Public Records
Edition
Philadelphia1000 block of E Montgomery AveJuly 9, 2026

House report

1025-29 E Montgomery Ave

2 stories · 10,752 sqft · ICMX · built 1915

Investor / LLC · assessed $1.5M · sold 2×. On the 1000 block of E Montgomery Ave.

Street view of 1025-29 E Montgomery Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $5,018/yr reflects a 10-year abatement. It jumps to about $20,564/yr in 2031 — $15,546/yr more. Price the full bill, not the current one.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Regency 1025 LLC · corporate / LLC owner

• Holds an active rental license for this address
• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$1.5M
built 1915
Price / sq ft
$137
block $137 · in line w/ block
Appreciation
+291%
+13%/yr, city 6.5%
In 5 years (~2031)
~$1.5M
+13%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$5K
0.34% effective, abated
Gross yield
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0M2016: Sold $350K 2016: Sold $350K 2016: Appeal granted2017: Plumbing 2017: Administrative 2017: Suppression 2017: Mechanical 2017: Electrical 2017: 2 L&I violations 2017: Administrative 2017: Administrative 2017: Administrative$1.5M201620222027
This houseBlock median & rangeSaleL&I violation
The paper trail

Bought for $350K in 2016, built new under a 2017 permit (tax-abated), sold for $350K in 2016.

  1. 2016 $350KSold$350KSoldAppeal grantedZoning
  2. 2017 PlumbingPermitAdministrativePermitSuppressionPermitMechanicalPermitElectricalPermit2 L&I violationsL&IAdministrativePermitAdministrativePermitAdministrativePermit

Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $5,018/yr under a 10-year tax abatement. In 2031 the bill reaches its full ~$20,564/yr — a step up of $15,546/yr, 4 assessment years out. Drag the slider.

2016: ~$5,258/yr2017: ~$5,258/yr2021: ~$5,308/yr2022: ~$5,308/yr2023: ~$5,294/yr2024: ~$5,294/yr2025: ~$5,294/yr2026: ~$5,294/yr2027: ~$5,018/yr2028: ~$5,018/yr (projected)2029: ~$5,018/yr (projected)2030: ~$5,018/yr (projected)2031: ~$20,564/yr (projected)2032: ~$20,564/yr (projected)201620312032
2027~$5,018/yrfrom the record

now: ($1,469,100 assessed − $1,110,620 abated) × 1.3998% ≈ $5,018/yr 2031: $1,469,100 assessed × 1.3998% ≈ $20,564/yr Flat 100% exemption (pre-2022 program, started 2021), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
2
Interior
10,752 sqft
livable area
Lot
5,886 sqft
Exterior condition
New / rehabbed
city code 2
New / rehabbed
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
Zoning
ICMX
city zoning code
Zoning appeals
1
granted 2016

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 1025-29 E Montgomery Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$1.5M
20%
6.875%
$11K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 1031 E Montgomery Ave  ·  1033 E Montgomery Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)