{"asOf":"2026-07-10T10:32:31.648Z","block":"600-699 WINTON ST","blockUrl":"https://blockreport.homes/block/600-699-winton-st","address":"604 WINTON ST","parcelNumber":"393069900","source":"https://property.phila.gov/?p=393069900","ownerType":"investor","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 3 STY MASONRY","useLabel":"House","owner":"GD604 LLC","coOwner":null,"marketValue":461700,"livableArea":1526,"yearBuilt":2019,"lastSale":{"price":408400,"date":"2023-05-09T04:00:00Z"},"openViolations":0,"violations":[{"number":"812878","date":"2008-01-23","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"812877","date":"2008-01-23","title":"LICENSE-VAC LOT","status":"COMPLIED","resolutionDate":null},{"number":"1500587","date":"2009-10-22","title":"LICENSE - VACANT BUILDING","status":"COMPLIED","resolutionDate":null},{"number":"1500588","date":"2009-10-22","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"1822219","date":"2010-09-17","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"1822220","date":"2010-09-17","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"1822221","date":"2010-09-17","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null},{"number":"1981359","date":"2010-09-17","title":"LICENSE-VAC LOT","status":"COMPLIED","resolutionDate":null},{"number":"2458349","date":"2012-06-01","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"2458348","date":"2012-06-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"2810435","date":"2013-05-29","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"2810434","date":"2013-05-29","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3052499","date":"2013-12-20","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3052498","date":"2013-12-20","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3401051","date":"2014-11-21","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3401050","date":"2014-11-21","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3673400","date":"2015-08-11","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3673399","date":"2015-08-11","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3969277","date":"2016-06-09","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3969278","date":"2016-06-09","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"4103567","date":"2016-10-04","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"4103566","date":"2016-10-04","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"4258602","date":"2017-03-27","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"4258601","date":"2017-03-27","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}],"violationCases":[{"number":"143786","type":"STANDARD","priority":"STANDARD","responsibility":"BRU","status":"CLOSED","createdDate":"2008-01-24","completedDate":"2009-10-22","violations":[{"number":"812878","date":"2008-01-23","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"812877","date":"2008-01-23","title":"LICENSE-VAC LOT","status":"COMPLIED","resolutionDate":null}]},{"number":"218263","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2009-10-22","completedDate":"2009-12-08","violations":[{"number":"1500587","date":"2009-10-22","title":"LICENSE - VACANT BUILDING","status":"COMPLIED","resolutionDate":null},{"number":"1500588","date":"2009-10-22","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null}]},{"number":"251875","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2010-09-17","completedDate":"2018-11-09","violations":[{"number":"1822219","date":"2010-09-17","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"1822220","date":"2010-09-17","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"1822221","date":"2010-09-17","title":"VACANT LOT KEEP CLEAN GET LIC","status":"COMPLIED","resolutionDate":null}]},{"number":"251885","type":"STANDARD","priority":"STANDARD","responsibility":"HCEU","status":"CLOSED","createdDate":"2010-09-17","completedDate":"2018-11-09","violations":[{"number":"1981359","date":"2010-09-17","title":"LICENSE-VAC LOT","status":"COMPLIED","resolutionDate":null}]},{"number":"330866","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2012-06-01","completedDate":"2012-06-28","violations":[{"number":"2458349","date":"2012-06-01","title":"VACANT LOT