{"asOf":"2026-07-10T07:30:22.829Z","block":"100-199 GAY ST","blockUrl":"https://blockreport.homes/block/100-199-gay-st","address":"165 GAY ST","parcelNumber":"211143100","source":"https://property.phila.gov/?p=211143100","ownerType":"owner-occupied","kind":"house","isHouse":true,"residential":true,"taxExempt":false,"institutional":false,"buildingClass":"ROW 3 STY STONE","useLabel":"House","owner":"EARLEY ELIZABETH R","coOwner":null,"marketValue":431100,"livableArea":1776,"yearBuilt":1900,"lastSale":{"price":375000,"date":"2020-08-08T04:00:00Z"},"openViolations":0,"violations":[],"violationCases":[],"investigations":[],"taxOwed":0,"taxSnapshot":{"available":true,"asOf":"2022-06","matched":false},"taxDelinquencySnapshotAsOf":"2022-06","taxDelinquencySnapshotAvailable":true,"lat":40.027401949448105,"lng":-75.22284346673551,"geom":{"type":"Polygon","coordinates":[[[-75.222706893,40.027323953],[-75.222749964,40.027295208],[-75.222980332,40.027480687],[-75.22293793,40.027508947],[-75.222706893,40.027323953]]]},"liDistrict":null,"certifications":[],"cityRecordAvailability":{"violations":true,"investigations":true,"appeals":true,"certifications":false,"permits":true,"licenses":true},"zip":"19127","beds":3,"baths":2,"stories":3,"lotArea":1499,"zoning":"RSA5","grade":"C","basement":"C","heater":"B","centralAir":true,"extCond":"3","intCond":"3","garage":null,"homestead":false,"mail":"165 GAY ST, PHILADELPHIA PA, 19127","mailOut":false,"appeals":[],"taxYears":[],"taxNet":0,"taxLien":false,"taxLedgerThrough":2016,"taxLedgerAvailable":true,"timesSold":3,"abated":false,"assessmentExemption":false,"exemptionBasisVerified":false,"valueSeries":[{"y":2016,"v":231700,"taxable":211700},{"y":2017,"v":231700,"taxable":212274},{"y":2018,"v":231700,"taxable":212274},{"y":2019,"v":306600,"taxable":280894},{"y":2020,"v":311900,"taxable":285519},{"y":2021,"v":311900,"taxable":285519},{"y":2022,"v":311900,"taxable":285519},{"y":2023,"v":365500,"taxable":365500},{"y":2024,"v":365500,"taxable":365500},{"y":2025,"v":426000,"taxable":426000},{"y":2026,"v":426000,"taxable":426000},{"y":2027,"v":431100,"taxable":431100}],"taxNow":5963,"familyHeld":false,"lastTransferNominal":false,"permits":[{"number":"303249","date":"2010-11-05","work":"Zoning","type":"ZP_ZONING","description":"ZONING PERMIT","status":"COMPLETED","completedDate":"2010-11-05","scope":"DEMO OF EXISTING ROOF & PARTIAL REAR & FRONT STONE WALLS, ERCTION OF NEW KNEE WALL ON TOP OF EXISTING STONE WALL IN ORDER TO INCREASE CEILING HEIGHT. ERECTION OF STORAGE LOFT AREA. ERECTION OF BALCONY & INSTALLATION OF SLIDING PATIO DOOR."},{"number":"303256","date":"2010-11-05","work":"Major alteration","type":"BP_ALTER","description":"ALTERATION PERMIT","status":"COMPLETED","completedDate":"2012-09-10","scope":"DEMO OF EXISTING ROOF & PARTIAL REAR & FRONT STONE WALLS, ERCTION OF NEW KNEE WALL ON TOP OF EXISTING STONE WALL IN ORDER TO INCREASE CEILING HEIGHT. ERECTION OF STORAGE LOFF AREA. ERECTION OF BALCONY & INSTALLATION OF SLIDING PATIO DOOR."},{"number":"325302","date":"2011-02-16","work":"Electrical","type":"EP_ELECTRL","description":"ELECTRICAL PERMIT","status":"COMPLETED","completedDate":"2018-01-04","scope":"60 AMP SUB PANEL, INSTALL 3 BRANCH CIRCUIT, 9 OUTLETS AND 4 SWITCHES, 5 RECESS LIGHTS AND 1 SMOKE DETECTOR AS PER 2008 NEC (NORTH DIST)"},{"number":"326269","date":"2011-02-23","work":"Plumbing","type":"PP_PLUMBNG","description":"PLUMBING PERMIT","status":"COMPLETED","completedDate":"2012-08-29","scope":"ROUGH-IN WATER LINES, HOT AND COLD AND DRAIN LINES FOR TOILET, LAV, TUB"}],"storyTag":"Renovated & sold on","storyDelta":4,"timeline":[{"y":2002,"k":"sale","p":75000},{"y":2010,"k":"permit","w":"Zoning"},{"y":2010,"k":"permit","w":"Major alteration"},{"y":2011,"k":"permit","w":"Electrical"},{"y":2011,"k":"permit","w":"Plumbing"},{"y":2016,"k":"sale","p":315000},{"y":2020,"k":"sale","p":375000}],"rented":false,"licenses":[],"signals":[],"legalChecks":[],"closingChecks":[{"title":"Property Sales Certification","body":"The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.","action":"Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.","url":"https://www.phila.gov/services/permits-violations-licenses/get-a-certificate/get-a-property-sales-certification/"},{"title":"Date-effective City Property Payoff","body":"The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.","action":"Request the City statement effective through settlement; read every period and invoice.","url":"https://www.phila.gov/guides/philadelphia-tax-center/what-to-do/"},{"title":"Professional title and water-lien searches","body":"OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.","action":"Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.","url":"https://www.phila.gov/2026-04-07-why-title-insurance-is-your-best-friend-when-buying-a-home-in-philadelphia/","secondaryUrl":"https://www.phila.gov/services/water-gas-utilities/pay-or-dispute-a-water-bill/resolve-water-liens-judgments/"},{"title":"Seller-specific tax relief is not the buyer’s bill","body":"LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.","action":"Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.","url":"https://www.phila.gov/services/payments-assistance-taxes/payment-plans-and-assistance-programs/income-based-programs-for-residents/apply-for-the-longtime-owner-occupants-program-loop/","secondaryUrl":"https://www.phila.gov/services/payments-assistance-taxes/taxes/property-and-real-estate-taxes/get-real-estate-tax-relief/tax-freeze/"},{"title":"Seller disclosure and independent inspections","body":"For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.","action":"Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.","url":"https://www.pa.gov/agencies/dos/department-and-offices/bpoa/boards-commissions/real-estate-commission"}]}