Public Records
Edition
PhiladelphiaBuilt on public City of Philadelphia recordsJuly 8, 2026

Who owns your block

400 block of W Spencer St

A mostly owner-occupied block: 75% of homes are lived in by their owners, with 3 open code violations.

The typical home here is up 76% since 2016, now about $172K. Property taxes are climbing about 1% a year and the increases are speeding up.

Every parcel on the block, colored by who owns it. Tap a parcel for the owner and its city record.

By the Numbers

Median value
$172K
$108K–$209K
ZIP median $171K
Price / sq ft
$127
typical home
city median $177
Vs. Philadelphia
0.8×
the city median
city $223K
Recent sale
$185K
1 sold in 2yr
assessed $172K
Tax / yr
$1K
typical · up to $3K
city ≈$3K/yr
Tax abatements
1 of 24
$24K/yr forgone
Owner-occupied
75%
18 of 24
city 41%
Rentals
4%
1 licensed
city 15% of homes
Open violations
3
L&I code
▼ block 4% · city 5%
Back taxes
$0
all current
▼ block 0% · city 9%

How fast it's moving

1 year
-1%
value · tax −$23
5 years
+55%
value · tax +$82
10 years
+76%
value · tax +$61

Assessed-value change for the typical home. Philadelphia taxes a flat 1.3998% of value, so the bill moves with it.

The makeup of the block

Every home, plotted by size and assessed value — press play and watch the block reprice from 2016 to 2027. One bubble per house (area = lot size), colored by who owns it; a gold ring marks tax-abated new construction. Click a bubble for its report.

2027
  • Owner-occupied
  • Investor / LLC
  • Absentee
  • Vacant
  • Tax-abated
  • Bubble = lot size
  • → bigger interior  ·  ↑ higher value

Assessed values from the city's year-by-year assessment record — a proxy for price, lumpy in reassessment years.

How the block compares

The typical home here is $172K — about 0.8× the citywide median, and in line with the ZIP 19120 median of $171K. The same block, read against everyone else in the ZIP 19120 and across Philadelphia.

This blockZIP 19120Philadelphia
Median home value$172K$171K$223K
Owner-occupied71%48%41%

Safety & quality of life

Within 200 metres of the block over the last 12 months: 89 reported crimes (16 violent) and 140 resident 311 requests to the city.

Crimes · 12mo
89
16 violent · within 200m
311 requests · 12mo
140
29 still open

Most reported crimes

Thefts27
Motor Vehicle Theft15
Other Assaults12
Fraud8
Vandalism/Criminal Mischief8
Theft from Vehicle7

Top 311 complaints

Rubbish/Recyclable Material Collection32
Illegal Dumping16
Street Defect16
Abandoned Vehicle11
Maintenance Complaint9
Salting8

Philadelphia Police incident reports and 311 service requests within 200m, trailing 12 months. Reported location, not necessarily where an incident occurred.

Schools

The public schools this block is zoned for — its official School District of Philadelphia catchments.

Elementary · K-4
James R Lowell
450 W Nedro Ave · 430 students
Middle
Grover Washington Jr
High · 9-12
Samuel Fels
5500 Langdon St · 1228 students

Catchment assignments from the School District of Philadelphia via City of Philadelphia open data. Confirm with the District before enrollment decisions.

What it's worth, and where taxes are going

Median assessed value · 2016–2027

$0$100K$200K$172K2016: $98K2017: $98K2018: $98K2019: $103K2020: $111K2021: $111K2022: $111K2023: $135K2024: $135K2025: $174K2026: $174K2027: $172K2016202020232027

▲ +76% since 2016

Estimated property tax · per home, per year

$0$1,000$2,000$1,0092016: $9482017: $9482018: $9482019: $8872020: $9272021: $9272022: $9272023: $7632024: $7632025: $1,0322026: $1,0322027: $1,0092016202020232027

▲ +6% since 2016 · ~+1%/yr

1
1 property on this block carry a tax abatement or major exemption. New construction and gut rehabs get the improvement value exempted for up to 10 years, so their tax bills sit far below their real value — block-wide, exemptions keep about $23,797 a year off the tax roll. Read the tax figures with that in mind.

