House report

1232 S 20th St

2 bd · 2 ba · 2 stories · 1,150 sqft · RSA5 · built 1925

Owner-occupancy signal · assessed $369K (2026) · 2027 OPA assessment $324K · sold 2×. On the 1200 block of S 20th St.

Street view of 1232 S 20th St
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BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$3,764/year

2026 taxable assessment $268,900 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $323,700; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 361191000
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Permit between transfers

Record summary

$40K transfer in 2014; alteration permit in 2014; $305K transfer in 2016 (+663% between recorded amounts).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$368,900
2026 billed-year assessment · 2027: $323,700 · built 1925
Price / sq ft
$281
block $240 · above block
Assessment change
+244%
+12%/yr since 2016 · 2027 -12% vs 2026
Est. tax bill / yr
$3,764
1.02% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19146 median$324K200820122016202020242027
Property assessmentBlock median & rangeZIP 19146 medianAssessmentDeed / saleL&I violationPermitInspection

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record35 events · exact dates, newest first
  1. InspectionPRECOURT (likely: pre-court compliance inspection)
  2. Deed / saleDeed / sale $305K
  3. L&I violationWORKMANLIKE- ELECTRICAL CODE
  4. L&I violationDEBRIS REMOVE - CONSTR
  5. PermitElectrical
  6. PermitMechanical
  7. PermitPlumbing
  8. PermitAlteration
  9. InspectionCSUINITIAL
  10. L&I violationLIC MUST BE AVAIL FOR INSP
  11. InspectionPRECOURT (likely: pre-court compliance inspection)
  12. L&I violationROOF PARTIALLY COLLAPSED
  13. L&I violationFLOOR/CEILING PARTIALLY COLL
  14. L&I violationWALL PARTIALLY COLLAPSED
  15. InspectionCSUINITIAL
  16. PermitAlteration
  17. Deed / saleDeed / sale $40K
  18. InspectionPRECOURT (likely: pre-court compliance inspection)
  19. L&I violationEXT S-WINDOW REPAIR/REPLACE (Repair or replace exterior windows)
  20. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  21. L&I violationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)
  22. L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
  23. L&I violationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)
  24. L&I violationVAC PROP REPLAC WIN/DRS 80%
  25. L&I violationEXT-TREES PRUNE/REMOVE
  26. L&I violationEXT S-EXTERIOR REPAIR/MAINTAIN
  27. L&I violationEXT S-WINDOW REPAIR/MAINTAIN (Repair or maintain exterior windows)
  28. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  29. L&I violationVAC PROP REPLAC WIN/DRS 80%
  30. InspectionBRU INSP
  31. InspectionBRU INSP
  32. L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
  33. L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
  34. L&I violationVACANT BLDG UNSECURED COUNT
  35. InspectionBRU INSP

The paper trail

$40K transfer in 2014; alteration permit in 2014; $305K transfer in 2016 (+663% between recorded amounts).

  1. 2014 $40KTransfer3 L&I violationsL&IInspection failed ×5L&I visitAlterationPermit
  2. 2015 AlterationPermitPlumbingPermitMechanicalPermit3 L&I violationsL&IElectricalPermitInspection passedL&I visit
  3. 2016 $305KTransferInspection passed ×2L&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 35 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 301374 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  2. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 353329 · PASSED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.

  3. Recorded transfer$305K transfer

    2016

  4. ViolationWORKMANLIKE- ELECTRICAL CODE

    Case 619503 · Violation 3686782 · Code A-104.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. ViolationDEBRIS REMOVE - CONSTR

    Case 619503 · Violation 3686783 · Code A-104.1/5 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. PermitElectrical

    Permit 618181 · COMPLETED

    INSTALL 100AMP SERVICE, OUTLETS, SWITCHES, LIGHT FIXTURES, HARD WIRED SMOKE DETECTORS & CEILING FAN AS PER NEC 2008 (SFD)

  7. PermitMechanical

    Permit 621472 · COMPLETED

    INSTALLATION OF (1) HVAC UNIT, 70,000 BTU, 2-TON A/C AND COIL (INCLUDING DUCTWORK/ASSOCIATED ACCESSORIES). SFD

  8. PermitPlumbing

    Permit 621071 · EXPIRED

    INSTALLATION OF 3 WATER CLOSETS,3 LAVS,2 BATH TUBS,1 KITCHEN SINK AND LAUNDRY (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  9. PermitAlteration

    Permit 619503 · COMPLETED

    FRAMING, WALL AND CEILING.LAMINATE, NEW DRYWALL,NEW KITCHEN CABINETS,NEW BATHROOM,CERAMIC TILE.

  10. InvestigationCSUINITIAL

    Case 458453 · PASSED

    The cited inspection visit was marked passed.

