New construction
Why it mattersbuilt new under a 2011 permit (tax-abated), sold for $530K in 2011.
View supporting records →House report
1014 S 45th St
3 stories · 3,600 sqft · RTA1 · built 1910
Owner-occupied · assessed $802K · sold 1×. On the 1000 block of S 45th St.
Property summary
Assessment$802KCity assessed value
Last sale$530KRecorded 2011
Est. annual tax$11K/yearAssessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits1Dated events in report
ViolationsNone openNone open when assembled
“Open” reflects records available then historical records keep their source dates estimates are labeled
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What stands out
From the public recordWhat to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The current tax estimate is temporary
The taxable assessment implies about $10,661/yr under a 10-year abatement. It jumps to about $11,222/yr by 2026 — $561/yr more. Underwrite the post-abatement estimate and verify the actual bill with Revenue.
Built 1910: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
When the abatement ends, file for Homestead
An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$802K
built 1910
Price / sq ft
$223
block $279 · below block
Appreciation
+119%
+7%/yr, city 6.5%
In 5 years (~2031)
~$805K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$11K
1.33% effective, abated
Jun 2022 tax snapshot
—
Gross yield
1.7%
≈$1K/mo rent
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangePermit
The paper trail
New constructionbuilt new under a 2011 permit (tax-abated), sold for $530K in 2011.
- 2011 $530KSoldElectricalPermit
Flags: tax-abated — the bill lags real value. Informational only — not investment advice or a consumer report (FCRA).
The abatement clock
This house’s taxable assessment implies about $10,661/yr under a 10-year tax abatement. By 2026 the assessment-based estimate reaches ~$11,222/yr — a step up of $561/yr. Drag the slider.
now: ($801,700 assessed − $40,091 abated) × 1.3998% ≈ $10,661/yr
2026: $801,700 assessed × 1.3998% ≈ $11,222/yr
Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.
The house, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Stories
3
Interior
3,600 sqft
livable area
Lot
4,033 sqft
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
B
assessor's grade
ABCDE
Zoning
RTA1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1014 S 45th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2011) a 30-year mortgage ran about 4.45% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).
Block context
1014 S 45th St sits on the 1000 block of S 45th St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1012 S 45th St · 1016 S 45th St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)