Who really pays — effective tax rate, one dot per home

1.40% — the statutory rate0%0.4%0.8%1.2%
$115pays now $1,515at the full rate

436 W Spencer Ave is assessed at $108K but pays $115 a year — about 8% of the $1,515 it would owe at the statutory rate, because its new-construction value is abated.

The block as an asset

Read like a financial asset, this block has lagged the Philadelphia market, compounding +5.3% a year against the city's 6.5%.

Indexed performance · this block vs. the Philadelphia market

9510025020162019202220252027This block 176 Philadelphia 201

Rebased to 100 in 2016, like a stock against its index. $100 in the typical home here would be worth $176 today versus $201 across Philadelphia — this block trailed the market.

Annualized return
+5.3%/yr
price, since 2016
Total appreciation
+76%
since 2016
Net rental yield
est., after tax carry
Total return
+5.3%/yr
price + net rent
Real return
+2.3%/yr
after ~3% inflation
vs. Philadelphia
-1.2 pts
market 6.5%/yr

Return is from assessed-value history (a proxy for market price, lumpy in reassessment years); rental yield is estimated from ACS area rents. Informational only, not investment advice.

How often it changes hands

This block has recorded 4 arm's-length sales since 2019. The typical home has sold 0 times in that window, while 21 have not changed hands at all.

Every recorded sale · price & date

$0$100K$200K2020202220242026
4arm's-length sales since 2019
0times the typical home has sold
2most sales for a single property
21homes never sold in the window

Who owns it

Ownership of 24 parcels

Owner-occupied: 18Investor / LLC: 2Absentee individual: 4 24parcels
  • Owner-occupied 18
  • Investor / LLC 2
  • Absentee individual 4

Value distribution today

1 parcels1 parcels0 parcels1 parcels0 parcels2 parcels19 parcels
$108K$176K+
OwnerOn blockOwns citywidePortfolio valueSource
Gardenia Realty Llc14$842Kphila.gov ↗
Brown Property Assets Llc14$624Kphila.gov ↗

House by house

All 24 homes on the block — value and 12-year trajectory, ownership, and the paper trail on the ones that were bought, built, torn down, or flipped. Sorted up the street; each links to its full city record — or download the roster (CSV).

Every house's assessed value, 2016–2027 — each line is one home

$0$125K$250K201620182020202220242026Block median
Each houseNew build / flipBlock median

Worth a look

AddressOwnershipValue & trendBd/BaSq ftBuiltSalesFlags
400 W SPENCER AVE Absentee individual $118K —/— 1,552 1945 0
402 W SPENCER AVE Owner-occupied $176K 3/1 1,350 1945 0
404 W SPENCER AVE Owner-occupied $176K 3/1 1,350 1945 0
406 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
408 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
410 W SPENCER AVE Investor / LLC $172K 3/1 1,350 1945 0
412 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
414 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
416 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
418 W SPENCER AVE Traded 2×: $133K in 2019 → $185K in 2026 (+39%). Owner-occupied $172K 3/1 1,350 1945 2
420 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
422 W SPENCER AVE Investor / LLC $163K —/— 1,350 1945 0 rented
424 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
426 W SPENCER AVE Absentee individual $172K 3/1 1,350 1945 0
428 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
430 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
432 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
434 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
436 W SPENCER AVE Owner-occupied $108K —/— 1,350 1945 0 abated
438 W SPENCER AVE Owner-occupied $163K 3/1 1,350 1945 1
440 W SPENCER AVE Owner-occupied $172K 3/1 1,350 1945 0
442 W SPENCER AVE Absentee individual $209K 3/1 1,350 1945 0
444 W SPENCER AVE Owner-occupied $196K 3/2 1,350 1945 1
446 W SPENCER AVE Absentee individual $139K —/— 1,350 1945 0 3 viol

Neighborhood

Neighborhood income and demographics are coming soon.

Generated 2026-07-08 from public City of Philadelphia records  ·  Download this block's data (CSV)

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.