House report

120 W Oxford St

3 bd · 2 ba · 3 stories · 2,069 sqft · RSA5 · built 2015

Owner-occupancy signal · assessed $554K (2026) · 2027 OPA assessment $547K · sold 2×. On the 100 block of W Oxford St.

Street view of 120 W Oxford St
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BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$7,755/year

2026 taxable assessment $554,000 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $546,900; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 182185010
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

New construction

Record summary

$440K transfer recorded in 2015; new construction appears in a 2013 permit, followed by a recorded transfer of $680K in 2025.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$554,000
2026 billed-year assessment · 2027: $546,900 · built 2015
Price / sq ft
$264
block $279 · below block
Assessment change
+24%
+2%/yr since 2017 · 2027 -1% vs 2026
Est. tax bill / yr
$7,755
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$500K$1.0MZIP 19122 median$547K200820122016202020242027
Property assessmentBlock median & rangeZIP 19122 medianAssessmentDeed / saleL&I violationAppealPermitInspection

Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record25 events · exact dates, newest first
  1. Deed / saleDeed / sale $680K
  2. InspectionADMIN INSP (likely: administrative inspection)
  3. L&I violationGRAFFITI
  4. L&I violationCLIP VIOLATION NOTICE
  5. PermitPlumbing
  6. PermitMechanical
  7. Deed / saleDeed / sale $440K
  8. PermitElectrical
  9. PermitPlumbing
  10. PermitSuppression
  11. PermitNew construction
  12. PermitZoning/use
  13. PermitZoning
  14. AppealZoning board appeal
  15. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  16. L&I violationCLIP VIOLATION NOTICE
  17. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  18. L&I violationCLIP VIOLATION NOTICE
  19. PermitZoning
  20. L&I violationCLIP VIOLATION NOTICE
  21. L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
  22. L&I violationVACANT LOT STANDARD
  23. L&I violationLICENSE - VACANT LOT
  24. PermitZoning/use
  25. PermitZoning

The paper trail

$440K transfer recorded in 2015; new construction appears in a 2013 permit, followed by a recorded transfer of $680K in 2025.

  1. 2013 ZoningPermit
  2. 2014 Zoning/usePermitNew constructionPermitSuppressionPermitPlumbingPermitElectricalPermit
  3. 2015 MechanicalPermitPlumbingPermit$440KTransfer
  4. 2017 2 L&I violationsL&I
  5. 2018 Inspection passedL&I visit
  6. 2025 $680KTransfer

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 61 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$680K transfer

    2025

  2. InvestigationADMIN INSP (likely: administrative inspection)

    Case 605154 · PASSED

    Legacy inspection shorthand; the title alone does not state what condition was examined. The cited inspection visit was marked passed.

  3. ViolationGRAFFITI

    Case 605154 · Violation 4535810 · Code PM-311.0/91 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  4. ViolationCLIP VIOLATION NOTICE

    Case 605154 · Violation 4535809 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  5. PermitPlumbing

    Permit 619302 · COMPLETED

    INSTALLATION OF COMPLETE PLUMBING SYSTEM FOR NEW CONSTRUCTION SINGLE FAMILY HOUSE (ALL WORK TO COMPLY WITH THE 2004 PPC)

  6. PermitMechanical

    Permit 606230 · COMPLETED

    INSTALL 1 HVAC UNIT WITH DUCTWORK(SFD)

  7. Recorded transfer$440K transfer

    2015

  8. PermitElectrical

    Permit 561262 · COMPLETED

    ELECTRICAL CONSTRUCTION THROUGHOUT FOR A NEW SINGLE-FAMILY DWELLING - UNDERGROUND 200AMP ELECTRICAL SERVICE - ALL WORK WILL BE IN COMPLIANCE WITH THE 2008 NEC AND 2009 IRC

  9. PermitPlumbing

    Permit 558439 · COMPLETED

    5" LATERAL & 1" WATER LINE (SFD) PA20142311737 SELF-CERIFICATION'S ARE NO LONGER PERMITTED - ALL EXCAVATIONS & PLUMBING TRENCHES IN EXCESS OF 5' IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION

  10. PermitSuppression

    Permit 553578 · COMPLETED

    FOR THE INSTALLATION OF A ONE (1) INCH COMBINED SERVICE LINE FOR A FIRE & DOMESTIC SUPPLY LINE FOR A SINGLE FAMILY DWELLING. MULTIPURPOSE RESIDENTIAL FIRE SPRINKLER SYSTEM DESIGNED IN ACCORDANCE WITH NFPA 13D.

  11. PermitNew construction

    Permit 518026 · COMPLETED

    NEW CONSTRUCTION OF A (3) STORY ATTACHED STRUCTURE WITH CELLAR, ROOF DECK, PILOT HOUSE WITH ROOF TOP HVAC UNITS AND 6' HIGH FENCE. PLANS INCLUDE 120-138 W OXFORD PARCELS #2-11 - VACANT LOT AND AREA WITH NO UNDERPINNING OR UNDERMINING PROPOSED OR APPROVED OR SPECIAL PRECAUTIONS, AS INDICATED PER DESIGNER.