STANDARD","status":"COMPLIED","resolutionDate":null},{"number":"2458348","date":"2012-06-01","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"383181","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2013-05-29","completedDate":"2013-09-07","violations":[{"number":"2810435","date":"2013-05-29","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"2810434","date":"2013-05-29","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"414717","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2013-12-20","completedDate":"2014-04-24","violations":[{"number":"3052499","date":"2013-12-20","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3052498","date":"2013-12-20","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"461313","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2014-11-21","completedDate":"2018-11-09","violations":[{"number":"3401051","date":"2014-11-21","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3401050","date":"2014-11-21","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"496887","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2015-08-11","completedDate":"2018-11-09","violations":[{"number":"3673400","date":"2015-08-11","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"3673399","date":"2015-08-11","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"538291","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2016-06-09","completedDate":"2016-07-26","violations":[{"number":"3969277","date":"2016-06-09","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null},{"number":"3969278","date":"2016-06-09","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null}]},{"number":"558248","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2016-10-04","completedDate":"2017-01-11","violations":[{"number":"4103567","date":"2016-10-04","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"4103566","date":"2016-10-04","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]},{"number":"576691","type":"STANDARD","priority":"STANDARD","responsibility":"CLIP","status":"CLOSED","createdDate":"2017-03-27","completedDate":"2017-06-30","violations":[{"number":"4258602","date":"2017-03-27","title":"EXT A-VACANT LOT CLEAN/MAINTAI","status":"COMPLIED","resolutionDate":null},{"number":"4258601","date":"2017-03-27","title":"CLIP VIOLATION NOTICE","status":"COMPLIED","resolutionDate":null}]}],"violYears":[{"y":2008,"n":2,"worst":null},{"y":2009,"n":2,"worst":null},{"y":2010,"n":4,"worst":null},{"y":2012,"n":2,"worst":null},{"y":2013,"n":4,"worst":null},{"y":2014,"n":2,"worst":null},{"y":2015,"n":2,"worst":null},{"y":2016,"n":4,"worst":null},{"y":2017,"n":2,"worst":null}],"investigations":[{"caseNumber":"47847","date":"2006-01-06","type":"L_CLIP","status":"FAILED"},{"caseNumber":"47847","date":"2008-01-02","type":"L_CLIP","status":"PASSED"},{"caseNumber":"143786","date":"2008-01-23","type":"BRU INSP","status":"FAILED"},{"caseNumber":"143786","date":"2009-03-11","type":"BRU INSP","status":"PASSED"},{"caseNumber":"251875","date":"2010-09-17","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"251875","date":"2010-09-17","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"251885","date":"2010-09-17","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"251885","date":"2010-10-19","type":"HCEU INSP","status":"FAILED"},{"caseNumber":"251885","date":"2010-11-18","type":"HCEU INSP","status":"CLOSED"},{"caseNumber":"251885","date":"2011-02-15","type":"PRECOURT","status":"FAILED"},{"caseNumber":"251885","date":"2011-03-03","type":"PRECOURT","status":"CLOSED"},{"caseNumber":"251875","date":"2013-12-03","type":"HCEU INSP","status":"PASSED"},{"caseNumber":"267962","date":"2016-02-24","type":"HCEU INSP","status":"PASSED"}],"inspYears":[{"y":2006,"fails":1,"passes":0},{"y":2008,"fails":1,"passes":1},{"y":2009,"fails":0,"passes":1},{"y":2010,"fails":4,"passes":0},{"y":2011,"fails":1,"passes":0},{"y":2013,"fails":0,"passes":1},{"y":2016,"fails":0,"passes":1}],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.921823254686785,"lng":-75.15721684378505,"geom":{"type":"Polygon","coordinates":[[[-75.157177298,39.921885944],[-75.157206097,39.921753879],[-75.157256532,39.921760436],[-75.157227645,39.921893175],[-75.157177298,39.921885944]]]},"liDistrict":"SOUTH","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19148","beds":4,"baths":3,"stories":3,"lotArea":672,"zoning":"RSA5","grade":"C","basement":"A","heater":"A","centralAir":true,"extCond":"1","intCond":"1","garage":null,"homestead":false,"mail":"21 