House report

123 Christian St

2 bd · 1 ba · 2 stories · 1,324 sqft · RSA5 · built 1989

Owner-occupancy signal · assessed $528K (2026) · 2027 OPA assessment $523K · sold 1×. On the 100 block of Christian St in ZIP 19147.

Street view of 123 Christian St
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From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$7,390/year

2026 taxable assessment $527,900 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $522,500; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 022096400
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

new construction appears in a 2018 permit, followed by a recorded transfer of $402K in 2006.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer used nominal consideration

The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$527,900
2026 billed-year assessment · 2027: $522,500 · built 1989
Price / sq ft
$395
block $410 · in line w/ block
Assessment change
+57%
+4%/yr since 2016 · 2027 -1% vs 2026
Est. tax bill / yr
$7,390
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
1
latest deed has shared-name parties

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$1.0M$2.0MZIP 19147 (Queen Village · East Passyunk) median$523K2006201020142018202220262027
Property assessmentBlock median & rangeZIP 19147 (Queen Village · East Passyunk) medianAssessmentDeed / salePermit

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record7 events · exact dates, newest first
  1. PermitNew construction, addition, GFA change
  2. PermitNew construction, addition, GFA change
  3. PermitElectrical
  4. PermitPlumbing
  5. PermitPlumbing
  6. PermitAddition and/or Alteration
  7. Deed / saleDeed / sale $402K

The short read

new construction appears in a 2018 permit, followed by a recorded transfer of $402K in 2006.

A selected summary of the main sequence. The chart above and source ledger below contain every fetched dated row.

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 7 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitNew construction, addition, GFA change

    Permit ZP-2023-009216 · Issued

    FOR THE ERECTION OF AN ADDITION WITH UPPER AND LOWER ROOF DECKS ABOVE THE TWO-STORY REAR PORTION OF AN EXISTING ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN ON PLANS. [AMENDMENT 10/28/2024 FOR REMOVAL OF UPPER ROOF DECK AND REDUCTION IN SIZE OF ADDITION AS PER PHC-APPROVED AMENDED PLANS.]

  2. PermitNew construction, addition, GFA change

    Permit ZP-2023-003830 · Cancelled

    FOR THE ERECTION OF ONE STORY REAR ADDITION ABOVE THE EXISTING SECOND FLOOR (MINIMUM EIGHT FEET FRONT SETBACK REQUIRED ABOVE SECOND FLOOR AND ERECTION OF ACCESSORY REAR ROOF DECK ABOVE THIRD FLOOR WITH ROOF ACCESS STAIRS AND REAR ROOF DECK ABOVE EXISTING SECOND FLOOR ALL AS PART OF AN ATTACHED STRUCTURE. SIZE AND LOCATION AS SHOWN IN THE APPLICATION / PLAN.

  3. PermitElectrical

    Permit 924636 · COMPLETED

    REWIRE BASEMENT AS PER 2008 NEC (SOUTH DIST)

  4. PermitPlumbing

    Permit 900509 · COMPLETED

    REPLACE HOUSE DRAIN IN BASEMENT, C ONNECT TO TWO VENTS. ROUGH-IN DRAINS FOR SHOWER, TOILET, VANITY, LAUNDRY TUB AND WASHER STAND-PIPE, (COMBINATION SEWER)

  5. PermitPlumbing

    Permit 899810 · COMPLETED

    WATER MAIN IN THE SIDEWALK REPLACE LEAD WITH 3/4 COPPER WATER SERVICE AND DISTRIBUTION PIPE PA20182182317 (SFD)"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  6. PermitAddition and/or Alteration

    Permit 825102 · Issued

    Interior alteration in basement of an existing one family dwelling as per attached plan. Window well as shown required for emergency egress. NO UNDERPINNING OR LOWERING OF SLAB. EXTERIOR ALTERATIONS MUST COMPLY WITH HISTORIC AND PLANNING COMMISSION APPROVALS

  7. Recorded transfer$402K transfer

    2006

What this record suggests

The City file documents 6 permits touching electrical work, plumbing, roof work, windows. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
1,324 sqft
livable area
Lot
1,088 sqft
Basement
Basement
city code I
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Above average
city code 3
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 123 Christian St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$523K
20%
6.875%
$2K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

123 Christian St sits on the 100 block of Christian St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 121 Christian St  ·  125 Christian St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 12:20 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)