{"asOf":"2026-07-10T23:05:03.647Z","block":"1600-1699 S 12TH ST","blockUrl":"https://blockreport.homes/block/1600-1699-s-12th-st","address":"1620 S 12TH ST","parcelNumber":"394593200","source":"https://property.phila.gov/?p=394593200","ownerType":"owner-occupied","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 2 STY MASONRY","useLabel":"House","owner":"FINKEL GENNA","coOwner":"FRIEDLAND BENJAMIN","marketValue":449300,"livableArea":1248,"yearBuilt":1925,"lastSale":{"price":495000,"date":"2022-04-25T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.92950147521321,"lng":-75.16500168382464,"geom":{"type":"Polygon","coordinates":[[[-75.164899409,39.929510154],[-75.164910777,39.929464516],[-75.165103467,39.929492152],[-75.165092668,39.92953827],[-75.164899409,39.929510154]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":3,"baths":1,"stories":2,"lotArea":920,"zoning":"RSA5","grade":"C+","basement":"A","heater":"C","centralAir":false,"extCond":"4","intCond":"3","garage":null,"homestead":true,"mail":"1620 S 12TH ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":199500,"taxable":169500},{"y":2017,"v":199500,"taxable":199500},{"y":2018,"v":199500,"taxable":199500},{"y":2019,"v":262600,"taxable":222600},{"y":2020,"v":284600,"taxable":239600},{"y":2021,"v":284600,"taxable":239600},{"y":2022,"v":284600,"taxable":239600},{"y":2023,"v":311400,"taxable":231400},{"y":2024,"v":311400,"taxable":231400},{"y":2025,"v":440000,"taxable":340000},{"y":2026,"v":440000,"taxable":340000},{"y":2027,"v":449300,"taxable":349300}],"taxNow":4759,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"817388","date":"2017-11-21","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2018-04-20","scope":"LOWER BASEMENT FLOOR. UNDERPINNING OF FOUNDATION WALLS.SEPARATE PLUMBING PERMIT REQUIRED FOR PROPOSED ISTALLATION OF AREA DRAINS AND SUMP PUMP."},{"number":"832939","date":"2017-12-21","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2019-11-07","scope":"RENOVATION OF AN EXISTING BASEMENT TO A FINISHED LIVING SPACE.**SEE LOG NOTE**"},{"number":"EP-2022-004610","date":"2022-05-09","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-07-11","scope":"200amp 30ckt Homeline Service x1 AS PER THE2014 NEC EMT 2 story 200 Amp x1 Installation of whole house Square D Complete Home Surge Protective (CHSP) device. x1 New Circuit to be installed to each room/area including AFCI protection where required for safety. 2nd floor front bedroom 2nd floor middle bedroom 2nd floor rear bedroom 2nd floor bathroom 20 amp 2nd floor hallway/general lighting circuit Living room Dining room 20 amp 1st floor powder room 20 amp Sump pump 20 amp Furnace direct feed Listed Below: 15 Amp AFCI Circuit x1 15 Amp AFCI Circuit x2 15 Amp AFCI Circuit x3 20 Amp AFCI Circuit x1 20 Amp AFCI Circuit x1 20 Amp AFCI Circuit x1 New wiring for Outlets to be installed to existing locations or new locations as detailed below: Front bedroom x 5 Middle bedroom x 4 Rear bedroom x 4 Hallway x 1 Bathroom x 1 GFCI Living room x 5 Dining room x 2 (20 amp ) 1st floor powder room GFCI Rear exterior GFCI outlet location Basement sump pump GFCI Replace outlet left of range with GFCI/AFCI receptacle. Listed Below: 15 amp Duplex x19 20 amp Duplex x2 15 amp GFCI x1 20 amp GFCI x3 Replace a tamper-resistant AFCI/GFCI outlet and cover plate for indoor application. x1 New Wiring for Light and Switch to be installed to rewire existing location, relocate or Add, including fixture support box and installation of owner provided fixture or reinstallation of existing fixture, as detailed below: Front bedroom rewire switch and ceiling fan Middle bedroom rewire switch and ceiling light Rear bedroom rewire switch and ceiling fan Hallway 3way switches from 1st to 2nd floor to control 2nd floor hallway light Living room x 2 (rewire switch and ceiling fan, add wiring for dimmer for 4 LED 4” recessed lights) Dining room x 2 (rewire switch and ceiling light, add wiring for dimmer for 4 LED 4” recessed lights) Vestibule rewire switch and light Powder room rewire lighting and fan Rear exterior rewir"}],"storyTag":"Renovated & sold on","storyDelta":1.25,"timeline":[{"y":2007,"k":"sale","p":219900},{"y":2016,"k":"sale","p":342500},{"y":2017,"k":"permit","w":"Major alteration"},{"y":2017,"k":"permit","w":"Major alteration"},{"y":2022,"k":"sale","p":495000},{"y":2022,"k":"permit","w":"Addition and/or Alteration"}],"rented":false,"licenses":[],"signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2022","permit activity in 2022"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 41% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $311,400 to $440,000","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}