FAIRFIELD DR, WILKES BARRE PA, 18702","mailOut":true,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":6,"abated":true,"assessmentExemption":true,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":10000,"taxable":0},{"y":2017,"v":21200,"taxable":3540},{"y":2018,"v":21200,"taxable":21200},{"y":2019,"v":21200,"taxable":21200},{"y":2020,"v":21200,"taxable":21200},{"y":2021,"v":370000,"taxable":243956},{"y":2022,"v":370000,"taxable":243956},{"y":2023,"v":406800,"taxable":81360},{"y":2024,"v":406800,"taxable":81360},{"y":2025,"v":438200,"taxable":87640},{"y":2026,"v":438200,"taxable":87640},{"y":2027,"v":461700,"taxable":92340}],"taxNow":1227,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"853828","date":"2018-03-15","work":"Zoning/use","type":"ZP_ZON/USE","description":"ZONING/USE PERMIT","status":"COMPLETED","completedDate":"2018-03-15","scope":"ERECTION OF AN ATTACHED STRUCTURE WITH ROOF ACCESS STRUCTURE FOR USE AS SINGLE FAMILY HOUSEHOLD LIVING WITH ROOF DECK ON ABOVE THIRD FLOOR LEVEL.(SIZE AND LOCATION AS SHOWN ON PLANS)"},{"number":"853830","date":"2018-03-15","work":"New construction","type":"BP_NEWCNST","description":"NEW CONSTRUCTION PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"NEW CONSTRUCTION OF 3 STORY SFD WITH ROOF DECK AND PILOT HOUSE.(SIZE AND LOCATION AS PER PLANS)"},{"number":"865285","date":"2018-04-18","work":"Suppression","type":"BP_FIRESUP","description":"SUPPRESSION PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"FOR THE INSTALLATION OF A ONE (1) INCH FIRE SERVICE LINE AND AN AUTOMATIC FIRE SUPPRESSION SYSTEM AS PER NFPA 13D. ALL WORK SHALL BE DONE IN ACCORDANCE WITH APPROVED PLANS/HYDRAULIC CALCULATIONS."},{"number":"868947","date":"2018-04-19","work":"Administrative","type":"BP_ADMINST","description":"ADMINISTRATIVE PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"RFLECT THE ACURATE ESTMITED COST OF WORK ON PERMIT 853830 AS $200,000."},{"number":"869109","date":"2018-04-19","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"INSTALL 3-WATER CLOSETS,4-LAVS,1-SHOWER,3-BATHTUBS,1-SHOWER,1-KITCHEN SINK,1-GARBAGE DISPOSAL,1-WASHER BOX,1-WATER HEATER,PEX AND PVC THROUGHOUT,1\"WATER SERVICE,HOUSE DRAIN,TRAP,FAI,STACK AND AREA DRAIN-PA1#20181083963-\"SELF-CERTIFICATION'S ARE NO LONGER PERMITTED\" - \"ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION\"THE INSTALLATION WILL COMPLY WITH THE PHILADEPHIA PLUBMING CODE 2004"},{"number":"874061","date":"2018-05-09","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"NEW CONSTRUCTION: 200A SERVICE LINE WITH A 30- CIRCUIT PANEL, 50- LIGHTS, 30- SWITCHES, 40- OUTLETS, HARDWIRED SMOKE AND C/O ALARMS THROUGHOUT... IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING"},{"number":"901170","date":"2018-08-10","work":"Mechanical","type":"BP_MECH","description":"MECHANICAL PERMIT","status":"COMPLETED","completedDate":"2018-11-13","scope":"INSTALL (2) HVAC SYSTEMS WITH DUCTWORK. (SFD)"},{"number":"EP-2023-007180","date":"2023-08-02","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2023-08-11","scope":"ED.PD-6WCL-WH / Lutron Caseta Wireless dimmer x1 Square D Complete Home Surge Protective device x1 ED.200 amp Grounding System x1 Diagnostic testing of electrical system x1 FISH ONLY PER 2017"}],"storyTag":"New construction","storyDelta":0.13,"timeline":[{"y":2017,"k":"land","p":30000},{"y":2018,"k":"land","p":68500},{"y":2018,"k":"permit","w":"Zoning/use"},{"y":2018,"k":"permit","w":"New construction"},{"y":2018,"k":"permit","w":"Suppression"},{"y":2018,"k":"permit","w":"Administrative"},{"y":2018,"k":"permit","w":"Plumbing"},{"y":2018,"k":"permit","w":"Electrical"},{"y":2018,"k":"permit","w":"Mechanical"},{"y":2019,"k":"sale","p":360000},{"y":2023,"k":"sale","p":408400},{"y":2023,"k":"permit","w":"Addition and/or Alteration"}],"rented":true,"licenses":[{"number":"432795","type":"Vacant Residential Property / Lot","status":"Inactive","businessName":"BORIS SHAPIRA","revenueCode":"3219","rentalCategory":null,"units":null,"issuedDate":"2008-01-09","latestIssueDate":"2008-01-09","expirationDate":"2009-02-28","inactiveDate":"2012-12-22"},{"number":"1006219","type":"Rental","status":"Active","businessName":"GD604 LLC","revenueCode":"3202","rentalCategory":"Residential Dwellings","units":1,"issuedDate":"2026-04-30","latestIssueDate":"2026-04-30","expirationDate":"2027-04-29","inactiveDate":null}],"signals":[{"kind":"post-purchase-work","level":"watch","title":"Post-purchase work pattern","summary":"A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.","evidence":["purchase recorded in 2023","permit activity in 2023"],"caveat":"This does not show that the property is listed or that a sale is planned."