House report
1124 Divinity St
4 bd · 3 ba · 2 stories · 2,950 sqft · RSA3 · built 2023
Absentee individual · assessed $445K · sold 4×. On the 1100 block of Divinity St.
Reading this house's deeds, permits and assessments…
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Today's $1,246/yr reflects a 10-year abatement. It steps up every year and reaches about $6,229/yr in 2036 — $4,983/yr more. Price the full bill, not the current one.
Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you’re the landlord
If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
Who's behind it
Benjamin Fellows · absentee owner
Nothing beyond the deed name in the assessor's record — ask the AI below to trace this owner citywide.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.
Value vs. the block, over time — sales, permits & L&I events marked on the line
Bought for $77K in 2020, built new under a 2019 permit (tax-abated), sold for $445K in 2025.
- 2019 Appeal deniedZoningAppeal granted with conditionsZoningZoning/usePermit
- 2020 $77KLand buyNew ConstructionPermit
- 2022 New ConstructionPermitNew Construction or AdditionsPermit2 L&I violationsL&IInspection failed ×3L&I visitNew ConstructionPermitNew ConstructionPermit
- 2025 $445KSold
Flags: tax-abated — the bill lags real value · 2 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house pays about $1,246/yr under a 10-year tax abatement that steps down every year. In 2036 the bill reaches its full ~$6,229/yr — a step up of $4,983/yr, 9 assessment years out. Drag the slider.
now: ($445,000 assessed − $355,987 abated) × 1.3998% ≈ $1,246/yr
2036: $445,000 assessed × 1.3998% ≈ $6,229/yr
The abated slice shrinks ~10% a year (post-2022 program, started 2026) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1124 Divinity St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Next door: 1122 Divinity St · 1126 Divinity St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Back taxes & liens — Real Estate Tax Balances, Dept. of Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
First time here?
This is 1124 Divinity St,
on paper.
Built 2023. Every deed, permit, L&I visit, tax bill and sale for this house — plus its whole block.
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Who owns what, what they paid, what they built, what they owe. Scroll and it's all here — the paid part is not the data.
The good part
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Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)