The Block Report

House report

1223 Ellsworth St

3 bd · 2 ba · 3 stories · 1,840 sqft · RSA5 · built 1915

Absentee individual · assessed $723K (2026) · 2027 OPA assessment $670K · sold 3×. On the 1200 block of Ellsworth St.

Property summary

Assessment$723,0002026 OPA assessment · 2027: $670,200 Last sale$723KRecorded 2022 Est. tax bill$5,828/year2026 taxable assessment · full-value scenario $10,121/year · basis and term unverified Tax delinquencyNo 2022 matchNot proof account is current Permits7Every fetched City permit Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 1223 Ellsworth St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$5,828/year

2026 taxable assessment $416,370 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $670,200; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 021190000
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $416,370 of $723,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$10,121/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $290K in 2017, major alteration permit in 2017, sold for $723K in 2022 (+149%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $5,828/yr, while applying the same rate to the full assessment would imply about $10,121/yr — $4,293/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

If it is rented, verify the Rental License

The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$723,000
2026 billed-year assessment · 2027: $670,200 · built 1915
Price / sq ft
$364
block $304 · above block
Appreciation
+198%
+12%/yr, city 6.5%
In 5 years (~2031)
~$674K
+12%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$5,828
0.87% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
2.9%
≈$2K/mo rent
Times sold
3

Assessment vs. the block · every dated City record marked on the line

$0$500K$1.0M2016 OPA assessment: $243K2017 OPA assessment: $243K2018 OPA assessment: $243K2019 OPA assessment: $333K2020 OPA assessment: $361K2021 OPA assessment: $361K2022 OPA assessment: $361K2023 OPA assessment: $627K2024 OPA assessment: $627K2025 OPA assessment: $723K2026 OPA assessment: $723K2017 — Deed / sale $290K · 2017-12-05: Major alteration2018 — Deed / sale $575K · 2018-02-13: Mechanical · 2018-02-20: Electrical · 2018-03-02: Plumbing · 2018-05-24: Zoning · 2018-05-24: Major alteration2022 — Deed / sale $723K$723K201620182020202220242026
This propertyBlock median & rangeDeed / salePermit
Deed / sale $723K
Highlight
Every dated record9 events · scroll to browse
  1. Deed / saleDeed / sale $723K
  2. PermitZoning
  3. PermitMajor alteration
  4. PermitPlumbing
  5. PermitElectrical
  6. PermitMechanical
  7. Deed / saleDeed / sale $575K
  8. PermitMajor alteration
  9. Deed / saleDeed / sale $290K

The paper trail

Renovated & sold on

Bought for $290K in 2017, major alteration permit in 2017, sold for $723K in 2022 (+149%).

  1. 2017 $290KSoldMajor alterationPermit
  2. 2018 MechanicalPermitElectricalPermitPlumbingPermitPlumbingPermitZoningPermitMajor alterationPermit$575KSold
  3. 2022 $723KSold

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 10 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$723K transfer

    2022

  2. PermitZoning

    Permit 842146 · COMPLETED

    FULL RENOVATION- BUILD A PILOT HOUSE WITH ONE ROOF DECK ON EXISTING THREE STORY SINGLE FAMILY ROW HOME.

  3. PermitMajor alteration

    Permit 842147 · COMPLETED

    FULL RENOVATION- BUILD A PILOT HOUSE WITH ROOF DECK ON EXISTING THREE STORY SINGLE FAMILY ROW HOME.

  4. PermitPlumbing

    Permit 855744 · COMPLETED

    INSTALL 3- WATER CLOSETS, 3- LAVATORIES, 2- BATHTUBS, KITCHEN SINK AND WASHING MACHINE

  5. PermitElectrical

    Permit 852715 · COMPLETED

    RE-WIRE ENTIRE PROPERTY: 45- RECEPTACLES, 18- SWITCHES, 6- SMOKE DETECTORS, 36- HI-HATS, 100A SERVICE - 30- CIRCUIT PANEL... PER 2008 NEC FOR A ONE FAMILY BUILDING

  6. PermitPlumbing

    Permit 853605 · COMPLETED

    INSTALL 3/4 COPPER WATER DISTRIBUTION PIPE FROM CURB TO INSIDE FOUNDATION WALL RECONNETING TO EXISTING METER (SFD)PA20180082313 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  7. PermitMechanical

    Permit 851901 · COMPLETED

    INSTALL NEW DUCT WORK THRU OUT,INSTALLING 100,000 BTU HIGH EFF FURNACE ON 2ND FL,WITH NEW 4 TON A/C SYSTEM

  8. Recorded transfer$575K transfer

    2018

  9. PermitMajor alteration

    Permit 835653 · COMPLETED

    INTERIOR ALTERATIONS TO INCLUDE DRYWALL, SHEETROCK, NEW BATHROOM AND KITCHEN, NEW WINDOWS AND DOORS IN EXISTING OPENING. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRICAL AND MECHANICAL WORK

  10. Recorded transfer$290K transfer

    2017

What this record suggests

The City file documents 7 permits touching kitchen work, bathroom work, drywall / interior finishing, electrical work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $5,828/year. Applying the same 1.3998% rate to the full assessed value would imply ~$10,121/year — $4,293/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$2,977/yr2017: ~$2,977/yr2018: ~$2,977/yr2019: ~$4,666/yr2020: ~$5,056/yr2021: ~$5,056/yr2022: ~$5,056/yr2023: ~$5,056/yr2024: ~$5,056/yr2025: ~$5,828/yr2026: ~$5,828/yr20162026
2026~$5,828/yrestimated from assessment

2026: ($723,000 assessed − $306,655 exempt) × 1.3998% ≈ $5,828/yr full-assessment scenario: $723,000 × 1.3998% ≈ $10,121/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
1,840 sqft
livable area
Lot
928 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1223 Ellsworth St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$670K
20%
6.875%
$2K/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.

Block context

1223 Ellsworth St sits on the 1200 block of Ellsworth St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 1221 Ellsworth St  ·  1225 Ellsworth St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 10:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)