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 1645% in 2021, but no matching permit appears in the property timeline.","evidence":["assessment moved from $21,200 to $370,000","no permit shown in 2020-2022"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"use-occupancy","level":"attention","title":"Zoning approval is not the occupancy file","finding":"Use permit #853828: COMPLETED.","why":"Philadelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.","action":"Verify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-certificate-of-occupancy/"},{"id":"rental-license","level":"verify","title":"A rental license does not transfer with the deed","finding":"1 active Rental License record matched.","why":"If dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.","action":"Plan the buyer’s replacement license before settlement.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"managing-agent","level":"verify","title":"Tax mail goes outside Philadelphia; owner residence still needs verification","finding":"OPA mails the property tax record outside Philadelphia (21 FAIRFIELD DR, WILKES BARRE PA, 18702).","why":"A tax mailing destination does not establish where the owner lives. If a rental owner lives outside Philadelphia, the City requires a managing agent with a Philadelphia mailing address; the owner remains legally responsible.","action":"Verify the buyer’s residence and, if the buyer will live outside Philadelphia, identify the Philadelphia managing agent on the new license application.","url":"https://www.phila.gov/services/permits-violations-licenses/rent-or-sell-property/get-a-rental-license/"},{"id":"investigations","level":"verify","title":"Failed inspections are dated events—not the current condition","finding":"7 failed, 4 passed, and 2 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Feb 24, 2016.","why":"A PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.","action":"Open the parent case/permit for each material failure and confirm its later disposition.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"business-license","level":"verify","title":"A historical business license is not current operating authority","finding":"Vacant Residential Property / Lot #432795: Inactive since Dec 22, 2012","why":"A license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.","action":"If business income matters, verify the current tenant, use registration, and active license in eCLIPSE.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/licenses/business-licenses/"},{"id":"abatement","level":"verify","title":"A reduced taxable assessment is not a verified abatement","finding":"OPA’s numeric assessment fields show a reduced taxable assessment; BlockReport has no official program determination for this parcel.","why":"The numeric treatment can reflect an improvement abatement or another exemption. It does not identify the ordinance, approval, start or end date, or continuation requirements after a transfer. Once OPA verifies a specific active abatement, many common programs attach the benefit to the property for the remaining term rather than ending automatically at sale, but some require a new-owner filing and continued qualifying use or tax compliance.","action":"Obtain the OPA exemption/abatement determination and history, then underwrite the buyer’s bill from the verified program terms.","url":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/get-a-property-tax-abatement/"},{"id":"violations","level":"clear","title":"No open violation; closed history remains relevant","finding":"The fetched record shows 0 open and 24 historical violations across 12 cases.","why":"A closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.","action":"Use the closed cases to target the inspection and occupancy-file review.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections/violation-and-order-types/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}