The Block Report

House report

1320 S Howard St

3 bd · 2 ba · 2 stories · 2,139 sqft · ICMX · built 2014

Owner-occupancy signal · assessed $549K (2026) · 2027 OPA assessment $580K · sold 2×. On the 1300 block of S Howard St.

Street view of 1320 S Howard St
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

Assessment$548,5002026 OPA assessment · 2027: $580,000 Last sale$522KRecorded 2015 Est. tax bill$6,278/year2026 OPA · Homestead-adjusted Tax delinquency—Snapshot unavailable Permits6Dated events in report Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$6,278/year

2026 taxable assessment $448,500 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $580,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 011055740
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$625K transfer recorded in 2013; new construction appears in a 2013 permit, followed by a recorded transfer of $522K in 2015.

View supporting records →

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$548,500
2026 billed-year assessment · 2027: $580,000 · built 2014
Price / sq ft
$271
block $266 · in line w/ block
Assessment change
+18%
+2%/yr since 2017 · 2027 +6% vs 2026
Est. tax bill / yr
$6,278
1.14% effective
Jun 2022 tax snapshot
—
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19147 median$580K201320162019202220252027
Property assessmentBlock median & rangeZIP 19147 medianAssessmentDeed / saleLand buyAppeal

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record3 events · exact dates, newest first
  1. Deed / saleDeed / sale $522K
  2. AppealZoning board appeal
  3. Land buyLand record $625K

The paper trail

New construction

$625K transfer recorded in 2013; new construction appears in a 2013 permit, followed by a recorded transfer of $522K in 2015.

  1. 2013 Appeal grantedZoningZoning/usePermit$625KLand transferNew constructionPermit
  2. 2014 SuppressionPermit
  3. 2015 PlumbingPermitElectricalPermitMechanicalPermit$522KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 3 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$522K transfer

    2015

  2. AppealZoning board appeal

    Appeal 20340 · CLOSED · Granted

    PERMIT FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK AND ACCESS STRUCTURE AND A DECK AT THE REAR 2ND FLOOR LEVEL; FOR USE AS A SINGLE FAMILY DWELLING WITH ONE (1) ACCESSORY, INTERIOR PARKING SPACE. SIZE AND LOCATION AS SHOWN ON

  3. Land recordLand record

    2013

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
2,139 sqft
livable area
Lot
1,075 sqft
Basement
Partial, finished
city code E
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
ICMX
city zoning code
Zoning appeals
1
CLOSED · Granted · 2013

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1320 S Howard St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$580K
20%
6.875%
$2K/mo

When this house last sold (2015) a 30-year mortgage ran about 3.85% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1320 S Howard St sits on the 1300 block of S Howard St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1318 S Howard St  ·  1322 S Howard St

Where this comes from
Methodology & freshness

This report was assembled Jul 9, 2026, 8:23 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)