Public Records
Edition
Philadelphia1300 block of S Capitol StJuly 9, 2026

House report

1305 S Capitol St

3 bd · 2 ba · 3 stories · 1,896 sqft · ICMX · built 2021

Owner-occupied · assessed $650K · sold 1×. On the 1300 block of S Capitol St.

Street view of 1305 S Capitol St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,820/yr reflects a 10-year abatement. It jumps to about $9,099/yr in 2032 — $7,279/yr more. Price the full bill, not the current one.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2032 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$650K
built 2021
Price / sq ft
$343
block $276 · above block
Appreciation
+3%
+1%/yr, city 6.5%
In 5 years (~2031)
~$650K
+1%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.28% effective, abated
Gross yield
—
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2018: New Construction2019: New Construction or Additions 2019: Amend for conversion2020: New Construction or Additions 2020: New Construction 2020: New Construction2021: New Construction 2021: Sold $630K$650K201620222027
This houseBlock median & rangeSalePermit
The paper trailNew construction

built new under a 2018 permit (tax-abated), sold for $630K in 2021.

  1. 2018 New ConstructionPermit
  2. 2019 New Construction or AdditionsPermitAmend for conversionPermit
  3. 2020 New Construction or AdditionsPermitNew ConstructionPermitNew ConstructionPermit
  4. 2021 New ConstructionPermit$630KSold

Flags: tax-abated — the bill lags real value. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,820/yr under a 10-year tax abatement. In 2032 the bill reaches its full ~$9,099/yr — a step up of $7,279/yr, 5 assessment years out. Drag the slider.

2022: ~$2,290/yr2023: ~$1,762/yr2024: ~$1,762/yr2025: ~$1,725/yr2026: ~$1,725/yr2027: ~$1,820/yr2028: ~$1,820/yr (projected)2029: ~$1,820/yr (projected)2030: ~$1,820/yr (projected)2031: ~$1,820/yr (projected)2032: ~$9,099/yr (projected)2033: ~$9,099/yr (projected)202220322033
2027~$1,820/yrfrom the record

now: ($650,000 assessed − $519,981 abated) × 1.3998% ≈ $1,820/yr 2032: $650,000 assessed × 1.3998% ≈ $9,099/yr Flat 100% exemption (pre-2022 program, started 2022), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,896 sqft
livable area
Lot
633 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
ICMX
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1305 S Capitol St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$650K
20%
6.875%
$5K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1303 S Capitol St  ·  1307 S Capitol St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)