Public Records
Edition
Philadelphia1300 block of E Montgomery AveJuly 9, 2026

House report

1313 E Montgomery Ave

3 bd · 3 ba · 3 stories · 2,025 sqft · RSA5 · built 2021

Absentee individual · assessed $776K. On the 1300 block of E Montgomery Ave.

Street view of 1313 E Montgomery Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,172/yr reflects a 10-year abatement. It steps up every year and reaches about $10,860/yr in 2033 — $8,688/yr more. Price the full bill, not the current one.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

Construction next door (1313 E Montgomery Ave, 2024)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$776K
built 2021
Price / sq ft
$383
block $277 · above block
Appreciation
-3%
-1%/yr, city 6.5%
In 5 years (~2031)
~$775K
-1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
Times sold
0
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M$776K201620222027
This houseBlock median & range

Flags: tax-abated — the bill lags real value · active rental license. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,172/yr under a 10-year tax abatement that steps down every year. In 2033 the bill reaches its full ~$10,860/yr — a step up of $8,688/yr, 6 assessment years out. Drag the slider.

2023: ~$2,241/yr2024: ~$2,241/yr2025: ~$2,041/yr2026: ~$2,041/yr2027: ~$2,172/yr2028: ~$3,620/yr (projected)2029: ~$5,068/yr (projected)2030: ~$6,516/yr (projected)2031: ~$7,964/yr (projected)2032: ~$9,412/yr (projected)2033: ~$10,860/yr (projected)2034: ~$10,860/yr (projected)202320332034
2027~$2,172/yrfrom the record

now: ($775,800 assessed − $620,635 abated) × 1.3998% ≈ $2,172/yr 2033: $775,800 assessed × 1.3998% ≈ $10,860/yr The abated slice shrinks ~10% a year (post-2022 program, started 2023) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
3
Stories
3
Interior
2,025 sqft
livable area
Lot
812 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1313 E Montgomery Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$776K
20%
6.875%
$6K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1313 E Montgomery Ave  ·  1313 E Montgomery Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)