House report

1245 S 20th St

3 bd · 2 ba · 2 stories · 1,640 sqft · RSA5 · built 1925

Owner-occupancy signal · assessed $450K (2026) · 2027 OPA assessment $379K · sold 1×. On the 1200 block of S 20th St.

Street view of 1245 S 20th St
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BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$6,296/year

2026 taxable assessment $449,800 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $378,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 361185500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Lead certificate is not optional

Built 1925: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$449,800
2026 billed-year assessment · 2027: $378,800 · built 1925
Price / sq ft
$231
block $240 · in line w/ block
Assessment change
+289%
+13%/yr since 2016 · 2027 -16% vs 2026
Est. tax bill / yr
$6,296
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
1
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19146 median$379K201220152018202120242027
Property assessmentBlock median & rangeZIP 19146 medianAssessmentDeed / saleL&I violationPermitInspectionLicense

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record28 events · exact dates, newest first
  1. LicenseRental
  2. PermitZoning
  3. PermitAddition
  4. InspectionBP_BLDG
  5. InspectionPRECOURT (likely: pre-court compliance inspection)
  6. L&I violationPERMB- WK DONE W/O NOTIFY INSP
  7. Deed / saleDeed / sale $330K
  8. PermitMechanical
  9. PermitElectrical
  10. PermitPlumbing
  11. PermitMajor alteration
  12. L&I violationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)
  13. L&I violationPERMB- ALTER REP'R EXT PORTION
  14. L&I violationPENALTY- NO PLUMB PERM INFO
  15. L&I violationPENALTY- NO ELEC PERM INFO
  16. L&I violationPENALTY- NO BLDG PERM INFO
  17. L&I violationSWO- CONSTR W/O BLDG PERMIT (Stop-work order for construction without a building permit)
  18. L&I violationPERMP- ALTER/REPAIR/REPL PLUMB
  19. L&I violationPERME- INST/REPL/REPAIR WIRE (Electrical permit required for wiring installation, replacement, or repair)
  20. InspectionBP_BLDG
  21. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  22. InspectionPRECOURT (likely: pre-court compliance inspection)
  23. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  24. L&I violationEXT S-EXTERIOR REPAIR/MAINTAIN
  25. L&I violationVACANT BLDG UNSECURED COUNT
  26. L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
  27. L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
  28. LicenseVacant Residential Property / Lot

The paper trail

$330K transfer recorded in 2016. Addition permit recorded in 2016.

  1. 2014 L&I: 2 failed, 1 passedL&I visit
  2. 2015 8 L&I violationsL&IMajor alterationPermitInspection failedL&I visitPlumbingPermitElectricalPermitMechanicalPermit
  3. 2016 ZoningPermitAdditionPermit$330KTransfer3 L&I violationsL&IL&I: 1 failed, 2 passedL&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 39 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. LicenseRental

    License 840432 · Active

    Theresa Maloney · Expires 2027-03-23

  2. PermitZoning

    Permit 698655 · COMPLETED

    FOR THE ERECTION OF AN ADDITION AND A ROOF DECK ON THE SECOND FLOOR REAR OF AN EXISTING ATTACHED STRUCTURE. STRUCTURE FOR USE AS A SINGLE FAMILY HOUSEHOLD LIVING. SIZE AND LOCATION AS SHOWN PER APPLICATION/PLANS.

  3. PermitAddition

    Permit 647130 · COMPLETED

    FOR THE ERECTION OF AN ADDITION WITH A ROOF DECK ON THE SECOND FLOOR LEVEL OF AN EXISTING ATTACHED BUILDING FOR USE AS A SINGLE FAMILY DWELLING. ALL WORK TO BE DONE PER APPROVED PLANS. IF FIELD CONDITIONS VARY CONTACT STRUCTURAL ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS REQUIRED FOR MECHANICAL, ELECTRICAL AND PLUMBING WORK.

  4. InvestigationBP_BLDG

    Case 494338 · PASSED

    The cited inspection visit was marked passed.

