{"asOf":"2026-07-11T05:02:14.370Z","block":"3600-3699 WHARTON ST","blockUrl":"https://blockreport.homes/block/3600-3699-wharton-st","address":"3640 WHARTON ST","parcelNumber":"362231300","source":"https://property.phila.gov/?p=362231300","ownerType":"owner-occupied","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 2 STY MASONRY","useLabel":"House","owner":"JONES EDWARD","coOwner":null,"marketValue":252200,"livableArea":1044,"yearBuilt":1925,"lastSale":{"price":291000,"date":"2022-07-08T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":3957.99,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":true,"totalDue":3957.99,"principalDue":1795.27,"penaltyDue":248.37,"interestDue":1054.87,"otherChargesDue":859.48,"yearsOwed":6,"oldestYearOwed":2014,"mostRecentYearOwed":2021,"mostRecentPaymentDate":null,"assessmentYear":2022,"totalAssessment":66200,"taxableAssessment":66200,"exemptAbatementAssessment":0,"homesteadValue":629.91,"netTaxAfterHomestead":296.76,"actionableAtSnapshot":true,"paymentAgreementAtSnapshot":false,"bankruptcyAtSnapshot":false,"sheriffSaleAtSnapshot":false,"assessmentUnderAppealAtSnapshot":false,"yearMonth":"202206"},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":39.938992909183945,"lng":-75.20293114412057,"geom":{"type":"Polygon","coordinates":[[[-75.202878755,39.939060736],[-75.202932011,39.938914001],[-75.202983533,39.938925083],[-75.202930276,39.939071818],[-75.202878755,39.939060736]]]},"liDistrict":"CENTRAL WEST","certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":true,"permits":true,"licenses":true},"zip":"19146","beds":3,"baths":2,"stories":2,"lotArea":833,"zoning":"RM1","grade":"C","basement":"D","heater":"A","centralAir":true,"extCond":"3","intCond":"2","garage":null,"homestead":true,"mail":"3640 WHARTON ST, PHILADELPHIA PA, 19146","mailOut":false,"appeals":[],"taxYears":[{"year":2014,"total":498.42,"principal":122.87,"interest":149.84,"penalty":63},{"year":2015,"total":1350.07,"principal":899.94,"interest":94.49,"penalty":63},{"year":2016,"total":1251.04,"principal":949.76,"interest":14.24,"penalty":9.5}],"taxNet":3099.53,"taxLien":true,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":2,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":59000,"taxable":59000},{"y":2017,"v":59000,"taxable":59000},{"y":2018,"v":59000,"taxable":29000},{"y":2019,"v":61600,"taxable":21600},{"y":2020,"v":66200,"taxable":21200},{"y":2021,"v":66200,"taxable":21200},{"y":2022,"v":66200,"taxable":21200},{"y":2023,"v":144300,"taxable":64300},{"y":2024,"v":144300,"taxable":64300},{"y":2025,"v":264600,"taxable":164600},{"y":2026,"v":264600,"taxable":164600},{"y":2027,"v":252200,"taxable":152200}],"taxNow":2304,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"161851","date":"2008-07-01","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2008-07-06","scope":"REPLACE HOUSE TRAP"},{"number":"GM-2021-002173","date":"2021-03-10","work":"Wall Covering Replacement","type":"General Permit Minor","description":"General Permit Minor","status":"Cancelled","completedDate":"2021-12-31","scope":"For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work."},{"number":"PP-2021-007210","date":"2021-04-28","work":"Alterations","type":"Plumbing","description":"Plumbing Permit","status":"Completed","completedDate":"2022-04-18","scope":"Install drain and water lines for 3 toilets, 3 vanities 2 tubs, kitchen sink and washer box"},{"number":"EP-2021-007979","date":"2021-09-01","work":"Addition and/or Alteration","type":"Electrical","description":"Electrical Permit","status":"Completed","completedDate":"2022-04-18","scope":"PARTIAL WIRING TO INCLUDE RECEPTACLE OUTLETS, LIGHTING, GFCI AND SMOKE DETECTORS CONNECTING TO NEW 200 AMP PANEL AND INCOMING 200 AMP SERVICES. USING FISHING METHOD. ALL NECESSARY BONDING AND GROUNDING AS PER 2014 NEC."