The Block Report

House report

1227 Ellsworth St

3 bd · 2 ba · 2 stories · 1,630 sqft · RSA5 · built 1920

Owner-occupied · assessed $575K (2026) · 2027 OPA assessment $538K · sold 2×. On the 1200 block of Ellsworth St.

Property summary

Assessment$575,1002026 OPA assessment · 2027: $537,500 Last sale$513KRecorded 2016 Est. tax bill$2,345/year2026 taxable assessment · full-value scenario $8,050/year · basis and term unverified Tax delinquencyNo 2022 matchNot proof account is current Permits7Every fetched City permit Violations0 open3 historical across 2 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

Ask the questions this record raises.

Every choice opens the research chat with this property already in context. Curated questions are free.

Opens the research chat · 3 custom questions per browser
Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 1227 Ellsworth St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,345/year

2026 taxable assessment $167,556 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $537,500; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 021190200
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $167,556 of $575,100 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$8,050/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $211K in 2015, major alteration permit in 2016, sold for $513K in 2016 (+143%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $2,345/yr, while applying the same rate to the full assessment would imply about $8,050/yr — $5,705/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$575,100
2026 billed-year assessment · 2027: $537,500 · built 1920
Price / sq ft
$330
block $304 · above block
Appreciation
+305%
+15%/yr, city 6.5%
In 5 years (~2031)
~$542K
+15%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,345
0.44% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
3.6%
≈$2K/mo rent
Times sold
2

Assessment vs. the block · every dated City record marked on the line

$0$500K$1.0M2016 OPA assessment: $142K2017 OPA assessment: $142K2018 OPA assessment: $142K2019 OPA assessment: $440K2020 OPA assessment: $477K2021 OPA assessment: $477K2022 OPA assessment: $477K2023 OPA assessment: $543K2024 OPA assessment: $543K2025 OPA assessment: $575K2026 OPA assessment: $575K2015 — Deed / sale $211K2016 — Deed / sale $513K · 2016-03-09: Major alteration · 2016-05-04: Plumbing · 2016-05-18: Mechanical · 2016-05-27: Electrical · 2016-11-10: Zoning · 2016-11-10: Addition · 2016-03-08: BLDG PERMIT REQUIRED · 2016-10-27: PENALTY- NO BLDG PERM INFO · 2016-10-27: PERMB- APPLIC, NO FINAL PROC · 2016-11-10: BP_BLDG2017 — 2017-01-18: Plumbing$575K2015201720192021202320252026
This propertyBlock median & rangeDeed / saleL&I violationPermitInspection
2017-01-18: Plumbing
Highlight
Every dated record13 events · scroll to browse
  1. PermitPlumbing
  2. PermitZoning
  3. PermitAddition
  4. InspectionBP_BLDG
  5. L&I violationPENALTY- NO BLDG PERM INFO
  6. L&I violationPERMB- APPLIC, NO FINAL PROC
  7. PermitElectrical
  8. PermitMechanical
  9. PermitPlumbing
  10. PermitMajor alteration
  11. L&I violationBLDG PERMIT REQUIRED
  12. Deed / saleDeed / sale $513K
  13. Deed / saleDeed / sale $211K

The paper trail

Renovated & sold on

Bought for $211K in 2015, major alteration permit in 2016, sold for $513K in 2016 (+143%).

  1. 2015 $211KSold
  2. 2016 Major alterationPermitPlumbingPermitMechanicalPermitElectricalPermit3 L&I violationsL&IL&I: 2 failed, 2 passedL&I visitZoningPermitAdditionPermit$513KSold
  3. 2017 PlumbingPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 16 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitPlumbing

    Permit 752350 · COMPLETED

    CURB TRAP, FAI & MAIN DRAIN PA20170180609 SELF CERTIFICATION NO LONGER ACCEPTED ALL TRENCHES IN EXCESS OF 5 FT MUST HAVE APPROVED SHORING AT THE TIME OF INSPECTION.

  2. PermitZoning

    Permit 689210 · COMPLETED

    NEW PILOT HOUSE TO WAL ON ROOF DECK WITH 42" METAL RAILING - AS PER PLANS

  3. PermitAddition

    Permit 689211 · COMPLETED

    FOR THE CONSTRUCTION OF A PILOTHOUSE TO ACCESS A ROOF DECK, ACCESSORY TO AN EXISTING SINGLE-FAMILY DWELLING, AS PER APPROVED PLANS.

  4. InvestigationBP_BLDG

    Case 561548 · PASSED

    The cited inspection visit was marked passed.

  5. ViolationPENALTY- NO BLDG PERM INFO

    Case 561548 · Violation 4128277 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. ViolationPERMB- APPLIC, NO FINAL PROC

    Case 561548 · Violation 4128276 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  7. InvestigationBP_BLDG

    Case 561548 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  8. PermitElectrical

    Permit 695609 · COMPLETED

    INSTALL LIGHT FIXTURES, LIGHT SWITCHES, GFCI'S AND OUTLETS THRU OUT WITH NO ADDITIONAL WIRING AS PER 2008 NEC (SOUTH DISTRICT)

  9. PermitMechanical

    Permit 692358 · COMPLETED

    INSTALL 1 HVAC UNIT WITH DUCTWORK (SFD)

  10. PermitPlumbing

    Permit 689463 · COMPLETED

    2.5 BATHS, KITCHEN LAUNDRY, HOT WATER TANK AND DISHWASHER. THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004

  11. InvestigationBP_BLDG

    Case 522865 · PASSED

    The cited inspection visit was marked passed.

  12. PermitMajor alteration

    Permit 675113 · COMPLETED

    INTERIOR ALTERATIONS THROUGHOUT, TO INCLUDE DRYWALL THROUGHOUT, MOISTURE RESISTANT DRYWALL IN THE BATHROOM AND KITCHEN, NEW WINDOWS AND DOORS IN EXISTING OPENING. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. NOTE: CONTRACTOR IS LISTED AS A "SOLE PROPRIETOR" AND HAS NO EMPLOYEES AND/OR WORKERS COMPENSATION INSURANCE - ALL SUBCONTRACTORS REQUIRE SEPARATE LICENSES AND INSURANCE SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRICAL AND MECHANICAL WORK

  13. ViolationBLDG PERMIT REQUIRED

    Case 522865 · Violation 3861752 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. InvestigationBP_BLDG

    Case 522865 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  15. Recorded transfer$513K transfer

    2016

  16. Recorded transfer$211K transfer

    2015

What this record suggests

The City file documents 7 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $2,345/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,050/year — $5,705/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$1,566/yr2017: ~$1,986/yr2018: ~$1,986/yr2019: ~$1,986/yr2020: ~$2,150/yr2021: ~$2,150/yr2022: ~$2,150/yr2023: ~$2,213/yr2024: ~$2,213/yr2025: ~$2,345/yr2026: ~$2,345/yr20162026
2026~$2,345/yrestimated from assessment

2026: ($575,100 assessed − $407,576 exempt) × 1.3998% ≈ $2,345/yr full-assessment scenario: $575,100 × 1.3998% ≈ $8,050/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,630 sqft
livable area
Lot
960 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1227 Ellsworth St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$538K
20%
6.875%
$2K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.

Block context

1227 Ellsworth St sits on the 1200 block of Ellsworth St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1225 Ellsworth St  ·  1229 Ellsworth St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 10:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)