  5. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 419002 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  6. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 635120 · Violation 3852930 · Code A-302.11/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  7. InvestigationBP_BLDG

    Case 494338 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  8. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 628487 · Violation 3831224 · Code A-302.11/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. ViolationPERMB- WK DONE W/O NOTIFY INSP

    Case 629994 · Violation 3831187 · Code A-302.11/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  10. Recorded transfer$330K transfer

    2016

  11. PermitMechanical

    Permit 635120 · COMPLETED

    INSTALLATION OF (1) HVAC UNIT, 90,000 BTU, 1200 CFM, 3-TON A/C, COIL (INCLUDING DUCTWORK/ASSOCIATED ACCESSORIES). SFD.

  12. PermitElectrical

    Permit 632502 · COMPLETED

    REWIRE THROUGHOUT A SFD WITH RECEPTS, SWITCHES, LIGHTS INTERCONNECTED SMOKE/CO DETECTORS ONTO EXISTING 100AMP SERVICE AND PANEL AS PER 2008 NEC (WEST DISTRICT)

  13. PermitPlumbing

    Permit 629994 · COMPLETED

    3 WC, 2 BATHTUB, 3 SINK, 1 LAUNDY, 1 KITCHEN SINK

  14. PermitMajor alteration

    Permit 628487 · COMPLETED

    EZ PERMIT STADARD ALTERATIONS- FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.**POST THIS PERMIT** **POST THE PROJECT INFORMATION SIGN**

  15. ViolationPERMB- ALTER REPAIR INT PART (Building permit required for interior alteration or repair)

    Case 494338 · Violation 3852932 · Code A-301.1/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationPERMB- ALTER REP'R EXT PORTION

    Case 494338 · Violation 3852931 · Code A-301.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationPENALTY- NO PLUMB PERM INFO

    Case 494338 · Violation 3852938 · Code A-901.13/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. ViolationPENALTY- NO ELEC PERM INFO

    Case 494338 · Violation 3852937 · Code A-901.13/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. ViolationPENALTY- NO BLDG PERM INFO

    Case 494338 · Violation 3852936 · Code A-901.13/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. ViolationSWO- CONSTR W/O BLDG PERMIT (Stop-work order for construction without a building permit)

    Case 494338 · Violation 3852935 · Code A-504.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. ViolationPERMP- ALTER/REPAIR/REPL PLUMB

    Case 494338 · Violation 3852934 · Code A-301.1/55 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationPERME- INST/REPL/REPAIR WIRE (Electrical permit required for wiring installation, replacement, or repair)

    Case 494338 · Violation 3852933 · Code A-301.1/51 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 419002 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  24. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 419002 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  25. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 410051 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  26. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 410051 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  27. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 410051 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  28. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 410972 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  29. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 410972 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  30. ViolationEXT S-EXTERIOR REPAIR/MAINTAIN

    Case 410051 · Violation 3062998 · Code PM-304.1/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. ViolationVACANT BLDG UNSECURED COUNT

    Case 410051 · Violation 3063000 · Code PM-306.2/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  32. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 410051 · Violation 3062999 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 410051 · Violation 3062997 · Code PM-102.4/2 · COMPLIED

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.

  34. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 410972 · Violation 3006829 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  35. ViolationVACANT BLDG UNSECURED COUNT

    Case 410972 · Violation 3006830 · Code PM-306.2/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  36. ViolationEXT S-EXTERIOR REPAIR/MAINTAIN

    Case 419002 · Violation 3154078 · Code PM-304.1/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  37. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 419002 · Violation 3154077 · Code PM-102.4/2 · COMPLIED

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.

  38. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 419002 · Violation 3154079 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  39. LicenseVacant Residential Property / Lot

    License 563418 · Inactive

    BANK OF AMERICA · Expires 2013-02-28

What this record suggests

The City file documents 6 permits touching kitchen work, bathroom work, electrical work, plumbing. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,640 sqft
livable area
Lot
1,104 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1245 S 20th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$379K
20%
6.875%
$2K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1245 S 20th St sits on the 1200 block of S 20th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1243 S 20th St  ·  1247 S 20th St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 2:57 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)