},{"number":"MP-2021-008732","date":"2021-12-21","work":"Addition and/or Alterations","type":"Mechanical","description":"Mechanical / Fuel Gas Permit","status":"Completed","completedDate":"2022-04-18","scope":"**CONTRACTOR HAS A NOTORIZED LETTER WITH NO EMPLOYEES, SOLE WORKER**MUST UPLOAD SUB-CONTRACTOR INFORMATION IF APPLICABLE** EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation of New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. AC UNIT WILL BE LOCATED INSIDE THE BACKYARD - 60,000 BTU 90% gas Rheem, New ductwork 7 hits, 7 registers. Combo with RP-2021-018695."},{"number":"RP-2021-018695","date":"2021-12-21","work":"Addition and/or Alteration","type":"Residential Building","description":"Residential Building Permit","status":"Completed","completedDate":"2022-04-18","scope":"FOR INTERIOR ALTERATIONS TO AN ATTACHED STRUCTURE AS PER APPROVED PLAN; FOR USE SINGLE-FAMILY HOUSEHOLD LIVING. *SEPARATE PERMITS REQUIRED FOR ELECTRICAL, PLUMBING, AND MECHANICAL WORK* **UNDERPINNING IS NOT PART OF THIS PERMIT**"}],"storyTag":"Renovated & sold on","storyDelta":3.4,"timeline":[{"y":2008,"k":"permit","w":"Plumbing"},{"y":2021,"k":"permit","w":"Wall Covering Replacement"},{"y":2021,"k":"permit","w":"Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2021,"k":"sale","p":66200},{"y":2021,"k":"permit","w":"Addition and/or Alterations"},{"y":2021,"k":"permit","w":"Addition and/or Alteration"},{"y":2022,"k":"sale","p":291000}],"rented":false,"licenses":[],"signals":[{"kind":"record-pressure","level":"elevated","title":"Records to verify together","summary":"More than one separately dated public record deserves a current-status check.","evidence":["$3,958 appeared in the City's June 2022 delinquency snapshot","a lien number appears in the historical tax ledger through 2016"],"caveat":"A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue."},{"kind":"permit-mismatch","level":"watch","title":"Assessment/permit mismatch","summary":"The assessment jumped 83% in 2025, but no matching permit appears in the property timeline.","evidence":["assessment moved from $144,300 to $264,600","no permit shown in 2024-2026"],"caveat":"Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it."}],"legalChecks":[{"id":"permit-status","level":"attention","title":"A permit row needs file-level verification","finding":"1 permit not marked completed: GM-2021-002173 (Cancelled).","why":"Issued work is not the same as approved final work. L&I uses final inspections and required certifications to close construction permits; expired, withdrawn, and completed are different City statuses.","action":"Open the permit file and confirm final inspections, holds, and any resulting occupancy certificate.","url":"https://www.phila.gov/departments/department-of-licenses-and-inspections/inspections-by-permit-type/"},{"id":"dated-tax-balance","level":"attention","title":"A dated tax balance needs a current payoff","finding":"$3,957.99 was recorded in the City’s 2022-06 delinquency snapshot for 2014–2021.","why":"That is historical evidence, not today’s amount due. A current exemption, payment, credit, or assistance agreement can coexist with an older snapshot row.","action":"Check period balances and request a dated Property Payoff statement for settlement.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"id":"homestead","level":"verify","title":"Homestead is tied to owner occupancy and the deed","finding":"OPA shows the Homestead Exemption.","why":"Philadelphia limits Homestead to an owner’s primary residence. The City says a deed change can require a new application or update.","action":"A buyer should apply in their own name and not assume the seller’s benefit continues.","url":"https://www.phila.gov/documents/homestead-exemption-application/"}],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}