2026 taxable assessment $279,600 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $302,900; it is not the 2026 billed-year value.
House report
1037 Emily St
3 bd · 1 ba · 2 stories · 972 sqft · RSA5 · built 1930
Owner-occupancy signal · assessed $380K (2026) · 2027 OPA assessment $303K · sold 2×. On the 1000 block of Emily St.
BlockReport AI · cited public records
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Property summary
Assessment$379,6002026 OPA assessment · 2027: $302,900
Last sale$270KRecorded 2015
Est. tax bill$3,914/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 open15 historical across 5 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3940124002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $760.26 and a lien entry. It is shown as historical context only.
2016$760.26 total · $615.16 principal · $9.22 interest · $6.15 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordPermit between transfers
Record summary$110K transfer in 2014; major alteration permit in 2014; $270K transfer in 2015 (+145% between recorded amounts).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1930: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$760 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$379,600
2026 billed-year assessment · 2027: $302,900 · built 1930
Price / sq ft
$312
block $243 · above block
Assessment change
+143%
+8%/yr since 2016 · 2027 -20% vs 2026
Est. tax bill / yr
$3,914
1.03% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$125K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$125K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$125K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$274K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$297K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$297K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$297K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$408K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$408K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$380K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$303K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2014Deed / sale $110KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2015Deed / sale $270KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2014-12-17Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2015-01-16MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-03-09Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2015-03-09PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-06-05ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-07-21AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2014-12-19PERMB- UNDERPIN FOUNDATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19PERMB- CONST FOUNDATIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19PERMB- TO COMPLY VIOLA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19PERMB- WK DONE W/O NOTIFY INSPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19LIC MUST BE AVAIL FOR INSPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19INSURANCE - POST CERTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19PERMB REVK- FLSE APPL STATEM'TA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19BLDG PERMIT REQUIREDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19SWO- CONTRARY TO GOOD PRACTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19SWO- AND BLDG PERMIT REVOKEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19PENALTY- NO BLDG PERM INFOA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-12-19WORKMANLIKE- BUILDING CODEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2014-12-19BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2015-11-09SWO- CONTRARY TO GOOD PRACTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2015-07-25WORKMANLIKE- BUILDING CODEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2015-11-24BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19148 medianAssessmentDeed / saleL&I violationPermitInspection
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record24 events · exact dates, newest first
- InspectionBP_BLDG
- L&I violationSWO- CONTRARY TO GOOD PRACTICE
- L&I violationWORKMANLIKE- BUILDING CODE
- PermitAlteration
- PermitElectrical
- PermitMajor alteration
- PermitPlumbing
- PermitMechanical
- Deed / saleDeed / sale $270K
- L&I violationPERMB- UNDERPIN FOUNDATION
- L&I violationPERMB- CONST FOUNDATION
- L&I violationPERMB- TO COMPLY VIOL
- L&I violationPERMB- WK DONE W/O NOTIFY INSP
- L&I violationLIC MUST BE AVAIL FOR INSP
- L&I violationINSURANCE - POST CERT
- L&I violationPERMB REVK- FLSE APPL STATEM'T
- L&I violationBLDG PERMIT REQUIRED
- L&I violationSWO- CONTRARY TO GOOD PRACTICE
- L&I violationSWO- AND BLDG PERMIT REVOKED
- L&I violationPENALTY- NO BLDG PERM INFO
- L&I violationWORKMANLIKE- BUILDING CODE
- InspectionBP_BLDG
- PermitMajor alteration
- Deed / saleDeed / sale $110K
The paper trail
Permit between transfers$110K transfer in 2014; major alteration permit in 2014; $270K transfer in 2015 (+145% between recorded amounts).
- 2014 Inspection failedL&I visit$110KTransferMajor alterationPermit
- 2015 MechanicalPermitMajor alterationPermitPlumbingPermitMajor alterationPermitElectricalPermit3 L&I violationsL&IAlterationPermitL&I: 1 failed, 1 passedL&I visit$270KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 28 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- InvestigationBP_BLDG
Case 509812 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationSWO- CONTRARY TO GOOD PRACTICE
Case 509812 · Violation 3766206 · Code A-504.1/2 · RESOLVE
- InvestigationBP_BLDG
Case 509812 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationSWO- CONTRARY TO GOOD PRACTICE
Case 585327 · Violation 3766157 · Code A-504.1/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationWORKMANLIKE- BUILDING CODE
Case 626287 · Violation 3652435 · Code A-104.1/1 · CLOSEDCASE
City marked the case closed; that does not mean the original condition never existed.
- PermitAlteration
Permit 626287 · COMPLETED
EZ EXTERIOR WALL COVERINGS- FOR THE APPLICATION OF EXTERIOR WALL COVERINGS AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.