  12. PermitZoning/use

    Permit 505268 · COMPLETED

    THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK ACCESSED BY A PILOT HOUSE (FOR ROOF ACCESS ONLY). SIZE AND LOCATION AS SHOWN ON PLANS/APPLICATION. FOR USE AS A SINGLE FAMILY DWELLING.

  13. PermitZoning

    Permit 493215 · COMPLETED

    FOR THE SUBDIVISION TO CREATE ELEVEN (11) LOTS FROM ONE (1) EXISTING DEEDED LOT WITH ONE (1) OFFICE OF PROPERTY ASSESSMENT ACCOUNT. SIZE AND LOCATION AS SHOWN ON APPLICATION/PLANS.

  14. AppealZoning board appeal

    Appeal 21363 · OPEN · Granted with conditions

    Related permit 493215 · PERMIT FOR THE LOT ADJUSTMENT TO CREATE ELEVEN (11) LOTS FROM ONE (1) EXISTING DEEDED LOT WITH ONE (1) OFFICE OF PROPERTY ASSESSMENT ACCOUNT. PROPOSED LOT 1: FOR USE AS NON-ACCESSORY, SURFACE PARKING WITH AN ACCESS EASEMENT. SIZE AND LOCATI

  15. PermitZoning

    Permit 470728 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE (2) LOTS FROM (1) LOT AS PER PLANS.

  16. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 373082 · Violation 2743716 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationCLIP VIOLATION NOTICE

    Case 373082 · Violation 2743715 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 351783 · Violation 2586139 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. ViolationCLIP VIOLATION NOTICE

    Case 351783 · Violation 2586138 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. PermitZoning

    Permit 412729 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE (2) LOTS FROM (1) LOT.

  21. ViolationCLIP VIOLATION NOTICE

    Case 303349 · Violation 2256919 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. ViolationEXT A-VACANT LOT CLEAN/MAINTAI

    Case 303349 · Violation 2256920 · Code PM-302.2/4 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. ViolationVACANT LOT STANDARD

    Case 221349 · Violation 1532782 · Code PM-306.0/2 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationLICENSE - VACANT LOT

    Case 221349 · Violation 1532781 · Code CP-102 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. PermitZoning/use

    Permit 142045 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  26. PermitZoning/use

    Permit 142046 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  27. PermitZoning/use

    Permit 142047 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  28. PermitZoning/use

    Permit 142051 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  29. PermitZoning/use

    Permit 142052 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  30. PermitZoning/use

    Permit 142053 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  31. PermitZoning/use

    Permit 142054 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  32. PermitZoning/use

    Permit 142055 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  33. PermitZoning/use

    Permit 142056 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  34. PermitZoning/use

    Permit 142061 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  35. PermitZoning/use

    Permit 142062 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  36. PermitZoning/use

    Permit 142063 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  37. PermitZoning/use

    Permit 142064 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  38. PermitZoning/use

    Permit 142065 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  39. PermitZoning/use

    Permit 142066 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  40. PermitZoning/use

    Permit 142067 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  41. PermitZoning/use

    Permit 142068 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  42. PermitZoning/use

    Permit 142069 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  43. PermitZoning/use

    Permit 142070 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  44. PermitZoning/use

    Permit 142071 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  45. PermitZoning/use

    Permit 142072 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  46. PermitZoning/use

    Permit 142073 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  47. PermitZoning/use

    Permit 142074 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  48. PermitZoning/use

    Permit 142075 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  49. PermitZoning/use

    Permit 142076 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  50. PermitZoning/use

    Permit 142077 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  51. PermitZoning/use

    Permit 142078 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  52. PermitZoning/use

    Permit 142079 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  53. PermitZoning/use

    Permit 142080 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  54. PermitZoning/use

    Permit 142081 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  55. PermitZoning/use

    Permit 142082 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  56. PermitZoning/use

    Permit 142083 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  57. PermitZoning/use

    Permit 142084 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  58. PermitZoning/use

    Permit 142085 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  59. PermitZoning/use

    Permit 142086 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  60. PermitZoning/use

    Permit 142087 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

  61. PermitZoning

    Permit 128942 · COMPLETED

    RELOCATION OF LOT LINES TO CREATE 36 LOTS FROM 1 LOT. CONSTRUCT 34 SINGLE FAMILY DWELLING

What this record suggests

The City file documents 47 permits touching electrical work, plumbing, roof work. 47 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,069 sqft
livable area
Lot
910 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B+
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
OPEN · Granted with conditions · 2013

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 120 W Oxford St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$547K
20%
6.875%
$2K/mo

When this house last sold (2015) a 30-year mortgage ran about 3.85% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

120 W Oxford St sits on the 100 block of W Oxford St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 122 W Oxford St  ·  124 W Oxford St

Where this comes from

Methodology & freshness

This report was assembled Jul 11, 2026, 12:55 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)