2026 taxable assessment $195,200 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $548,100; it is not the 2026 billed-year value.
House report
1004 Fernon St
3 bd · 3 ba · 2 stories · 1,537 sqft · RSA5 · built 1920
Owner-occupancy signal · assessed $295K (2026) · 2027 OPA assessment $548K · sold 2×. On the 1000 block of Fernon St.
BlockReport AI · cited public records
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Property summary
Assessment$295,2002026 OPA assessment · 2027: $548,100
Last sale$730KRecorded 2025
Est. tax bill$2,732/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 open7 historical across 5 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0123020002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$278K transfer recorded in 2022; new construction appears in a 2022 permit, followed by a recorded transfer of $730K in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$295,200
2026 billed-year assessment · 2027: $548,100 · built 1920
Price / sq ft
$357
block $291 · above block
Assessment change
+230%
+11%/yr since 2016 · 2027 +86% vs 2026
Est. tax bill / yr
$2,732
0.93% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$166K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$166K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$166K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$204K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$221K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$221K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$221K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$232K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$232K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$295K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$295K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$548K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2022Deed / sale $278KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2025Deed / sale $730KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2022-06-15AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-07-14Interior Non-Load-Bearing Wall Demo.This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-08-10New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-08-11Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-01-11New Construction or AdditionsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-02-26Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2024-04-09Addition and/or AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2020-03-25SANITARY PIPING SYSTEMA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-03-30PLUMBING SYSTEMS- HAZARDSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-05-11RENTAL LICENSE- ONE & TWO FAMILY (R3)A dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2021-01-08VACANT STRUCTURE & LANDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2021-01-08EXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2021-01-08VACANT STRUCTURE LICENSEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2020-12-14L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-03-15L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2022-11-09L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2003-06-26RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19148 medianAssessmentDeed / saleL&I violationPermitInspectionLicense
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record19 events · exact dates, newest first
- Deed / saleDeed / sale $730K
- PermitAddition and/or Alterations
- PermitAddition and/or Alteration
- PermitNew Construction or Additions
- InspectionL&I investigation
- PermitAddition and/or Alteration
- PermitNew construction, addition, GFA change
- PermitInterior Non-Load-Bearing Wall Demo.
- PermitAlterations
- Deed / saleDeed / sale $278K
- InspectionL&I investigation
- L&I violationVACANT STRUCTURE & LAND
- L&I violationEXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMES
- L&I violationVACANT STRUCTURE LICENSE
- InspectionL&I investigation
- L&I violationRENTAL LICENSE- ONE & TWO FAMILY (R3)
- L&I violationPLUMBING SYSTEMS- HAZARDS
- L&I violationSANITARY PIPING SYSTEM
- LicenseRental
The paper trail
New construction$278K transfer recorded in 2022; new construction appears in a 2022 permit, followed by a recorded transfer of $730K in 2025.
- 2021 3 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit
- 2022 AlterationsPermit$278KTransferInterior Non-Load-Bearing Wall Demo.PermitInspection passed ×2L&I visitNew construction, addition, GFA changePermitAddition and/or AlterationPermit
- 2024 New Construction or AdditionsPermitAddition and/or AlterationPermitAddition and/or AlterationsPermit
- 2025 $730KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 27 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$730K transfer
2025
- PermitAddition and/or Alterations
Permit MP-2024-001536 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. Install 95% 40K btu Runtru by Trane, 2 ton AC, and ductwork in first floor and basement. Install 95% 40k btu Runtru by trane, 2 ton AC, and ductwork in 2nd floor and 3rd floor. 11 total diffusers.
- PermitAddition and/or Alteration
Permit EP-2024-001903 · Completed
Wire throughout single family dwelling as per NEC . Update service to 200 amp.
- PermitNew Construction or Additions
Permit PP-2024-000257 · Completed
Install new interior plumbing for 3 toilets 3 lavs 3 showers 1 kitchen 1 laundry
- InvestigationL&I investigation
Case CF-2021-003203 · PASSED
The cited inspection visit was marked passed.
- PermitAddition and/or Alteration
Permit RP-2022-007858 · Completed
LEVEL II ALTERATION OF EXISTING 2-STORY SINGLE FAMILY ATTACHED BUILDING WITH CELLAR. PROPOSED 3RD STORY, PILOT HOUSE AND ROOF DECK ADDITION. DEMOLITION NOT TO EXCEED 2/3 OF EXISTING STRUCTURE.
- PermitNew construction, addition, GFA change
Permit ZP-2022-008371 · Completed
For the erection of a third floor addition with roof deck and pilot house ( size and location as shown on the plan)
- PermitInterior Non-Load-Bearing Wall Demo.
Permit GM-2022-005703 · Completed
EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans. STRUCTURAL ALTERATION OR REPAIR IS EXPRESSLY PROHIBITED UNDER THIS PERMIT. PROHIBITED STRUCTURAL WORK INCLUDES ANY MODIFICATION TO EXTERIOR WALLS, PARTY WALLS, FLOOR/ROOF FRAMING OR FOUNDATIONS; UNDERPINNING AND EXCAVATIONS (I.E. DIGGING IN BASEMENT). NO WORK PERMITTED IN THE BASEMENT. Separate Streets Department permit required for sidewalk and street closures.
- InvestigationL&I investigation
Case CF-2020-002489 · PASSED
The cited inspection visit was marked passed.
- PermitAlterations
Permit PP-2022-009242 · Completed
REPAIR / REPLACE CT, FAI
- Recorded transfer$278K transfer
2022
- InvestigationL&I investigation
Case CF-2020-002489 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2021-003203 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2020-014724 · PASSED
The cited inspection visit was marked passed.
- ViolationVACANT STRUCTURE & LAND
Case CF-2021-003203 · Violation VI-2021-002423 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXTERIOR STRUCTURE WINDOWS, SKYLIGHTS DOOR FRAMES
Case CF-2021-003203 · Violation VI-2021-002424 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationVACANT STRUCTURE LICENSE
Case CF-2021-003203 · Violation VI-2021-002422 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2020-003157 · PASSED
The cited inspection visit was marked passed.
- InvestigationL&I investigation
Case CF-2020-003554 · PASSED
The cited inspection visit was marked passed.
- ViolationRENTAL LICENSE- ONE & TWO FAMILY (R3)
Case CF-2020-014724 · Violation VI-2020-004813 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationL&I investigation
Case CF-2020-014724 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationPLUMBING SYSTEMS- HAZARDS
Case CF-2020-003554 · Violation VI-2020-000894 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2020-003554 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationPLUMBING SYSTEMS- HAZARDS
Case CF-2020-003157 · Violation VI-2020-000834 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2020-003157 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationSANITARY PIPING SYSTEM
Case CF-2020-002489 · Violation VI-2020-000692 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- LicenseRental
License 227684 · Inactive
DE CARLO THOMAS · Expires 2010-02-28 · Inactive 2012-12-22
What this record suggests
The City file documents 7 permits touching kitchen work, electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
2
Interior
1,537 sqft
livable area
Lot
656 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Above averageBelow average
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 1004 Fernon St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
1004 Fernon St sits on the 1000 block of Fernon St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 1002 Fernon St · 1006 Fernon St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 7:07 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)