House report

129 Dudley St

2 bd · 1 ba · 2 stories · 840 sqft · RSA5 · built 1905

Investor / LLC · assessed $242K · sold 1×. On the 100 block of Dudley St.

Street view of 129 Dudley St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

Improved

Why it matters

Bought for $160K in 2020. Owner pulled a addition and/or alteration permit in 2024.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1905: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$17 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place — an owner-occupant agreement also stops the sheriff-sale track.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Pennymac Loan Services LLC · corporate / LLC owner

• Owns 8 properties across Philadelphia under this name, assessed at $1.6M combined
• Tax bills mail to 3043 Townsgate Rd -- Suite 200, Westlake Village CA, 91361 — outside Philadelphia
• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$242K
built 1905
Price / sq ft
$288
block $264 · above block
Appreciation
+110%
+7%/yr, city 6.5%
In 5 years (~2031)
~$243K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$3K
1.4% effective
Gross yield
-3309888.3%
≈$-667M/mo rent
Times sold
1
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250K2020: Sold $160K 2020: Exterior Window and Door Replacement2021: Addition and/or Alteration2022: Alterations 2022: Addition and/or Alteration2023: 2 L&I violations 2023: Inspection failed 2023: Addition and/or Alteration2024: Alterations 2024: Addition and/or Alteration 2024: L&I: 1 failed, 1 passed$242K201620222027
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

Bought for $160K in 2020. Owner pulled a addition and/or alteration permit in 2024.

  1. 2020 $160KSoldExterior Window and Door ReplacementPermit
  2. 2021 Addition and/or AlterationPermit
  3. 2022 AlterationsPermitAddition and/or AlterationPermit
  4. 2023 2 L&I violationsL&IInspection failedL&I visitAddition and/or AlterationPermit
  5. 2024 AlterationsPermitAddition and/or AlterationPermitL&I: 1 failed, 1 passedL&I visit

Flags: $17 back taxes (2016) · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
840 sqft
livable area
Lot
735 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 129 Dudley St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$121K
20%
6.875%
$700/mo

When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

129 Dudley St sits on the 100 block of Dudley St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 127 Dudley St  ·  131 Dudley St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)