  11. ViolationLIC MUST BE AVAIL FOR INSP

    Case 568527 · Violation 3498677 · Code A-302.8/31 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. InvestigationPRECOURT (likely: pre-court compliance inspection)

    Case 353329 · FAILED

    A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  13. ViolationROOF PARTIALLY COLLAPSED

    Case 458453 · Violation 3373167 · Code PM-307.1/3 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationFLOOR/CEILING PARTIALLY COLL

    Case 458453 · Violation 3373168 · Code PM-307.1/6 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationWALL PARTIALLY COLLAPSED

    Case 458453 · Violation 3373166 · Code PM-307.1/12 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. InvestigationCSUINITIAL

    Case 458453 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  17. PermitAlteration

    Permit 568527 · EXPIRED

    STUCCO FRONT WALL AS PER EZ PERMIT STANDARD FOR EXTERIOR WALL COVERING. CLEAN OUT THE BUILDING. INSTALL EXTERIOR DOORS, INSTALL WINDOWS. STUCCO: EXTERIOR PLASTER. INSTALLATION OF THESE MATERIALS SHALL BE IN COMPLIANCE WITH ASTMC926 AND ASTMC1063 AND THE PROVISIONS OF THIS CODE. R703.6.1 LATH. ALL LATH AND LATH ATTACHMENTS SHALL BE OF CORROSION- RESISTANT MATERIALS. EXPANDED METAL OR WOVEN WIRE LATH SHALL BE ATTACHED WITH 1-1/2-INCH-LONG (38 MM), 11 GAGE NAILS HAVING A 7/16-INCH (11.1 MM) HEAD, OR 7/8-INCH-LONG (22.2 MM), 16 GAGE STAPLES, SPACED AT NO MORE THAN 6 INCHES (152 MM), OR AS OTHERWISE APPROVED. CONTACT INSPECTOR AT DISTRICT OFFICE FOR WALL INSPECTION PRIOR TO STARTING WORK. *** THE LISTED GENERAL CONTRACTOR, EXELL DEVELOPMENT LLC, HAS NO EMPLOYEES AS PER NOTARIZED LETTER. ** ALL SUB-CONTRACTORS ARE TO BE LICENSED IN THE CITY OF PHILADELPHIA, AND LISTED ON PERMIT. A SUB-CONTRACTORS LIST IS TO BE GIVEN TO THE INSPECTOR BEFORE ANY WORK STARTS.

  18. Recorded transfer$40K transfer

    2014

  19. ViolationEXT S-WINDOW REPAIR/REPLACE (Repair or replace exterior windows)

    Case 353329 · Violation 3172484 · Code PM-304.8/16 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  20. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 353329 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  21. ViolationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)

    Case 353329 · Violation 3172481 · Code PM-302.3/1 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  22. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 353329 · Violation 3172479 · Code PM-102.4/2 · CLOSEDCASE

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked the case closed; that does not mean the original condition never existed.

  23. ViolationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)

    Case 353329 · Violation 3172480 · Code PM-302.2/2 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  24. ViolationVAC PROP REPLAC WIN/DRS 80%

    Case 353329 · Violation 3172482 · Code PM-306.2/4 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  25. ViolationEXT-TREES PRUNE/REMOVE

    Case 353329 · Violation 3172483 · Code PM-312.2/1 · CLOSEDCASE

    City marked the case closed; that does not mean the original condition never existed.

  26. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 301374 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  27. ViolationEXT S-EXTERIOR REPAIR/MAINTAIN

    Case 301374 · Violation 2337107 · Code PM-304.1/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationEXT S-WINDOW REPAIR/MAINTAIN (Repair or maintain exterior windows)

    Case 301374 · Violation 2337108 · Code PM-304.8/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 301374 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  30. ViolationVAC PROP REPLAC WIN/DRS 80%

    Case 301374 · Violation 2337106 · Code PM-306.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. InvestigationBRU INSP

    Case 145502 · CLOSED

    City marked the record closed; open the case for the closing reason.

  32. InvestigationBRU INSP

    Case 145502 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  33. ViolationLICENSE-VAC RES BLDG (vacant residential building license required)

    Case 145502 · Violation 1315966 · Code PM-102.4/2 · COMPLIED

    This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation. City marked this violation complied with; check the resolution date and live case for what was accepted.

  34. ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)

    Case 145502 · Violation 1315967 · Code PM-306.0/1 · COMPLIED

    A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now. City marked this violation complied with; check the resolution date and live case for what was accepted.

  35. ViolationVACANT BLDG UNSECURED COUNT

    Case 145502 · Violation 1315968 · Code PM-306.2/1 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

What this record suggests

The City file documents 5 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
2
Stories
2
Interior
1,150 sqft
livable area
Lot
855 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1232 S 20th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$324K
20%
6.875%
$2K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

1232 S 20th St sits on the 1200 block of S 20th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1230 S 20th St  ·  1234 S 20th St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 2:57 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)