICATIONS.
- PermitMechanical
Permit 753938 · COMPLETED
INSTALL 2 FURNACE COIL AND CONDENSER, 60,000 BTU FURNACE 2.5 COIL 25 2.5 TON CONDENSER
- PermitPlumbing
Permit 748226 · COMPLETED
INSTALLING WATER AND DRAINS LINES FOR (3)3PC BATHROOM,1 KITCHEN,1 LAUNDRY ROOM AND 1 POWDER (SFD)THE INSTALLATION SHALL COMPLY WITH THE PHILADELPHIA PLUMBING CODE, 2004
- PermitPlumbing
Permit 747639 · COMPLETED
INSTALLING 5" HOUSE TRAP,4" FRESH AIR INLET,HOUSE DRAIN,5" LATERAL AND 1" WATER SERVICE-PA1#2016-3420952-"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"
- Recorded transfer$500K transfer
2017
- PermitSuppression
Permit 739629 · COMPLETED
FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITH NFPA 2007, STANDARD 13R TO INCLUDE DRY SPRINKLER HEADS, 2-INCH DIAMETER SERVICE LINE AND BACKFLOW PREVENTION ASSEMBLY. (SEE PLANS PER AP#736918)
- PermitNew construction
Permit 736426 · COMPLETED
PROPOSED 3 STORY SINGLE FAMILY DWELLING WITH CELLAR ROOF DECK & PILOT HOUSE. SEE AP# 721973 FOR APPROVED PLANS
- PermitZoning admin review
Permit 726046 · COMPLETED
BUILDING FACADES NEXT DOOR (LOTS 1 THU 10)GROUND FLOOR REMAIMS UNCHANGED EXECPT FOR A RECESSED FOR FRONT EGRES WELLS AND STAIRS, REMOVE PILOT HOUSE HAVE ROOF DECK ACCESS VIA EXTERIOR STAIRS, ON THE REAR PORTIONS WHERE 2ND 3RD ANF 4TH FLOORS ARE SETBACK FROM GROUND FLOOR AREASWOULD BECOME TERRACES
- PermitZoning/use
Permit 712348 · COMPLETED
LOTS 11 THRU 14 (MAXIMUM HEIGHT NTE 45 FEET) WITH A ROOF DECK ABOVE ACCESSED BY A PILOT HOUSE, EACH FOR USE AS A SINGLE FAMILY DWELLING, LOTS 11 THRU 14 WITH ACCESSORY INTERIOR PARKING ACCESSED BY A DRIVEWAY EASEMENT FROM LOT 15,
What this record suggests
The City file documents 8 permits touching kitchen work, bathroom work, electrical work, plumbing. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $2,121/year. Applying the same 1.3998% rate to the full assessed value would imply ~$10,603/year — $8,482/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($757,500 assessed − $605,978 exempt) × 1.3998% ≈ $2,121/yr
full-assessment scenario: $757,500 × 1.3998% ≈ $10,603/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Stories
2
Interior
2,001 sqft
livable area
Lot
1,036 sqft
Basement
Full, finished
city code 1
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
B
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1348 N Howard St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1348 N Howard St sits on the 1300 block of N Howard St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1346 N Howard St · 1350r N Howard St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 6:50 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)