2026 taxable assessment $128,140 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $670,000; it is not the 2026 billed-year value.
House report
827 Wharton St
3 bd · 2 ba · 3 stories · 2,100 sqft · RSA5 · built 2021
Owner-occupied · assessed $641K (2026) · 2027 OPA assessment $670K · sold 1×. On the 800 block of Wharton St.
Property summary
Assessment$640,7002026 OPA assessment · 2027: $670,000
Last sale$658KRecorded 2021
Est. tax bill$1,794/year2026 taxable assessment · full-value scenario $8,969/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits5Every fetched City permit
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0213502022026 OPA taxes $128,140 of $640,700 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersBought for $275K in 2014, built new under a 2019 permit (reduced taxable assessment shown).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $1,794/yr, while applying the same rate to the full assessment would imply about $8,969/yr — $7,175/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$640,700
2026 billed-year assessment · 2027: $670,000 · built 2021
Price / sq ft
$319
block $230 · above block
Appreciation
+0%
+0%/yr, city 6.5%
In 5 years (~2031)
~$670K
+0%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,794
0.27% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
2.6%
≈$1K/mo rent
Times sold
1
Assessment vs. the block · every dated City record marked on the line
This propertyBlock median & rangeLand buyPermitLicense
2020-10-06: New Construction or Additions
Highlight
Every dated record5 events · scroll to browse
- PermitNew Construction or Additions
- PermitNew Construction
- PermitNew Construction
- LicenseVacant Residential Property / Lot
- Land buyLand record $275K
The paper trail
New constructionBought for $275K in 2014, built new under a 2019 permit (reduced taxable assessment shown).
- 2014 $275KLand buy
- 2019 New ConstructionPermit
- 2020 New ConstructionPermitNew ConstructionPermitNew ConstructionPermitNew Construction or AdditionsPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 7 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitNew Construction or Additions
Permit PP-2020-010022 · Completed
Installation of water & drain lines throughout. Installation of main drain through out. New hot water heater, 2.5 bathrooms including 3 toilets, 4 lav sinks, 2 bath tubs, 1 shower, kitchen sink, washer machine stand pipe, yard drain,1" combination water service, storm & sanitary curb traps, fresh air inlets, main drains. PPC 2018
- PermitNew Construction
Permit MP-2020-004041 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. *ROOFTOP UNITS PERMITTED IF INCLUDED IN APPROVED BUILDING PLANS*
- PermitNew Construction
Permit EP-2020-006339 · Completed
Install 200amp service, lights, outlets, switches and 120v interconnected smokes/co's. All work per NEC and City of Philadelphia required codes.
- PermitNew Construction
Permit FP-2020-000501 · Completed
FOR THE INSTALLATION OF A FIRE SUPPRESSION SYSTEM IN ACCORDANCE WITN NFPA 13D, WITH A ONE-INCH COMBINED FIRE SERVICE LINE, AS PER APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
- PermitNew Construction
Permit 1005098 · Completed
FOR THE ERECTION OF A THREE (3) STORY ATTACHED STRUCTURE (WITH A ROOF DECK ACCESSED BY A PILOT HOUSE) TO BE USED AS GROUP R-3 (SINGLE-FAMILY DWELLING), AS PER PLANS; SEPARATE PERMITS REQUIRED FOR ALL MEP/FSP WORK; TO BE FULLY SPRINKLERED AS PER NFPA 13D MINIMUM OR BETTER; SEE AP#990628 FOR ZONING/USE APPROVAL; SEE AP#987155 FOR ALL PLANS AND DOCUMENTS.
- LicenseVacant Residential Property / Lot
License 702980 · Inactive
Paul Mirabello · Expires 2018-05-24 · Inactive 2018-07-23
- Land recordLand record
2014
What this record suggests
The City file documents 5 permits touching kitchen work, bathroom work, electrical work, plumbing. 5 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $1,794/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,969/year — $7,175/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($640,700 assessed − $512,539 exempt) × 1.3998% ≈ $1,794/yr
full-assessment scenario: $640,700 × 1.3998% ≈ $8,969/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
2
Stories
3
Interior
2,100 sqft
livable area
Lot
825 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 827 Wharton St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.
Block context
827 Wharton St sits on the 800 block of Wharton St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 825 Wharton St · 829 Wharton St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 8:56 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)