- PermitElectrical
Permit 614503 · COMPLETED
INSTALL BRANCH CIRCUITS THROUGHOUT, INSTALL LIGHT FIXTURES, RECEPTACLES AND LIGHT SWITCHES THROUGHOUT; INSTALL 100A SERVICE AND METER SOCKET WITH MAIN PANEL....IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING
- PermitPlumbing
Permit 594759 · COMPLETED
1.5 BATH,1 KITCHEN SINK AND 1 LAUNDRY (SFD)THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004
- PermitMajor alteration
Permit 594788 · COMPLETED
EZ PERMIT STADARD ALTERATIONS- FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.(HARDWOOD FLOORS, DRYWALL SPACKLE, PAINT, TILES, DEMO INTERIOR DOORS)
- InvestigationBP_BLDG
Case 464239 · PASSED
The cited inspection visit was marked passed.
- PermitMajor alteration
Permit 585327 · COMPLETED
FOR THE UNDERPINNING OF AN EXISTING FOUNDATION SYSTEM IN TOTAL PERIMETER WITH ADJACENT STRUCTURES ON BOTH SIDES. THIS WORK SHALL BE STRICTLY PERFORMED IN ACCORDANCE WITH P.E. SEALED PLANS. A SPECIAL INSPECTOR WILL BE ON-SITE AT ALL TIMES THAT UNDERPINNING IS BEING PERFORMED. THIS WORK ACTIVITY SHALL BE PERFORMED BY THE LICENSED CONTRACTOR OF RECORD. UPON COMPLETION VIOLATION # 464329 WILL BE COMPLIED. **POST THIS PERMIT** ** POST THE PROJECT INFORMATION SIGN**
- PermitMechanical
Permit 585155 · COMPLETED
INSTALL HVAC SYSTEM 60,000 GAS FURNACE WITH 2 TON A/C WITH RELATED DUCT WORK
- Recorded transfer$270K transfer
2015
- ViolationPERMB- UNDERPIN FOUNDATION
Case 464239 · Violation 3428537 · Code A-301.1/37 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB- CONST FOUNDATION
Case 464239 · Violation 3428536 · Code A-301.1/15 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB- TO COMPLY VIOL
Case 464239 · Violation 3428538 · Code A-301.6/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB- WK DONE W/O NOTIFY INSP
Case 464239 · Violation 3428539 · Code A-302.11/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationLIC MUST BE AVAIL FOR INSP
Case 464239 · Violation 3428540 · Code A-302.8/31 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINSURANCE - POST CERT
Case 464239 · Violation 3428541 · Code A-302.8/32 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERMB REVK- FLSE APPL STATEM'T
Case 464239 · Violation 3428542 · Code A-302.9/39 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationBLDG PERMIT REQUIRED
Case 464239 · Violation 3428543 · Code A-501.1/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationSWO- CONTRARY TO GOOD PRACTICE
Case 464239 · Violation 3428544 · Code A-504.1/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationSWO- AND BLDG PERMIT REVOKED
Case 464239 · Violation 3428545 · Code A-504.6/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPENALTY- NO BLDG PERM INFO
Case 464239 · Violation 3428546 · Code A-901.13/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationWORKMANLIKE- BUILDING CODE
Case 580322 · Violation 3429354 · Code A-104.1/1 · ERROR
- InvestigationBP_BLDG
Case 464239 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- PermitMajor alteration
Permit 580322 · CLOSED
INTERIOR ALTERATIONS THROUGHOUT, TO INCLUDE DRYWALL THROUGHOUT, MOISTURE RESISTANT DRYWALL IN THE BATHROOM AND KITCHEN, NEW WINDOWS AND DOORS IN EXISTING OPENING. APPLICANT AGREES TO LIMIT THE CONSTRUCTION TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. NOTE: CONTRACTOR IS LISTED AS A "SOLE PROPRIETOR" AND HAS NO EMPLOYEES AND/OR WORKERS COMPENSATION INSURANCE - ALL SUBCONTRACTORS REQUIRE SEPARATE LICENSES AND INSURANCE SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRICAL AND MECHANICAL WORK.
- Recorded transfer$110K transfer
2014
What this record suggests
The City file documents 7 permits touching kitchen work, bathroom work, flooring, drywall / interior finishing. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: historical tax ledger through 2016 recorded $760 with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
972 sqft
livable area
Lot
700 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1037 Emily St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2015) a 30-year mortgage ran about 3.85% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1037 Emily St sits on the 1000 block of Emily St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1035 Emily St · 1039 Emily St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 12:44 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)