2026 taxable assessment $559,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $628,400; it is not the 2026 billed-year value.
House report
1315 S 2nd St
5 bd · 2 ba · 3 stories · 2,308 sqft · RSA5 · built 1920
Owner-occupancy signal · assessed $659K (2026) · 2027 OPA assessment $628K · sold 2×. On the 1300 block of S 2nd St.
BlockReport AI · cited public records
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Property summary
Assessment$659,1002026 OPA assessment · 2027: $628,400
Last sale$505KRecorded 2008
Est. tax bill$7,826/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits11Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0110615052026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summarynew construction appears in a 2012 permit, followed by a recorded transfer of $505K in 2008.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$659,100
2026 billed-year assessment · 2027: $628,400 · built 1920
Price / sq ft
$272
block $245 · above block
Assessment change
+661%
+20%/yr since 2016 · 2027 -5% vs 2026
Est. tax bill / yr
$7,826
1.19% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$83K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$83K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$83K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$415K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$450K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$450K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$450K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$590K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$590K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$659K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$659K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$628K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2008Deed / sale $505KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2012-12-21ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-06-12ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-08-12Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2014-07-03ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-11-25PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-12-09MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-07-27Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2015-07-27ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-10-14Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-10-18New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
Property assessmentBlock median & rangeZIP 19147 medianAssessmentDeed / salePermit
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record11 events · exact dates, newest first
- PermitNew construction, addition, GFA change
- PermitAddition and/or Alteration
- PermitMajor alteration
- PermitZoning
- PermitMechanical
- PermitPlumbing
- PermitMajor alteration
- PermitElectrical
- PermitZoning
- PermitElectrical
- Deed / saleDeed / sale $505K
The paper trail
New constructionnew construction appears in a 2012 permit, followed by a recorded transfer of $505K in 2008.
- 2008 $505KTransfer
- 2012 ElectricalPermit
- 2014 ZoningPermitMajor alterationPermitElectricalPermitMajor alterationPermitPlumbingPermitMechanicalPermit
- 2015 Major alterationPermitZoningPermit
- 2021 Addition and/or AlterationPermitNew construction, addition, GFA changePermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitNew construction, addition, GFA change
Permit ZP-2021-011392 · Issued
FOR THE ERECTION OF AN ADDITION TO AN ATTACHED STRUCTURE; FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING; SIZE AND LOCATION AS SHOWN ON THE APPLICATION/PLAN.
- PermitAddition and/or Alteration
Permit RP-2021-014321 · Completed
FOR THE CONSTRUCTION OF AN ADDITION TO AN ATTACHED STRUCTURE AS PER APPROVED PLAN; FOR USE AS SINGLE-FAMILY HOUSEHOLD LIVING. *SEPARATE PERMITS REQUIRED FOR ELECTRICAL, PLUMBING, AND MECHANICAL WORK* **UNDERPINNING IS NOT PART OF THIS PERMIT**
- PermitMajor alteration
Permit 618951 · EXPIRED
FOR THE ERECTION OF AN ADDITION TO ATTACHED SINGLE FAMILY DWELLING PER SUBMITTED PLAN.
- PermitZoning
Permit 623739 · COMPLETED
FOR THE ERECTION OF AN ADDITION TO ATTACHED SINGLE FAMILY DWELLING.SIZE AND LOCATION AS SHOWN ON SUBMITTED PLAN.
- PermitMechanical
Permit 578546 · COMPLETED
INSTALL 1 90% GAS FURNACE WITH NEW DUCTWORK REGISTERS - PVC VENT - INSTALL MINI SPLITS HEAT PUMPS ON 3RD FLOOR-AS PER PLAN
- PermitPlumbing
Permit 575608 · COMPLETED
4 TOILETS, 2 TUBS, 2 SHOWER STALLS, 1 WASHING MACHINE, 2 LAUNDRY TUBS, 5 SINKS, AND 1 WATER HEATER.
- PermitMajor alteration
Permit 555350 · COMPLETED
REPLACE FIRE DAMAGED REAR OF HOUSE AND ROOF. JOIST THROUGHOUT.
- PermitElectrical
Permit 544390 · COMPLETED
INSTALL ALL NEW WIRING THROUGH OUT DWELLING FOR LIGHTING AND POWER, INSTALL NEW 200AMP ELECTRICAL PANEL, ALL ELECTRICAL DEVICES FOR LIGHTING AND POWER, OUTLETS, SWITCHES, LIGHTS FANS ETC AS PER 2008 NEC (SOUTH DISTRICT)
- PermitZoning
Permit 541009 · COMPLETED
THIRD FLOOR ADDITION OVER EXISTING SECOND FLOOR AND ERECTION OF 14' X 19' REAR SUN DECK TO AN EXISTING SINGLE FAMILY DWELLING.
- PermitMajor alteration
Permit 534413 · COMPLETED
FRAME IN 3 NEW FLOOR STRUCTURES PLUS REPAIR AND FRAME ROOF. ENTEND PARTY WALL WITH BLOCK 2 COURSES. FRMAE IN NEW INTERIOR PARTITONS AND INSTALL NEW RUBBER ROOF AND SIDING FOR BACK WALL. SPRAY FOAM INSULATION TO CODE, DRYWALL, FLOORING FINISH CARPENTRY NEW STAIRCASES. INSTALL NEW KITCHEN AND 3 NEW FULL BATHROOMS.
- PermitElectrical
Permit 444785 · COMPLETED
REMOVE ALL EXISTING CIRCUITS FROM EXISTING 200AMP ELECTRICAL PANEL INSTALL A QUAD GFCI BOX NEXT TO PANEL TO SUPPLY TEMPORARY POWER TO WORK SITE PER 2008 NEC (SFD)
- Recorded transfer$505K transfer
2008
What this record suggests
The City file documents 11 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 10 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
5
Bathrooms
2
Stories
3
Interior
2,308 sqft
livable area
Lot
1,916 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
B-
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1315 S 2nd St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2008) a 30-year mortgage ran about 6.03% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1315 S 2nd St sits on the 1300 block of S 2nd St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1313 S 2nd St · 1317 S 2nd St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 12:44 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)