{"asOf":"2026-07-10T10:32:31.648Z","block":"600-699 WINTON ST","blockUrl":"https://blockreport.homes/block/600-699-winton-st","address":"634 WINTON ST","parcelNumber":"393071400","source":"https://property.phila.gov/?p=393071400","ownerType":"owner-occupied","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 2 STY MASONRY","useLabel":"House","owner":"DUNCAN TRACY J","coOwner":null,"marketValue":228800,"livableArea":855,"yearBuilt":1920,"lastSale":{"price":2000,"date":"1992-05-19T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[{"caseNumber":"87023","date":"2006-10-25","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"87023","date":"2009-11-10","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"87023","date":"2010-02-09","type":"HCEU INSP","status":"PASSED"}],"inspYears":[{"y":2006,"fails":1,"passes":0},{"y":2009,"fails":1,"passes":0},{"y":2010,"fails":0,"passes":1}],"taxOwed":24182.86,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":24182.86,"principalDue":10589.71,"penaltyDue":804.17,"interestDue":10249.58,"otherChargesDue":2539.4,"yearsOwed":30,"oldestYearOwed":1992,"mostRecentYearOwed":2021,"mostRecentPaymentDate":"2022-01-19","assessmentYear":2022,"totalAssessment":94500,"taxableAssessment":39000,"exemptAbatementAssessment":55500,"homesteadValue":0,"netTaxAfterHomestead":545.92,"actionableAtSnapshot":false,"paymentAgreementAtSnapshot":true,"bankruptcyAtSnapshot":false,"sheriffSaleAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.92191809577711,"lng":-75.1579571786093,"geom":{"type":"Polygon","coordinates":[[[-75.157916392,39.921980626],[-75.157946334,39.921848765],[-75.157998003,39.92185593],[-75.157967973,39.921987354],[-75.157916392,39.921980626]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":3,"baths":1,"stories":2,"lotArea":672,"zoning":"RSA5","grade":"C","basement":"C","heater":"A","centralAir":false,"extCond":"4","intCond":"4","garage":null,"homestead":false,"mail":"634 WINTON ST, PHILADELPHIA PA, 19148","mailOut":false,"appeals":[],"taxYears":[{"year":1992,"total":1078.88,"principal":27.06,"interest":304.93,"penalty":10.64},{"year":1993,"total":608.19,"principal":182.46,"interest":358.53,"penalty":12.77},{"year":1994,"total":596.58,"principal":182.46,"interest":347.58,"penalty":12.77},{"year":1995,"total":584.98,"principal":182.46,"interest":336.64,"penalty":12.77},{"year":1996,"total":573.41,"principal":182.47,"interest":325.71,"penalty":12.77},{"year":1997,"total":561.8,"principal":182.47,"interest":314.76,"penalty":12.77},{"year":1998,"total":544.39,"principal":182.47,"interest":298.34,"penalty":12.77},{"year":1999,"total":526.99,"principal":182.47,"interest":281.92,"penalty":12.77},{"year":2000,"total":563.58,"principal":182.47,"interest":265.5,"penalty":12.77},{"year":2001,"total":492.17,"principal":182.47,"interest":249.07,"penalty":12.77},{"year":2002,"total":474.76,"principal":182.47,"interest":232.65,"penalty":12.77},{"year":2003,"total":457.36,"principal":182.47,"interest":216.23,"penalty":12.77},{"year":2004,"total":439.95,"principal":182.47,"interest":199.81,"penalty":12.77},{"year":2005,"total":422.54,"principal":182.47,"interest":183.38,"penalty":12.77},{"year":2006,"total":405.13,"principal":182.47,"interest":166.96,"penalty":12.77},{"year":2007,"total":387.73,"principal":182.47,"interest":150.54,"penalty":12.77},{"year":2008,"total":393.6,"principal":194.64,"interest":143.06,"penalty":13.62},{"year":2009,"total":375.03,"principal":194.64,"interest":125.54,"penalty":13.62},{"year":2010,"total":702.19,"principal":395.35,"interest":219.42,"penalty":27.67},{"year":2011,"total":728.14,"principal":434.48,"interest":202.03,"penalty":30.41},{"year":2012,"total":712.35,"principal":451.23,"interest":169.21,"penalty":31.59},{"year":2013,"total":692.58,"principal":467.44,"interest":133.22,"penalty":32.72},{"year":2014,"total":1877.21,"principal":1331.42,"interest":259.63,"penalty":93.2},{"year":2015,"total":1750.19,"principal":1331.42,"interest":139.8,"penalty":93.2},{"year":2016,"total":933.18,"principal":774.3,"interest":11.62,"penalty":7.74}],"taxNet":16882.91,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":0,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":78100,"taxable":48100},{"y":2017,"v":78100,"taxable":39000},{"y":2018,"v":78100,"taxable":39000},{"y":2019,"v":87200,"taxable":39000},{"y":2020,"v":94500,"taxable":39000},{"y":2021,"v":94500,"taxable":39000},{"y":2022,"v":94500,"taxable":39000},{"y":2023,"v":130900,"taxable":39000},{"y":2024,"v":130900,"taxable":39000},{"y":2025,"v":209200,"taxable":39000},{"y":2026,"v":209200,"taxable":39000},{"y":2027,"v":228800,"taxable":39000}],"taxNow":546,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"519917","date":"2014-02-19","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2014-04-09","scope":"INSTALL 18- SPACE, 100A SERVICE PANEL, (4)RECEPTACLES AND A LIGHT FIXTURE IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING (PAID FOR BY PHDC)"},{"number":"610159","date":"2015-05-14","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2016-01-20","scope":"REPLACE 2ND FLOOR BATHROOM DRAIN LINES, INSTALL NEW TOILET AND VANITY"},{"number":"GM-2020-005635","date":"2020-08-10","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Expired","completedDate":"2023-12-01","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."}],"storyTag":"Improved","storyDelta":null,"timeline":[{"y":2006,"k":"insp","w":"Inspection failed"},{"y":2009,"k":"insp","w":"Inspection failed"},{"y":2010,"k":"insp","w":"Inspection passed"},{"y":2014,"k":"permit","w":"Electrical"},{"y":2015,"k":"permit","w":"Plumbing"},{"y":2020,"k":"permit","w":"Wall Covering Replacement"}],"rented":false,"licenses":[],"signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$24,183 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 60% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $130,900 to $209,200","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2020-005635 (Expired). At least one row also carries a completion date, so the City fields conflict.","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$24,182.86 was recorded in the City’s 2022-06 delinquency snapshot for 1992–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"2 failed, 1 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Feb 9, 2010.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}